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Yes Bank Credit Cards
Innovative credit card solutions designed for the modern consumer.
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Card Holder
YES BANK
Credit Cards by YES ACE Credit Card
Compare and find the perfect credit card that matches your lifestyle
YES ACE Credit Card
Joining Fee
₹499 + GST
Renewal Fee
₹499 + GST
Best Suited For
Shopping
Yes Private/Private Prime Credit Card
Joining Fee
Rs. 50,000 + GST for Yes Private and Rs. 20,000 + GST for Yes Prime
Renewal Fee
Rs. 10,000 + GST
Best Suited For
TravelShopping
Reward Type
Reward Points
Welcome Benefits
Upon successful first transaction made using this credit card, you will get up to 25,000 Reward Points.
YES Bank BYOC Credit Card
Joining Fee
Rs. 49 + GST (Monthly)
Renewal Fee
Rs. 49 + GST (Monthly)
Best Suited For
Shopping
YES Bank Wellness Plus Credit Card
Joining Fee
Rs. 1,499 + GST
Renewal Fee
Rs. 1,499 + GST
Best Suited For
Travel
YES First Preferred Credit Card
Joining Fee
Rs. 999 + GST
Renewal Fee
Rs. 999 + GST
Best Suited For
Shopping
YES Prosperity Cashback Plus Credit Card
Joining Fee
Rs. 1,499 + GST
Renewal Fee
Rs. 1,499 + GST
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
A cashback of Rs. 250 on spending Rs. 2500 within the first 30 days.
Klick RuPay Credit Card
Joining Fee
Free
Renewal Fee
Free
Best Suited For
Shopping
YES Prosperity Rewards Credit Card
Joining Fee
₹499 + GST
Renewal Fee
₹499 + GST
Best Suited For
Shopping
YES Bank RESERV Credit Card
Joining Fee
₹2,499 + GST
Renewal Fee
₹2,499 + GST
Best Suited For
TravelShopping
YES Elite+ Credit Card
Joining Fee
Rs. 999 + GST
Renewal Fee
Rs. 999 + GST
Best Suited For
MoviesTravelShopping
YES Select Credit Card
Joining Fee
₹599 + GST
Renewal Fee
₹599 + GST
Best Suited For
Shopping
YES Bank EMI Credit Card
Joining Fee
Rs. 499 + GST
Renewal Fee
Rs. 499 + GST
Best Suited For
Shopping
Yes Bank Marquee Credit Card
Joining Fee
Rs. 9,999 + GST
Renewal Fee
Rs. 4,999 + GST
Best Suited For
MoviesTravelShopping
Yes Bank RuPay Credit Card
Joining Fee
Free
Renewal Fee
Free
Best Suited For
Shopping
Yes Bank Wellness Credit Card
Joining Fee
₹499 + GST
Renewal Fee
₹499 + GST
Best Suited For
Shopping
Everything You Need to Know About HDFC Bank Credit Cards
Features and Benefits
Welcome Benefits
Get exclusive rewards and bonuses when you join
Rewards Program
Earn points on every purchase and redeem for exciting rewards
Travel Benefits
Complimentary lounge access and travel insurance
Experience a world of privileges with our credit cards, designed to enhance your lifestyle and provide value on every transaction.
Rewards & Redemption
Reward Points Structure
Regular Purchases2X Points
Travel Bookings5X Points
Dining3X Points
Online Shopping4X Points
Entertainment3X Points
Fuel1X Points
Redemption Options
Travel Miles
Convert points to airline miles
1 Point = 0.5 Miles
Shopping
Redeem at partner stores
1 Point = ₹0.25
Cashback
Direct credit to card
1 Point = ₹0.20
Fees & Charges
| Type | Amount | Details |
|---|---|---|
| Annual Fee | ₹500 - ₹12,000 | Varies by card type |
| Interest Rate | 3.49% per month | On revolving credit |
| Cash Advance | 2.5% or ₹500 | Whichever is higher |
| Late Payment | Up to ₹1,000 | Based on outstanding amount |
* All charges are subject to applicable taxes. Please refer to the most recent schedule of charges for detailed information.
How to Apply
1
Check Eligibility
Verify your age, income, and credit score requirements
2
Submit Documents
Provide KYC and income proof documents
3
Application Review
Wait for approval and card delivery
Required Documents
Identity Proof (Any one)
- Aadhaar Card
- PAN Card
- Passport
- Voter ID
Income Proof (Any one)
- Latest 3 months salary slips
- Form 16
- IT Returns (last 2 years)
- Bank statements (last 3 months)