GET AN INSTANT PERSONAL LOAN

Quick approval, competitive rates, and flexible repayment options. Check your eligibility in minutes!

Top Public Banks For Personal Loan

RBL Bank Personal Loan

Interest Rate

14% - 23%

Loan Amount

₹1L - ₹20L

EMI Per Lakh

₹2327 - ₹2819

Processing Fees

Up to 2% of loan amount

Pre Payment Charges

  • Between 13 to 18 months: 5% of outstanding principal.
  • After 18 months: 3% of outstanding principal.
  • After 12 regular EMIs: NIL

IDFC FIRST Bank Personal Loan

Interest Rate

10.99%

Loan Amount

₹20K - ₹1Cr

EMI Per Lakh

₹2174 - ₹2174

Processing Fees

Up to 3.5% of the loan amount

Pre Payment Charges

Foreclosure charges 5% of the loan amount

DCB Bank Personal Loan

Interest Rate

13% - 25%

Loan Amount

₹1L - ₹5L

EMI Per Lakh

₹2275 - ₹2935

Processing Fees

Up to 3% of loan sanctioned

Pre Payment Charges

--

Kotak Bank Personal Loan

Interest Rate

10.99%

Loan Amount

₹50K - ₹40L

EMI Per Lakh

₹2174 - ₹2174

Processing Fees

Up to 5% of loan amount

Pre Payment Charges

0-12 months: Lock-in period 1- 3 years: 4% + GST 3 years onwards: 2% + GST

IDBI Bank Personal Loan

Interest Rate

11% - 15.5%

Loan Amount

₹25K - ₹5L

EMI Per Lakh

₹2174 - ₹2405

Processing Fees

1% of loan amount subject to maximum of Rs 2,500

Pre Payment Charges

--

ICICI Bank Personal Loan

Interest Rate

10.85% - 16.25%

Loan Amount

₹2.5L - ₹50L

EMI Per Lakh

₹2167 - ₹2445

Processing Fees

Upto 2.50% of loan amount plus applicable taxes

Pre Payment Charges

    For salaried customers

  • 3% plus applicable taxes on principal outstanding after payment of 1st EMI and Nil if 12 or more EMIs are paid. For MSE classified customers, charges are Nil after payment of the 1st EMI for Loan amount upto 50 lakhs.

CITI Bank Personal Loan

Interest Rate

10.75% - 16.49%

Loan Amount

₹50K - ₹30L

EMI Per Lakh

₹2162 - ₹2212

Processing Fees

Up to 3% of the borrowed loan amount

Pre Payment Charges

Up to 4% of the outstanding principal plus interest for the ongoing month

Karnataka Bank Personal Loan

Interest Rate

12% - 17%

Loan Amount

₹1L - ₹25L

EMI Per Lakh

₹2224 - ₹2485

Processing Fees

Up to 2% of loan amount (Min. Rs 2,500 & Max. Rs 8,500)

Pre Payment Charges

--

Federal Bank Personal Loan

Interest Rate

11.49% - 14.49%

Loan Amount

₹50K - ₹50L

EMI Per Lakh

₹2199 - ₹2532

Processing Fees

Up to 3% of loan amount

Pre Payment Charges

  • Pre-payment/pre-closure charges - Floating Rate Scheme - NIL
  • Fixed Rate Scheme (including Byom Loans)- 3%

Karur Vysya Bank Personal Loan

Interest Rate

11% - 14%

Loan Amount

₹50K - ₹10L

EMI Per Lakh

₹2174 - ₹2327

Processing Fees

1.50% of the requested loan amount

Pre Payment Charges

--

Reliance Capital Personal Loan

Interest Rate

11.99% - 16.25%

Loan Amount

-

EMI Per Lakh

₹2224 - ₹2445

Processing Fees

Up to 2%

Pre Payment Charges

Before 6 months of disbursement date: 5% of the principal outstanding plus GST

YES Bank Personal Loan

Interest Rate

10.99% - 20%

Loan Amount

₹1L - ₹40L

EMI Per Lakh

₹2174 - ₹2649

Processing Fees

Up to 2%

Pre Payment Charges

Prepayment Charges

  • Allowed if borrower has paid at least 12 EMIs.
  • 20% of principal outstanding (13-24 months of EMI repayment)

