Premium Card Series

YES Bank BYOC Credit Card

The YES Bank has recently launched a customizable credit card named YES Bank BYOC Credit Card, where BYOC stands for ‘Build Your Own Card.’ It comes w

Security

Advanced protection for all transactions

Instant

Immediate digital card access

Rs. 49 + GST (Monthly)
Joining Fee
Rs. 49 + GST (Monthly)
Renewal Fee
24/7
Support
YES Bank BYOC Credit Card

Meet YES Bank BYOC Credit Card

The YES Bank has recently launched a customizable credit card named YES Bank BYOC Credit Card, where BYOC stands for ‘Build Your Own Card.’ It comes with a monthly membership fee of Rs. 49, however, an additional one-time fee might be charged if you want to customize the plastic of your card as per your choice. The card issuer provides you with three options, including a metal variant, an eco-friendly variant, and the regular plastic card variant. You can choose any of these three options. Apart from this, you can also choose your rewards plan as per your requirements and spending behavior. The AU Small Finance Bank has also launched one such credit card recently named the AU Bank LIT Credit Card and now the BYOC Credit Card launched by the YES Bank seems to give direct competition to the LIT Card. Talking about the BYOC Credit Card, it doesn’t only offer exciting reward rates, but also comes with a wide range of additional privileges across different categories, including travel, golf, etc. For more detailed information about the YES Bank BYOC Credit Card, its features, and fees & charges, keep reading the article:

YES Bank BYOC Credit Card MEMBERSHIP

JOINING FEERs. 49 + GST (Monthly)

Detailed Card Information

Everything You Need to Know

Discover the comprehensive benefits and features that make YES Bank BYOC Credit Card the perfect choice for those who demand excellence.

Spend- Based Waiver

NA

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.5% of the total transaction amount

Interest Rates

3.80% per month

Fuel Surcharge

1% surcharge waiver on fuel transactions between Rs. 400 and Rs. 5,000

Cash Advance Charges

2.5% of the withdrawn amount subject to a minimum of Rs. 300.

Movie & Dining

NA

Rewards Rate

1% cash back or 8 Reward Points on every retail spend of Rs. 200 (choose between rewards/cashback).

Reward Redemption

The Reward Points can be redeemed against various options via the YesRewardz portal where 1 Reward Point = up to Re. 0.25.

Travel

Complimentary airport lounge access every quarter.

Domestic Lounge Access

1 complimentary domestic lounge access every quarter.

International Lounge Access

NA

Golf

4 complimentary rounds of golf every year.

Insurance Benefits

NA

A fully customizable credit card.

Cardholders have an option to choose either cashback or rewards.

You get 1% cash back or 8 Reward Points on every spend of Rs. 200.

You can choose a cashback plan to earn accelerated cash back on the merchants of your choice.

Complimentary airport lounge access.

Complimentary rounds of golf every month.

1% fuel surcharge waiver on all fuel transactions.

Why Choose YES Bank BYOC Credit Card

Banking Reimagined for the Digital Age

Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.

A fully customizable credit card.

Cardholders have an option to choose either cashback or rewards.

You get 1% cash back or 8 Reward Points on every spend of Rs. 200.

You can choose a cashback plan to earn accelerated cash back on the merchants of your choice.

Complimentary airport lounge access.

Complimentary rounds of golf every month.

1% fuel surcharge waiver on all fuel transactions.

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YES Bank BYOC Credit Card

Renewal Fee
Rs. 49 + GST (Monthly)
Joining Fees
Rs. 49 + GST (Monthly)

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