IDFC First Bank Credit Cards
Customer-first credit cards with innovative features and attractive rewards.
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IDFC FIRST BANK
Credit Cards by IDFC First Bank Ashva Metal Credit Card
Compare and find the perfect credit card that matches your lifestyle
IDFC First Bank Ashva Metal Credit Card
Joining Fee
₹2,999 + GST
Renewal Fee
₹2,999 + GST
Best Suited For
TravelShopping
Reward Type
Reward Points
Welcome Benefits
Bonus 2,500 Reward Points (₹625) Till 31st January 2025. ₹2,000 Cashback on Making Four Transactions of ₹500 or Above
IDFC FIRST Select Credit Card
Joining Fee
Free
Renewal Fee
Free
Best Suited For
TravelShopping
Reward Type
Reward Points
Welcome Benefits
Vouchers worth ₹500 on spends of ₹5,000 within 30 days of card issuance. Also, get a 5% cashback on EMI transactions (up to Rs. 1,000) within 30 days of card issuance.
IDFC HPCL First Power Plus Credit Card
Joining Fee
₹499 + GST
Renewal Fee
₹499 + GST
Best Suited For
Fuel
Reward Type
Reward Points
Welcome Benefits
Up to ₹500 cash back on your 1st HPCL fuel transaction above ₹500 and up to 5% cashback (up to ₹1,000 capped) on the transaction value of the first EMI.
IDFC HPCL FIRST Power Credit Card
Joining Fee
₹199 + GST
Renewal Fee
₹199 + GST
Best Suited For
Fuel
Reward Type
Reward Points
Welcome Benefits
Up to ₹250 cash back on your 1st HPCL fuel transaction above ₹250 and up to 5% cashback (up to ₹1,000 capped) on the transaction value of the first EMI.
IDFC FIRST Millennia Credit Card
Joining Fee
Free
Renewal Fee
Free
Best Suited For
MoviesShopping
Reward Type
Reward Points
Welcome Benefits
5% cashback on first EMI spend up to Rs. 1,000 and additional welcome gift vouchers worth Rs. 500 on spending Rs. 5,000 within 30 days of card generation
IDFC FIRST Multi-Currency Forex Card
Joining Fee
Free
Renewal Fee
Free
Best Suited For
International Spends
IDFC FIRST Wealth Credit Card
Joining Fee
Free
Renewal Fee
Free
Best Suited For
MoviesTravelShopping
Reward Type
Reward Points
Welcome Benefits
₹500 Voucher from Uber, Amazon, and Bigbasket on Spending ₹5,000 Within 30 Days of Card Issuance. 5% Cashback Upto ₹1,000 on the First EMI Transaction
Club Vistara IDFC First Credit Card
Joining Fee
Rs. 4,999 + GST
Renewal Fee
Rs. 4,999 + GST
Best Suited For
Travel
Reward Type
Reward Points
Welcome Benefits
Complimentary class upgrade voucher and 1 premium economy flight ticket voucher for Air Vistara
Everything You Need to Know About HDFC Bank Credit Cards
Features and Benefits
Welcome Benefits
Get exclusive rewards and bonuses when you join
Rewards Program
Earn points on every purchase and redeem for exciting rewards
Travel Benefits
Complimentary lounge access and travel insurance
Experience a world of privileges with our credit cards, designed to enhance your lifestyle and provide value on every transaction.
Rewards & Redemption
Reward Points Structure
Regular Purchases2X Points
Travel Bookings5X Points
Dining3X Points
Online Shopping4X Points
Entertainment3X Points
Fuel1X Points
Redemption Options
Travel Miles
Convert points to airline miles
1 Point = 0.5 Miles
Shopping
Redeem at partner stores
1 Point = ₹0.25
Cashback
Direct credit to card
1 Point = ₹0.20
Fees & Charges
| Type | Amount | Details |
|---|---|---|
| Annual Fee | ₹500 - ₹12,000 | Varies by card type |
| Interest Rate | 3.49% per month | On revolving credit |
| Cash Advance | 2.5% or ₹500 | Whichever is higher |
| Late Payment | Up to ₹1,000 | Based on outstanding amount |
* All charges are subject to applicable taxes. Please refer to the most recent schedule of charges for detailed information.
How to Apply
1
Check Eligibility
Verify your age, income, and credit score requirements
2
Submit Documents
Provide KYC and income proof documents
3
Application Review
Wait for approval and card delivery
Required Documents
Identity Proof (Any one)
- Aadhaar Card
- PAN Card
- Passport
- Voter ID
Income Proof (Any one)
- Latest 3 months salary slips
- Form 16
- IT Returns (last 2 years)
- Bank statements (last 3 months)