    • Deutsche Bank Personal Loan

    Interest Rate

    10.75% - 11.75%

    Loan Amount

    ₹50K - ₹15L

    EMI Per Lakh

    ₹2162 - ₹2212

    Processing Fees

    Up to 2% of the loan amount

    Pre Payment Charges

    5% of the outstanding principal amount (fixed rate loan)

    HSBC Bank Personal Loan

    Interest Rate

    9.99% - 16%

    Loan Amount

    Up to ₹30L

    EMI Per Lakh

    ₹2124 - ₹2432

    Processing Fees

    Up to 2% of the disbursed loan amount. Processing fee paid/deducted is non refundable

    Pre Payment Charges

    • 5% within 1 year of tenure,
    • 4% within 2 years,
    • 3% within 3 years,
    • 2 % after 3 years.

    HDFC Bank Personal Loan

    Interest Rate

    10.5% - 24%

    Loan Amount

    ₹50K - ₹40L

    EMI Per Lakh

    ₹2149 - ₹2877

    Processing Fees

    Up to ₹ 6,500/-

    Pre Payment Charges

    • 4% of the outstanding principal (loan tenure between 13 - 24 months)
    • 3% of the outstanding principal (loan tenure between 25 - 36 months)
    • 2% of the outstanding principal (loan tenure if over 36 months)

    Axis Bank Personal Loan

    Interest Rate

    10.25% - 22%

    Loan Amount

    ₹50K - ₹40L

    EMI Per Lakh

    ₹2137 - ₹2762

    Processing Fees

    up to 2% of the loan amount + GST as applicable

    Pre Payment Charges

    • 5% + GST (as applicable)
    • Part-payment charges shall be charged on the amount of part payment. For loans disbursed 4th October, 2023 onwards:
    • *Pre-payment Charges shall be charged on principal outstanding

    IndusInd Bank Ltd Personal Loan

    Interest Rate

    10.25% - 26%

    Loan Amount

    ₹3L - ₹75L

    EMI Per Lakh

    ₹2137 - ₹2994

    Processing Fees

    Up to 3% of the sanctioned loan amount

    Pre Payment Charges

    4% of outstanding principal (after repayment of 12 EMIs)

    State Bank of India Personal Loan

    Interest Rate

    11%

    Loan Amount

    -

    EMI Per Lakh

    ₹2174 - ₹2174

    Processing Fees

    NIL

    Pre Payment Charges

    --

    Punjab National Bank Personal Loan

    Interest Rate

    10.4% - 16.95%

    Loan Amount

    Up to ₹20L

    EMI Per Lakh

    ₹2144 - ₹2483

    Processing Fees

    Up to 1% of the loan amount

    Pre Payment Charges

    --

    Bank Of Baroda Personal Loan

    Interest Rate

    10.35% - 18.25%

    Loan Amount

    ₹1L - ₹20L

    EMI Per Lakh

    ₹2142 - ₹2553

    Processing Fees

    NIL

    Pre Payment Charges

    --

    Canara Bank Personal Loan

    Interest Rate

    10.95% - 16.4%

    Loan Amount

    ₹1L - ₹10L

    EMI Per Lakh

    ₹2172 - ₹2453

    Processing Fees

    Up to 0.50% of loan amount (Rs 1,000 to Rs 5,000)- 50% off on processing fee

    Pre Payment Charges

    --

    Bank of india Personal Loan

    Interest Rate

    10.25% - 14.85%

    Loan Amount

    Up to ₹10L

    EMI Per Lakh

    ₹2137 - ₹2371

    Processing Fees

    Up to 1% (Maximum Rs 7,500)

    Pre Payment Charges

      Prepayment penalty

    • There is no prepayment penalty if the loan is adjusted by the borrower from his/her own verifiable legitimate sources.

