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Premium Card Series
IDFC Bank FIRST SWYP Credit Card
The FIRST SWYP Credit Card by IDFC Bank is an innovative offering in the Indian credit card market. It offers an array of benefits, including reward p
Security
Advanced protection for all transactions
Instant
Immediate digital card access
499 + GST
Joining Fee
499 + GST
Renewal Fee
24/7
Support
Meet IDFC Bank FIRST SWYP Credit Card
The FIRST SWYP Credit Card by IDFC Bank is an innovative offering in the Indian credit card market. It offers an array of benefits, including reward points and discounts on popular brands like Tata CLiQ, Zomato, Sugar, and Dominos, making it highly appealing to youngsters. The card can be availed at a low joining fee of ₹499 and can even be linked to your UPI apps. What makes this card unique is that at the end of each cycle, you must pay the total amount due or convert it into easy EMI spends. Unlike conventional credit cards, you won’t have to pay hefty interest with this credit card. If unable to clear your dues, you can simply convert your spends into flexible EMIs, starting from a tenure of 3 months and a minimum transaction of ₹2,500.
IDFC Bank FIRST SWYP Credit Card MEMBERSHIP
JOINING FEE499 + GST
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make IDFC Bank FIRST SWYP Credit Card the perfect choice for those who demand excellence.
Spend- Based Waiver
N/A
Rewards Redemption Fee
Rs. 99
Foreign Currency Markup
3.5%
Interest Rates
N/A
Fuel Surcharge
1% Up to Rs. 200 (Monthly)
Cash Advance Charges
Rs. 199
Movie & Dining
25% Discounts on Movie Tickets
Rewards Rate
200, 500, and 1,000 RPs on Spends of Rs. 5,000, 10,000, and 15,000 Respectively
Reward Redemption
Points Can be Redeemed at IDFC First Rewards. Pay With Points Facility Also Available
Travel
4 Free Railway Lounge Access Each Quarter
Domestic Lounge Access
N/A
International Lounge Access
N/A
Golf
N/A
Insurance Benefits
Complimentary Insurance Covers are Provided
Reasonable joining fee of Rs. 499.
Easily convert your spends into EMIs.
Complimentary railway lounge access is provided.
Plenty of welcome benefits are offered with this card.
There are numerous welcome benefits associated with this card, such as a free Lenskart Gold membership, 1,000 Reward Points, and Free Times Prime membership.
This card comes at an affordable joining/annual charge of Rs. 499.
While this card grants complimentary access to railway lounges, airport lounge access requires fulfilling referral criteria.
You must either pay your full amount due by the due date or convert your pending balance into EMI. Paying the minimum amount due is not an option.
Why Choose IDFC Bank FIRST SWYP Credit Card
Banking Reimagined for the Digital Age
Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.
Reasonable joining fee of Rs. 499.
Easily convert your spends into EMIs.
Complimentary railway lounge access is provided.
Plenty of welcome benefits are offered with this card.
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