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Premium Card Series
IDFC FIRST Select Credit Card
IDFC First Select credit card is one of the premium and most popular cards offered by IDFC First Bank, the other popular cards being IDFC First Millen
Security
Advanced protection for all transactions
Instant
Immediate digital card access
0%
Joining Fee
0%
Renewal Fee
24/7
Support
Meet IDFC FIRST Select Credit Card
IDFC First Select credit card is one of the premium and most popular cards offered by IDFC First Bank, the other popular cards being IDFC First Millennia, IDFC First Classic Credit Card, etc. The card provides a diverse range of offers and benefits to its customers. You get a welcome voucher worth ₹500 on achieving spends of ₹5,000 or more. Furthermore, you also get a cashback of up to 5% on your EMI transactions. Under its reward programs, you get up to 10x Rewards on your regular spending and redeem them against a variety of options of your choice. The card provides travel benefits and privileges, such as complimentary lounge access at airports and railway stations. You also get 1+1 offers on movie ticket bookings with the District mobile app. There are several other benefits, such as insurance, special discounts on dining, roadside assistance, fuel surcharge waiver, and much more. Read further to learn more about the IDFC First Select credit card below.
IDFC FIRST Select Credit Card MEMBERSHIP
JOINING FEE0
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make IDFC FIRST Select Credit Card the perfect choice for those who demand excellence.
Spend- Based Waiver
NA
Rewards Redemption Fee
99 + GST
Foreign Currency Markup
1.99%
Interest Rates
Ranges between 0.75% to 3.5% per month based upon the credit history of the individual
Fuel Surcharge
1% surcharge waived on all fuel purchases at all petrol pumps across India subject to a maximum amount of Rs. 300.
Cash Advance Charges
Rs. 199 per transaction
Movie & Dining
“Buy One Get One” offer on movie tickets up to ₹125 while booking with the District app & up to 20% discount on dining at over 1500 restaurants.
Rewards Rate
3 Reward Points/₹150 Upto Spends of ₹20,000 and 10 Reward Points/₹150 on Spends Above ₹20,000
Reward Redemption
1 Reward point = ₹0.25 for redemption. These reward points can be redeemed at the Poshvine reward portal or at exclusive merchant stores.
Travel
Complimentary 4 Railway Lounge Access Per Quarter
Domestic Lounge Access
2 Complimentary Domestic Airport Lounge Access Every Quarter (8 Each Year)
International Lounge Access
NA
Golf
NA
Insurance Benefits
You get an air accident cover worth ₹1 crore, personal accident cover worth upto ₹5,00,000 and a travel insurance cover worth up to ₹22,500
Gift vouchers worth ₹500 and 5% cashback on EMI transactions as a welcome benefit.
10x Rewards for every ₹150 spent on purchases above ₹20,000.
10x RPs on every ₹150 spent on your birthdays.
3x Rewards on every ₹150 spent on purchases up to ₹20,000
Low interest rate (0.75% – 2.99%) and low foreign currency markup (1.5%)
Complimentary railways and airport lounge access every quarter.
Air accident cover worth ₹1 crore and Personal Accident Cover worth ₹5,00,000
Lost card liability covers worth ₹50,000
1% fuel surcharge waived on all fuel purchases
This is a lifetime free credit card without any joining or renewal charges.
There isn’t any complimentary international lounge access provided with this card.
Why Choose IDFC FIRST Select Credit Card
Banking Reimagined for the Digital Age
Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.
Gift vouchers worth ₹500 and 5% cashback on EMI transactions as a welcome benefit.
10x Rewards for every ₹150 spent on purchases above ₹20,000.
10x RPs on every ₹150 spent on your birthdays.
3x Rewards on every ₹150 spent on purchases up to ₹20,000
Low interest rate (0.75% – 2.99%) and low foreign currency markup (1.5%)
Complimentary railways and airport lounge access every quarter.
Air accident cover worth ₹1 crore and Personal Accident Cover worth ₹5,00,000
Lost card liability covers worth ₹50,000
1% fuel surcharge waived on all fuel purchases
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