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Premium Card Series
YES Bank EMI Credit Card
The YES Bank EMI Credit Card is one of the two recently launched cards by the YES Bank, the other one being the BYOC Credit Card. The EMI Credit Card,
Security
Advanced protection for all transactions
Instant
Immediate digital card access
Rs. 499 + GST
Joining Fee
Rs. 499 + GST
Renewal Fee
24/7
Support
Meet YES Bank EMI Credit Card
The YES Bank EMI Credit Card is one of the two recently launched cards by the YES Bank, the other one being the BYOC Credit Card. The EMI Credit Card, as suggested by its name, is targeted at people who prefer paying for large transactions in EMIs. It comes with a nominal annual membership fee of Rs. 499 and you can get it waived on achieving the required annual spending in the preceding year. Talking about its key features, this card comes with auto EMI conversion, and all transactions above Rs. 5,000 are automatically converted into EMIs. The card also offers decent cashback benefits and you can earn up to 3% cashback on transactions made using it. To know more about the YES Bank’s EMI Credit Card and all its features in detail, keep reading the article:
YES Bank EMI Credit Card MEMBERSHIP
JOINING FEERs. 499 + GST
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make YES Bank EMI Credit Card the perfect choice for those who demand excellence.
Spend- Based Waiver
The renewal fee of Rs. 499 is waived on spending Rs. 1.2 lakhs or more in the previous anniversary year.
Rewards Redemption Fee
Nil
Foreign Currency Markup
3.5% of the total amount
Interest Rates
3.5% per month
Fuel Surcharge
1% fuel surcharge waiver capped at Rs. 250 per month.
Cash Advance Charges
2.5% of the withdrawn amount or a minimum of Rs. 500
Movie & Dining
NA
Rewards Rate
Get 1% cashback on all retail purchases and 3% cashback on selected transactions through YES Cart.
Reward Redemption
The earned cashback is directly credited to the cardholders' accounts.
Travel
NA
Domestic Lounge Access
NA
International Lounge Access
NA
Golf
NA
Insurance Benefits
NA
3% cash back on selected purchases made using this card.
1% cashback on all other retail transactions
Automatic conversion of large transactions into EMIs.
Spend-based waiver of the annual membership fee.
1% fuel surcharge waiver.
Exciting additional deals on YES Cart.
Why Choose YES Bank EMI Credit Card
Banking Reimagined for the Digital Age
Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.
3% cash back on selected purchases made using this card.
1% cashback on all other retail transactions
Automatic conversion of large transactions into EMIs.
Spend-based waiver of the annual membership fee.
1% fuel surcharge waiver.
Exciting additional deals on YES Cart.
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YES Bank BYOC Credit Card
Renewal Fee
Rs. 49 + GST (Monthly)
Joining Fees
Rs. 49 + GST (Monthly)
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