    Punjab & Sind Bank Personal Loan

    Interest Rate

    11.25% - 14%

    Loan Amount

    Up to ₹10L

    EMI Per Lakh

    ₹2187 - ₹2327

    Processing Fees

    Up to 1.00% of loan amount

    Pre Payment Charges

    --

    Union Bank of India Personal Loan

    Interest Rate

    11.35% - 15.45%

    Loan Amount

    Up to ₹50L

    EMI Per Lakh

    ₹2192 - ₹2403

    Processing Fees

    Up to 1% (Maximum Rs 7,500)

    Pre Payment Charges

    There is no prepayment penalty if the loan is adjusted by the borrower from his/her own verifiable legitimate sources.

    Indian Bank Personal Loan

    Interest Rate

    11% - 15%

    Loan Amount

    -

    EMI Per Lakh

    ₹2174 - ₹2379

    Processing Fees

    Up to 2% of the loan amount

    Pre Payment Charges

      Prepayment Charges

    • 5% Pre Closure Charge
    • After 6 months of account opening – 5%
    • Within 6 months of account opening – 6%

    Bank of Maharashtra Personal Loan

    Interest Rate

    10%

    Loan Amount

    Up to ₹20L

    EMI Per Lakh

    ₹2125 - ₹2125

    Processing Fees

    1% of loan amount

    Pre Payment Charges

    • Documentation Charges - 0.20% of the loan amount + GST.

    InCred Financial Services Personal Loan

    Interest Rate

    13.99% - 42%

    Loan Amount

    ₹50K - ₹7.5L

    EMI Per Lakh

    ₹2326 - ₹4009

    Processing Fees

    2.00% - 5.00%

    Pre Payment Charges

    Applicable as per the loan agreement

    L&T Financial Services Personal Loan

    Interest Rate

    11.5% - 20%

    Loan Amount

    ₹50K - ₹7L

    EMI Per Lakh

    ₹2199 - ₹2649

    Processing Fees

    <ul><li>Consumer Loan: Up to 2% of principal outstanding plus applicable taxes</li><li>Micro Loan: 1% of loan amount plus applicable taxes</li></ul>

    Pre Payment Charges

      Part Prepayment Charges

    • Consumer Loan: Up to 5% of prepaid amount plus applicable taxes (Part prepayment of up to 25% allowed twice per year)

      • Foreclosure Charges

    • Consumer Loan: 5% of outstanding principal amount plus applicable taxes
    • Micro Loan: Nil

    Bajaj Finserv Personal Loan

    Interest Rate

    11% - 38%

    Loan Amount

    ₹20K - ₹40L

    EMI Per Lakh

    ₹2174 - ₹3743

    Processing Fees

    Up to 3.93% of loan amount

    Pre Payment Charges

      Full Prepayment
    • Term Loan: Up to 4.72% (inclusive of applicable taxes) on the outstanding loan amount as on the date of full prepayment.
    • Flexi Term Loan (Flexi Dropline): Up to 4.72% (inclusive of applicable taxes) of the total withdrawable amount as per the repayment schedule as on the date of full prepayment.
    • Flexi Hybrid Loan: Up to 4.72% (inclusive of applicable taxes) of the total withdrawable amount as per the repayment schedule as of the date of full prepayment.
    • Part-prepayment
    • Term Loan: Up to 4.72% (inclusive of applicable taxes) of the principal amount of the loan prepaid on the date of such part-prepayment.
    • Not Applicable for Flexi Term Loan (Flexi Dropline) and Flexi Hybrid.
    • Foreclosure will be processed post clearance of first EMI

    Prefr Personal Loan

    Interest Rate

    15% - 36%

    Loan Amount

    ₹50K - ₹5L

    EMI Per Lakh

    ₹2379 - ₹3613

    Processing Fees

    3-5% with Minimum Proc. Fee of INR 1500 + GST

    Pre Payment Charges

    5% of Principal outstanding

    Clix Capital Personal Loan

    Interest Rate

    14.99% - 24.99%

    Loan Amount

    ₹1L - ₹10L

    EMI Per Lakh

    ₹2378 - ₹2935

    Processing Fees

    Up to 10% of loan sanctioned

    Pre Payment Charges

    5% of Principal foreclosed (post 6-month lock-in)

