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Premium Card Series
YES Bank RESERV Credit Card
The RESERV Credit Card, earlier known as the First Exclusive credit card, is a high-end offering by Yes Bank. It can be considered a direct competitor
Security
Advanced protection for all transactions
Instant
Immediate digital card access
₹2,499 + GST
Joining Fee
₹2,499 + GST
Renewal Fee
24/7
Support
Meet YES Bank RESERV Credit Card
The RESERV Credit Card, earlier known as the First Exclusive credit card, is a high-end offering by Yes Bank. It can be considered a direct competitor to HDFC Regalia Gold Credit Card. The card comes with complimentary access to both international and domestic airport lounges. Apart from that, what makes this card such a lucrative offering in the premium segment is one of the lowest foreign currency markups by industry standards (1.75%). But that’s not it; since it is a premium card, you also get many other benefits, like complimentary rounds of golf and movie ticket bookings at a discounted rate. Read the article for further information about this card.
YES Bank RESERV Credit Card MEMBERSHIP
JOINING FEE₹2,499 + GST
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make YES Bank RESERV Credit Card the perfect choice for those who demand excellence.
Spend- Based Waiver
The Joining Fee is Waived on Spending Rs. 40,000 Within 30 Days of Card Issuance. and the Renewal Fee is Waived on Annual Spends of Rs. 3 Lakh or More.
Rewards Redemption Fee
Rs. 100 + GST
Foreign Currency Markup
1.75% (plus applicable taxes)
Interest Rates
2.99% per month (35.88% annually)
Fuel Surcharge
1% fuel surcharge is waived on all fuel purchases at all fuel stations across India for transactions between Rs. 400 and Rs. 5000 (waiver capped at Rs. 1000 per month).
Cash Advance Charges
2.5% Or Rs. 500 (Whichever is Higher)
Movie & Dining
N/A
Rewards Rate
24 Reward Points for every Rs. 200 spent online. 12 Reward Points for every Rs. 200 spent on offline shopping and 6 RPs on select categories
Reward Redemption
Reward Points Can be Redeemed on the YesRewardz Portal Against Multiple Options
Travel
N/A
Domestic Lounge Access
12 Domestic Lounge Visits Every Year (3 Per Quarter) on Spending ₹1 Lakh or More in the Previous Quarter
International Lounge Access
6 Lounge Visits Outside India Each Year
Golf
4 Complimentary Rounds of Golf With Green Fee Waived and 1 Complimentary Golf Lesson Per Year
Insurance Benefits
Insurance coverage is worth Rs. 3 crore if the cardholder's life is lost due to an air accident, and medical insurance is worth Rs. 50 lakh in case of emergency overseas hospitalization and a Credit Shield cover (up to Rs. 10 lakh) against outstanding card dues in the unfortunate event of the primary cardholder's death.
24 Reward Points for every ₹200 spent on online shopping.
12 Reward Points for every ₹200 spent offline.
6 Reward Points on every spend of ₹200 on select categories like insurance, education, government, and wallet payments.
Why Choose YES Bank RESERV Credit Card
Banking Reimagined for the Digital Age
Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.
24 Reward Points for every ₹200 spent on online shopping.
12 Reward Points for every ₹200 spent offline.
6 Reward Points on every spend of ₹200 on select categories like insurance, education, government, and wallet payments.
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