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IDFC First Bank Ashva Metal Credit Card
IDFC First Bank’s Ashva Credit Card is an innovative offering. It derives its inspiration from India’s reminiscent days and offers a unique design and
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Advanced protection for all transactions
Instant
Immediate digital card access
₹2,999 + GST
Joining Fee
₹2,999 + GST
Renewal Fee
24/7
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Meet IDFC First Bank Ashva Metal Credit Card
IDFC First Bank’s Ashva Credit Card is an innovative offering. It derives its inspiration from India’s reminiscent days and offers a unique design and a blend of traditions and modern luxury. This card, which weighs 12 grams and has a joining cost of ₹2,999 + GST, is available in the metal variant, which is quite rare for its price segment. With exclusive privileges, magnificent looks, and decent rewards, this card manages to capture one’s attention. Those who make regular spends of ₹20,000 and above can make the most out of this card as they would earn 10X Rewards on eligible incremental spends above ₹20,000. Crossing this threshold would also allow the cardholder to access spend-based benefits like international/domestic airport lounges and golf lessons/rounds. The Ashva Visa Infinite Credit Card offers domestic and international privileges, as it has a lower Forex markup charge of 1% (cards usually charge anywhere above 3%). Cardholders can use this card and incur lower charges for international transactions. This, along with international airport lounge access and travel insurance, make this a perfect card for global travelers, and that too at a low joining and annual cost. Let’s review all the benefits offered by this card in depth so that those looking to apply for this credit card can do so easily.
IDFC First Bank Ashva Metal Credit Card MEMBERSHIP
JOINING FEE₹2,999 + GST
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make IDFC First Bank Ashva Metal Credit Card the perfect choice for those who demand excellence.
Spend- Based Waiver
N/A
Rewards Redemption Fee
₹99 +GST
Foreign Currency Markup
1% on International Transactions
Interest Rates
Monthly Rate 0.75% to 3.65% and Annual Rate 9% to 43.8%
Fuel Surcharge
1% Waiver on Fuel Surcharge Upto ₹300
Cash Advance Charges
₹199
Movie & Dining
BOGO on Movie Ticket Bookings Upto ₹400 With BookMyShow, Twice Each Month (Annual Benefit - ₹9,600)
Rewards Rate
10X Reward Points/₹150 on Incremental Spends Above ₹20,000 Per Statement Cycle. 5X Reward Points/₹150 on Spends Upto ₹20,000. 3X RPs Are Also Awarded for Rent, Wallet Load, Education, and Government Transactions
Reward Redemption
Redeem for Vouchers/Cash Against Statement or Pay With Points. 1 RP = ₹0.25
Travel
4 Complimentary Railway Lounge Access Each Quarter, 16 Each Year (For Both Primary and Add-On Cardholders)
Domestic Lounge Access
4 Complimentary Lounge Access Each Quarter
International Lounge Access
2 Complimentary Lounge Access Each Quarter
Golf
2 Free Golf Rounds/Lessons on Spends of ₹20,000 Each in a Statement Cycle
Insurance Benefits
Purchase Protection, Personal Accident Cover, Free Trip Cancellation Protection, Travel Insurance and Credit Shield
Ashva Credit Card is a rewarding card from IDFC First Bank. It is available in the metal variant.
Free movie tickets worth ₹400 are offered on bookings made with BookMyShow. This benefit is available twice each month.
Primary and add-on cardholders are offered free domestic and international airport lounge access with the Ashva Card.
Spend-based golfing privileges are available with this card.
From domestic airports to international ones and even railway lounges across India, this card offers complimentary lounge access everywhere.
With so many complimentary services and the added advantage of Visa Infinite, this card comes at an affordable fee of ₹2,999.
To fully take advantage of this card, you would need to spend more than ₹20,000 each month. Only when such spending is achieved can you earn 10X Reward Points and get access to free airport lounge visits. So those who can’t accomplish the spend of ₹20,000 month after month cannot fully experience the reward and privileges of this card.
This card does not offer a spend-based annual fee waiver. Instead, you would need to pay the fee each year. Cardholders won’t be eligible for any renewal benefit also. All they can get is an annual benefit of ₹1,875 on spending ₹8 lakh in a year.
Why Choose IDFC First Bank Ashva Metal Credit Card
Banking Reimagined for the Digital Age
Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.
Ashva Credit Card is a rewarding card from IDFC First Bank. It is available in the metal variant.
Free movie tickets worth ₹400 are offered on bookings made with BookMyShow. This benefit is available twice each month.
Primary and add-on cardholders are offered free domestic and international airport lounge access with the Ashva Card.
Spend-based golfing privileges are available with this card.
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