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Premium Card Series
YES First Preferred Credit Card
YES First Preferred credit card is a premium card having premier reward point offers and several other exciting benefits. You can save up to thousands
Security
Advanced protection for all transactions
Instant
Immediate digital card access
Rs. 999 + GST
Joining Fee
Rs. 999 + GST
Renewal Fee
24/7
Support
Meet YES First Preferred Credit Card
YES First Preferred credit card is a premium card having premier reward point offers and several other exciting benefits. You can save up to thousands of reward points whenever you make a purchase or pay the annual fee. Not only this, but the card also offers complimentary benefits in travel including domestic as well as international travel lounge access. Get 4 reward points every time you spend Rs. 200 on tax payments, utilities, groceries, etc, and 8 reward points on any other retail purchases. Although the YES First Preferred credit card is a good fit for people who love to save money by earning more and more reward points, it can also be a great choice for people who love traveling. It is because you get 2 domestic lounge access every quarter and 4 exclusive complimentary international lounge access every year. One of its greatest key features is that you get 10,000 reward points on your first transaction if it is done within the first 90 days once you receive the card.
YES First Preferred Credit Card MEMBERSHIP
JOINING FEERs. 999 + GST
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make YES First Preferred Credit Card the perfect choice for those who demand excellence.
Spend- Based Waiver
The renewal fee can be waived off on a spend of more than 4 lakhs in the last year.
Rewards Redemption Fee
A reward redemption fee of Rs. 100 on every redemption request.
Foreign Currency Markup
1.75% on all foreign currency spends
Interest Rates
3.8% per month
Fuel Surcharge
1% fuel surcharge waiver applicable at fuel stations all over India on a minimum of Rs. 400 transaction and a maximum of Rs. 5000 transaction.
Cash Advance Charges
2.5% of the transaction amount.
Movie & Dining
25% discount on movie booking through BookMyShow.
Rewards Rate
4 reward points per Rs. 200 spent on Select categories utilities, groceries, tax payments, insurance sales, etc.8 reward points per Rs. 200 you spent on every other retail purchase16 reward points per Rs. 200 spent on travel and dining spends
Reward Redemption
1 Reward Point = Re. 0.25 for redemption against hotel/flight bookings, and 1 Reward Point = Re. 0.10 for redemption against gift vouchers, product catalogue, etc.
Travel
4 complimentary international lounge access per year and 2 domestic lounge access per calendar quarter.
Domestic Lounge Access
2 Free Domestic Lounge Access Every Quarter (8 Each Year)
International Lounge Access
You get 4 complimentary international lounge access every year through the Priority Pass.
Golf
4 complimentary green fee rounds annually.
Insurance Benefits
Life insurance of up to Rs. 1 crore in the case of death due to flight accidents and medical insurance of Rs. 25 lakhs for emergency hospitalization.
2 complimentary access to domestic lounges every quarter and 4 complimentary access to international lounges in a year.
4 reward points per Rs. 200 spent on Select categories utilities, groceries, tax payments, insurance sales, etc.
8 reward points per Rs. 200 you spent on every other retail purchase.
16 reward points per Rs. 200 spent on travel and dining spends
Foreign markup fee of 1.75%
The renewal fee can be waived off if you spend over Rs. 4 lakhs in the preceding year.
Why Choose YES First Preferred Credit Card
Banking Reimagined for the Digital Age
Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.
2 complimentary access to domestic lounges every quarter and 4 complimentary access to international lounges in a year.
4 reward points per Rs. 200 spent on Select categories utilities, groceries, tax payments, insurance sales, etc.
8 reward points per Rs. 200 you spent on every other retail purchase.
16 reward points per Rs. 200 spent on travel and dining spends
Foreign markup fee of 1.75%
The renewal fee can be waived off if you spend over Rs. 4 lakhs in the preceding year.
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