    Indiabulls Personal Loan

    Interest Rate

    13.99%

    Loan Amount

    ₹1K - ₹15L

    EMI Per Lakh

    ₹2326 - ₹2326

    Processing Fees

    3% onwards

    Pre Payment Charges

    >6 months: 5%

    Tata Sons Limited Personal Loan

    Interest Rate

    10.99%

    Loan Amount

    Up to ₹35L

    EMI Per Lakh

    ₹2174 - ₹2174

    Processing Fees

    Up to 2.75%of the loan amount

    Pre Payment Charges

    2% for payment of more than 25% of the outstanding principal balance.

    Edelweiss Personal Loan

    Interest Rate

    18% - 25%

    Loan Amount

    ₹2L - ₹20L

    EMI Per Lakh

    ₹2539 - ₹2935

    Processing Fees

    --

    Pre Payment Charges

    --

    Capital First Ltd. Personal Loan

    Interest Rate

    10.49%

    Loan Amount

    ₹1L - ₹40L

    EMI Per Lakh

    ₹2149 - ₹2149

    Processing Fees

    Up to 2.49% of the loan amount

    Pre Payment Charges

    Charges on pre-closure-Pre-closure permitted after 6 months. 5% of principal outstanding (plus applicable tax)

    Aditya Birla Finance Limited Personal Loan

    Interest Rate

    10% - 30%

    Loan Amount

    ₹1L - ₹30L

    EMI Per Lakh

    ₹2125 - ₹3235

    Processing Fees

    Up to 3% of the loan amount

    Pre Payment Charges

    • Pre-closure Charges - Rs 1,000 + GST
    • If part pre-payment is equal to 20% of the total amount disbursed- NIL
    • If part pre-payment is greater than 20% of the total amount disbursed- 3% + GST
    • No prepayment allowed in the first 12 months from the date of disbursement
    • Part prepayment amount should be greater than or equal to total 3 EMIs

      • For Flexi Personal Loan:

    • No charges for payment through mobile apps/portal
    • Part prepayment of loan facility towards limit reduction is not available

      • Foreclosure Charges

    • For Term Loan: 4% of the principal outstanding + GST
    • For Flexi Personal Loan: 4% of the withdrawn amount + GST
    • Foreclosure is allowed only 12 months after the loan disbursal Also know the processing fee for personal loan

    Hero FinCorp Personal Loan

    Interest Rate

    Up to 25%

    Loan Amount

    ₹50K - ₹5L

    EMI Per Lakh

    ₹2935 - ₹2935

    Processing Fees

    2.5% of the loan amount + applicable taxes

    Pre Payment Charges

    --

    Privo Personal Loan

    Interest Rate

    9.99% - 39.99%

    Loan Amount

    ₹2L

    EMI Per Lakh

    ₹2124 - ₹3875

    Processing Fees

    Up to 5%

    Pre Payment Charges

    • No pre-closure charges or hidden costs are involved.

    CASHe Personal Loan

    Interest Rate

    27%

    Loan Amount

    ₹1K - ₹4L

    EMI Per Lakh

    ₹3054 - ₹3054

    Processing Fees

    We offer a 2.50% interest rate per month (Equivalent to reducing the balance interest rate to 3.71% per EMI) on the loan amount.

    Pre Payment Charges

    --

    Paysence Service Pvt Ltd Personal Loan

    Interest Rate

    16% - 36%

    Loan Amount

    ₹5K - ₹5L

    EMI Per Lakh

    ₹2432 - ₹3613

    Processing Fees

    --

    Pre Payment Charges

    • Late payment charges - Rs 500 + G.S.T
    • Foreclosure charges - 4% charge on principal outstanding at the time of foreclosure.

