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IDFC FIRST Millennia Credit Card
If you are looking for an entry-level card, IDFC’s FIRST Millennia credit card is the right choice. This is a reward points-based credit card with a d
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Advanced protection for all transactions
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Immediate digital card access
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Joining Fee
0%
Renewal Fee
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Meet IDFC FIRST Millennia Credit Card
If you are looking for an entry-level card, IDFC’s FIRST Millennia credit card is the right choice. This is a reward points-based credit card with a decent rewards program. It offers up to 10x non-expiring Reward points, which can be redeemed at any point in time. This card provides reward points for online as well as offline spending. Moreover, if someone is fond of traveling via trains, then this card offers complimentary Railway Lounge access four times a quarter, making your traveling experience a lot more luxurious. Other card benefits include a discount of up to 25% on movies, up to 20% off on dining, complimentary roadside assistance, and many more. Plus, it is a lifetime free credit card, i.e., no annual fee credit card, which means you don’t have to pay a single penny to get and use this card. Read on to learn more about the IDFC FIRST Millennia Credit Card:
IDFC FIRST Millennia Credit Card MEMBERSHIP
JOINING FEE0
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make IDFC FIRST Millennia Credit Card the perfect choice for those who demand excellence.
Spend- Based Waiver
Nil
Rewards Redemption Fee
₹99 + GST
Foreign Currency Markup
3.5% of the total transaction value.
Interest Rates
Starting from 0.75% and goes up to 3.5% per month.
Fuel Surcharge
1% fuel surcharge waiver at all fuel stations and on all fuel purchases across India (Upto Rs 200 every month).
Cash Advance Charges
Transaction fees of Rs. 199
Movie & Dining
25% Discount Up to ₹100 on District App. 20% Discount on Popular Restaurants
Rewards Rate
3X Reward Points Till Spends of ₹20,000. 10X Reward Points After Incremental Spends of ₹20,000
Reward Redemption
N/A
Travel
Get four complimentary railway lounge accesses and four roadside assistance services a year, each worth Rs. 1399.
Domestic Lounge Access
NA
International Lounge Access
NA
Golf
NA
Insurance Benefits
Personal Accidental Cover worth Rs. 2 Lakhs on all active cards. Lost Card Liability Cover of Rs 25,000.
Zero annual fee credit card.
Comes with never-expiring reward points.
3X Reward Points on spends until ₹20,000.
10X Reward Points on spends of ₹20,000 and above.
Interest rates start at 0.75% per month.
Complimentary railway lounge access 4 times in a quarter.
Complimentary roadside assistance worth ₹1399
Personal Accidental Cover worth ₹2 lakh on all active cards.
Fuel surcharge waiver on all fuel purchases up to ₹200 per month.
With this card, you get complimentary railway lounge access, which is highly beneficial for domestic travelers who prefer to travel by railway.
This card has a great advantage as it is a lifetime free card.
You won’t be provided with any domestic or international airport lounge access with the IDFC First Millennia Credit Card.
There is a reward redemption fee of ₹99 with this card.
Why Choose IDFC FIRST Millennia Credit Card
Banking Reimagined for the Digital Age
Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.
Zero annual fee credit card.
Comes with never-expiring reward points.
3X Reward Points on spends until ₹20,000.
10X Reward Points on spends of ₹20,000 and above.
Interest rates start at 0.75% per month.
Complimentary railway lounge access 4 times in a quarter.
Complimentary roadside assistance worth ₹1399
Personal Accidental Cover worth ₹2 lakh on all active cards.
Fuel surcharge waiver on all fuel purchases up to ₹200 per month.
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