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Premium Card Series
IDFC FIRST Classic Credit Card
Along with the IDFC First Select, IDFC First Millennia, the IDFC FIRST Classic Credit Card is also a no-annual-fee credit card issued by the bank. The
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Advanced protection for all transactions
Instant
Immediate digital card access
Lifetime Free
Joining Fee
Lifetime Free
Renewal Fee
24/7
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Meet IDFC FIRST Classic Credit Card
Along with the IDFC First Select, IDFC First Millennia, the IDFC FIRST Classic Credit Card is also a no-annual-fee credit card issued by the bank. The card comes without a joining fee but keeps all the requirements of its customers in mind. It welcomes you with a gift voucher worth ₹500 and a 5% cashback on your first EMI transaction. With this card, you get 3X Reward Points for every ₹150 spent on purchases and 10X Reward Points on incremental spends above ₹20,000 in a month. Other than that, you get extra reward points for big purchases and for all the transactions made on your birthday. Not only Reward Points, but the card also provides you with great travel, movie & dining benefits as you get four complimentary railway lounge access every quarter, up to 20% discount on dining, and a discount of 25% on movies. Moreover, there are many more benefits you get with the IDFC FIRST Classic Credit Card, such as complimentary roadside assistance, insurance benefits, etc. To know all about the benefits of the card in detail, refer to the information given below:
IDFC FIRST Classic Credit Card MEMBERSHIP
JOINING FEELifetime Free
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make IDFC FIRST Classic Credit Card the perfect choice for those who demand excellence.
Spend- Based Waiver
NA
Rewards Redemption Fee
₹99 + GST
Foreign Currency Markup
3.5% on all foreign currency spends.
Interest Rates
0.75% to 3.5% per month
Fuel Surcharge
1% fuel surcharge waiver (up to Rs. 200 per statement cycle)
Cash Advance Charges
Rs. 199
Movie & Dining
Get a 25% discount on movies (up to ₹100) on the District app once per month and up to 20% discount on dining through your IDFC FIRST Classic Credit Card.
Rewards Rate
3X Reward Points on every spend of ₹150. 10X Reward Points on each spend after reaching the monthly limit of ₹20,000
Reward Redemption
The Reward Points can be redeemed instantly for online transactions & partner stores. Here, 1 Reward Point = ₹0.25
Travel
Get complimentary Railway lounge access 4 times in a calendar quarter. You also get complimentary roadside assistance worth ₹1399, four times in a year
Domestic Lounge Access
N/A
International Lounge Access
NA
Golf
NA
Insurance Benefits
You get a personal accident cover worth Rs. 2 Lakhs and a lost card liability cover worth up to Rs. 25,000
3x Reward Points on every ₹150 you spent.
10x Reward Points on every ₹150 you spend on purchases above ₹20,000.
10x Reward Points on every ₹150 spent on your birthday.
The card comes with no joining/renewal fee.
Welcome benefit of a gift voucher worth ₹500 and 5% cash back on the value of your first EMI transaction
25% discount on movie tickets on the District app, up to ₹100, once per month.
4 complimentary railway lounge access every quarter.
More than 300 partner merchant offers.
Get free Road Side Assistance worth ₹1399
Get personal accident cover worth ₹2 Lakhs and lost card liability cover worth ₹25,000
Why Choose IDFC FIRST Classic Credit Card
Banking Reimagined for the Digital Age
Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.
3x Reward Points on every ₹150 you spent.
10x Reward Points on every ₹150 you spend on purchases above ₹20,000.
10x Reward Points on every ₹150 spent on your birthday.
The card comes with no joining/renewal fee.
Welcome benefit of a gift voucher worth ₹500 and 5% cash back on the value of your first EMI transaction
25% discount on movie tickets on the District app, up to ₹100, once per month.
4 complimentary railway lounge access every quarter.
More than 300 partner merchant offers.
Get free Road Side Assistance worth ₹1399
Get personal accident cover worth ₹2 Lakhs and lost card liability cover worth ₹25,000
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