What are the key benefits of SBI Credit Cards?

SBI Credit Cards offer a wide range of benefits, including rewards, cashback, lounge access, discounts, and insurance coverage.

How can I apply for an SBI Credit Card?

You can apply for an SBI Credit Card online through the Paisabazaar platform, where you can compare card options and check for pre-approved offers.

What factors should I consider when choosing an SBI Credit Card?

Consider your spending habits, lifestyle, and financial goals to select a card that best suits your needs, such as travel, shopping, or rewards.

How can I manage my SBI Credit Card efficiently?

SBI Card offers a user-friendly mobile app and online banking services to help you manage your card, check statements, make payments, and access additional features.

What precautions should I take to avoid accumulating credit card debt?

Responsible credit card usage includes paying bills on time, managing credit limits wisely, and avoiding unnecessary spending to prevent debt accumulation.

How to Block Indian Overseas Bank ATM Card Online

Indian Overseas Bank (IOB), one of the leading banks in the Indian banking sector, offers advanced banking services and facilities to cater to its customers' needs. With a strong focus on keeping up with technological advancements, the bank provides ATM/Debit Cards to its account holders.

The safety and security of your ATM card and PIN are crucial. In the unfortunate event of losing your ATM card or it being stolen, it is essential to take immediate action to prevent misuse and unauthorized access.

There are four different ways to block your IOB ATM Card, both online and offline:

1. Contact Customer Care: Dial 18004254445 from your registered mobile number and follow the IVR instructions to block the ATM Card. The executive will ask for account and card details, and upon confirmation, the card will be instantly blocked. It is important to note that this number is toll-free, and no charges will be incurred.

2. Send an E-mail: You can send an E-mail from your registered ID to atmcard@iobnet.co.in, providing the account holder’s details and card number. You will receive a confirmation mail stating the successful blocking of the ATM Card.

3. Block via Internet Banking: If you have activated Internet Banking services for your account, visit the official net banking site of Indian Overseas Bank and log in. Navigate to the IOB Cards option to manage the ATM Card. Select the Debit Card section and choose to Suspend Debit Card. Follow the instructions to block the ATM Card online. A confirmation message will be sent to your mobile number.

4. Visit the Branch: Visit your home branch or the nearest Indian Overseas Bank branch. Consult with the executive and request to block the damaged or lost ATM Card. Provide the necessary account and card details. You will receive a confirmation message on your registered mobile number once the ATM cum Debit Card is successfully blocked. Once blocked, the card will be rendered unusable.

Blocking your IOB ATM Card promptly is crucial to avoid any unauthorized access or misuse. By following any of these methods, you can ensure the security of your account and financial information.