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IDFC FIRST Wealth Credit Card
The IDFC FIRST Wealth Credit Card is the top-end offering by the bank. Despite its premium features, the Wealth Credit Card comes with a zero annual m
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Meet IDFC FIRST Wealth Credit Card
The IDFC FIRST Wealth Credit Card is the top-end offering by the bank. Despite its premium features, the Wealth Credit Card comes with a zero annual membership fee. The card also has a low interest rate (0.75% – 3.5%) and a meager Forex markup fee of just 1.5% of the transacted amount. As it is a premium offering of the bank, you also get benefits like complimentary rounds of golf, complimentary international as well as domestic lounge visits, and multiple insurance covers, including an air accident insurance cover worth ₹1 crore. Not only this, but you can also avail yourself of up to 2 free movie tickets each month, which will make your movie experiences even more rewarding with this card. Read on to learn more about the IDFC FIRST Wealth Credit Card.
IDFC FIRST Wealth Credit Card MEMBERSHIP
JOINING FEE0
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make IDFC FIRST Wealth Credit Card the perfect choice for those who demand excellence.
Spend- Based Waiver
Nil
Rewards Redemption Fee
₹99 + GST
Foreign Currency Markup
1.5% + GST
Interest Rates
0.75% to 3.5% per month depending upon the credit history of the card member.
Fuel Surcharge
1% Waiver Upto ₹400 Each Month for Fuel Transactions Between ₹200 and ₹5,000
Cash Advance Charges
Rs. 199 per transaction
Movie & Dining
Buy One Get One on Movie Tickets up to ₹250 on the District App, Twice Every Month
Rewards Rate
3X RPs/₹150 Spent Upto Monthly Spends of ₹20,000. 10X Reward Points After Incremental Spends of ₹20,000.
Reward Redemption
Reward Points can be redeemed on the Poshvine redemption portal for shopping vouchers from many popular brands. 1 Reward Point = ₹0.25
Travel
Complimentary Spa Access at Popular Airports and Free Railway Lounge Access
Domestic Lounge Access
Up to 2 Free Visits to Domestic Airport Lounges Per Quarter
International Lounge Access
Up to 2 Complimentary International Lounge Visits Per Quarter
Golf
Complimentary golf rounds each month for every Rs. 20,000 spent in the previous month (max 2 golf rounds in a month).
Insurance Benefits
Travel-related insurance benefits including accidental air death insurance worth Rs. 1 crore, personal accident coverage worth Rs. 10 lakh, and lost card liability cover worth Rs. 50,000
A lifetime free card with exciting privileges.
Gift voucher worth ₹500 on spending ₹5,000 within 30 days and a 5% cashback on the first EMI transaction performed within 30 days of card setup.
10x Reward Points on large spends of ₹20,000 or more.
10x Reward Points on all transactions on your birthday.
Low-interest rate (0.75% – 3.5%) and low foreign currency markup (1.5%).
Two complimentary airport lounge access and spa visits every quarter.
Up to 2 complimentary rounds of golf every month on spending ₹20,000 monthly.
Air accident coverage is worth ₹1 crore, and personal accident coverage is worth ₹10 lakh.
One of the biggest pros of the IDFC FIRST Wealth Credit Card is that it is a lifetime-free card without any annual charges or fees.
Complimentary welcome voucher worth ₹500.
The reward rate for this premium card is mediocre, with one reward point equaling ₹0.25.
Why Choose IDFC FIRST Wealth Credit Card
Banking Reimagined for the Digital Age
Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.
A lifetime free card with exciting privileges.
Gift voucher worth ₹500 on spending ₹5,000 within 30 days and a 5% cashback on the first EMI transaction performed within 30 days of card setup.
10x Reward Points on large spends of ₹20,000 or more.
10x Reward Points on all transactions on your birthday.
Low-interest rate (0.75% – 3.5%) and low foreign currency markup (1.5%).
Two complimentary airport lounge access and spa visits every quarter.
Up to 2 complimentary rounds of golf every month on spending ₹20,000 monthly.
Air accident coverage is worth ₹1 crore, and personal accident coverage is worth ₹10 lakh.
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