HDFC Bank Regalia Gold Credit Card

Movie & Dining

₹200 Off on Swiggy Dineout (Twice Each Month)

Rewards Rate

Get 4 Reward Points on every spend of Rs. 150 on retail including utilities, insurance, and education. Get 20 Reward Points on every spend of Rs. 150 on Myntra, Marks and Spencers, Nykaa, and Reliance Digital

Reward Redemption

Redeem RPs for flight/hotel bookings via the Smartbuy portal at the rate of 1 RP = Rs. 0.50, convert RPs into airmiles through Netbanking at the rate of 1 RP = 0.50 Airmiles, Redeem RPs for products and gift vouchers on the Smartbuy portal at the rate of 1 RP = Rs. 0.35, and Redeem RPs against the Exclusive Gold Catalogue on Smartbuy at the rate of 1 RP = Rs. 0.65

Travel

Complimentary Flight Tickets on Reaching Spend Milestones

Domestic Lounge Access

3 Complimentary Domestic Airport Lounge Access Every Quarter (12 Each Year)

International Lounge Access

6 complimentary international lounge access

Golf

NA

Insurance Benefits

Accidental air death cover up to ₹1 crore, emergency overseas hospitalisation cover worth ₹15 lakhs, credit liability cover up to ₹ 9 lakhs

Feature

Complimentary MMT Black Gold and Swiggy One membership on spending over ₹1 lakh within 90 days of getting the card issued.

Feature

1500 worth of vouchers from any one of M&S, Myntra, Reliance Digital, or Marriott on spending ₹1.5 Lakhs each quarter

Feature

5,000 worth of complimentary flight vouchers on spending ₹7.5 Lakhs in the card anniversary year

Feature

4 Reward Points on every retail spend of ₹150 and 5X accelerated Reward Points on every ₹150 spent on purchases at M&S, Nykaa, Myntra, and Reliance Digital

Feature

12 complimentary lounge access in India at both international and domestic terminals every year

Feature

Six complimentary lounge access outside India through the Priority Pass

Feature

Air death cover up to ₹1 Crore and ₹9 Lakh lost card liability cover

Feature

Renewal fee waiver on spending ₹4 Lakhs in the card anniversary year

Feature

Low foreign currency markup fee of 2%

Enjoy the exclusive 24/7 concierge service that comes with the Regalia Gold Credit Card.

You can enjoy access to both domestic and international lounges, with 12 and 6 visits per year, respectively.

A fee of ₹99 is applicable for reward redemption.

Card renewal fee waiver is at a high cost of ₹4 lakhs.