IDFC FIRST WoW Credit Card

The FIRST WoW Credit Card is a secured credit card (backed by a Fixed Deposit) issued by IDFC Bank, has tons of features, and provides great benefits for cardholders. You would need to make a Fixed Deposit of at least ₹10,000 with the bank in order to get this card. The card comes with ZERO joining and renewal fees, which means that the FIRST Wow Card is the ultimate lifetime free card. On top of that, the great thing is that the foreign markup fee with the WoW Card is also zero, which is a feature only super-premium credit card with high fees offer. Therefore, you do not have to pay any extra charges or fees on international transactions. The card offers 4 Reward Points/₹150 on every eligible spend, and the points you earn are valid for a lifetime, which means they do not expire at any point. You can use them to redeem vouchers, deals, and much more anytime. IDFC WoW! Card offers easy and convenient EMI options for transactions above ₹2,500. Keep reading for a more detailed review of the card: