IDFC FIRST EARN Credit Card

Save big on your UPI spends with the IDFC FIRST EA₹N Credit Card. This is a secured card that can be availed against a fixed deposit. The minimum amount for the required fixed deposit is ₹5,000. Earn 1% cashback on all eligible spends made with the IDFC First Bank mobile application. Not only this, but you can also earn 0.5% cashback on all utilities, wallets, insurance, and UPI spends made by other apps. Loaded with benefits, this card can be availed at a low and affordable joining fee of ₹499 + GST and would allow cardholders to earn upto ₹6,000 cashback in a year. Along with great cashback benefits, this card also offers entertainment benefits like 25% discounts on movie tickets. Save upto ₹1,200 each year on movie tickets alone. Although this is only a digital/virtual card, the physical card can be obtained for a fee of ₹199. First-time credit card applicants, youngsters, homemakers, and people looking to improve their credit score can all apply for this card and take advantage of its benefits like decent cashback. This is the second secured credit card offering by IDFC First Bank, the other being the lifetime free IDFC WoW card. In terms of features and benefits, both cards are quite different from each other. Keep reading this article to learn more about the IDFC FIRST EA₹N Credit Card and how it compares to others.