    Muthoot Finance Ltd Personal Loan

    Interest Rate

    14% - 22%

    Loan Amount

    ₹50K - ₹10L

    EMI Per Lakh

    ₹2327 - ₹2762

    Processing Fees

    Up to 2% of the loan amount

    Pre Payment Charges

    --

    IIFL Finance Limited Personal Loan

    Interest Rate

    12.75% - 44%

    Loan Amount

    ₹5K - ₹5L

    EMI Per Lakh

    ₹2263 - ₹4144

    Processing Fees

    From 2% - 9% + GST*

    Pre Payment Charges

    Nill

    FT Cash Personal Loan

    Interest Rate

    12.15%

    Loan Amount

    ₹1L - ₹5L

    EMI Per Lakh

    ₹2232 - ₹2232

    Processing Fees

    --

    Pre Payment Charges

    --

    Poonawalla Fincorp Limited Personal Loan

    Interest Rate

    9.99%

    Loan Amount

    ₹1L - ₹30L

    EMI Per Lakh

    ₹2124 - ₹2124

    Processing Fees

    one-time nominal processing fee up to 3% plus applicable taxes.

    Pre Payment Charges

    Pre-paying a Business Loan is a smart way to save on payment of additional interest, thereby keeping the overall costs low. With Poonawalla Fincorp’s Business Loan, you can prepay at your convenience and are not required to pay any fee for the same. This is because we levy zero prepayment charges on our Business Loan if paid from own sources. This helps you maximize your savings and focus on your business.

    Fullerton India Personal Loan

    Interest Rate

    11.99% - 25%

    Loan Amount

    ₹50K - ₹25L

    EMI Per Lakh

    ₹2224 - ₹2935

    Processing Fees

    Processing Fee:6.00%

    Pre Payment Charges

    Pre-closure fee - 3% - 7% of principal outstanding (plus applicable tax)

    Ujjivan Small Finance Bank Personal Loan

    Interest Rate

    24.25% - 25.5%

    Loan Amount

    ₹1L - ₹30L

    EMI Per Lakh

    ₹2891 - ₹2965

    Processing Fees

    Up to 2% of loan Amount

    Pre Payment Charges

    • Before completion of 12 EMIs: 2% of outstanding principal
    • After completion of 12 EMIs: 1% of outstanding principal

    MoneyWide Personal Loan

    Interest Rate

    16% - 32%

    Loan Amount

    ₹20K - ₹3L

    EMI Per Lakh

    ₹2432 - ₹3359

    Processing Fees

    Up to 4% of loan amount

    Pre Payment Charges

      Part payment charges

    • Up to 4% of the prepaid amount after 1st EMI

      • Foreclosure charges

    • Up to 4% of the outstanding amount after 1st EMI

    Shriram City Union Finance Personal Loan

    Interest Rate

    12% - 42%

    Loan Amount

    Up to ₹3L

    EMI Per Lakh

    ₹2224 - ₹4009

    Processing Fees

    Upto 5% of the sanctioned loan amount

    Pre Payment Charges

    --

    Loantap Credit Products Private Limited Personal Loan

    Interest Rate

    11% - 24%

    Loan Amount

    ₹50K - ₹10L

    EMI Per Lakh

    ₹2174 - ₹2877

    Processing Fees

    Processing: Online TAT: 1 Day to 4 Days

    Pre Payment Charges

    NIL After 6 Month

    AU Small Finance Bank Personal Loan

    Interest Rate

    11% - 30%

    Loan Amount

    Up to ₹10L

    EMI Per Lakh

    ₹2174 - ₹3235

    Processing Fees

    Up to 5% of the loan amount

    Pre Payment Charges

    Foreclosure charges

    • 5% of the outstanding loan (if paid before 12 months)
    • 3% of the outstanding loan (if paid after 12 months )
      • /ul>

      Part foreclosure

      • Not allowed

    Tata Capital Financial Services Ltd Personal Loan

    Interest Rate

    10.99% - 19%

    Loan Amount

    ₹75K - ₹35L

    EMI Per Lakh

    ₹2174 - ₹2594

    Processing Fees

    Up to 3.00%

    Pre Payment Charges

    • Part-prepayments can be made only after 6 months. They are allowed only once a year with a minimum gap of 6 months between two part-prepayments. Amount prepaid cannot exceed 25% of the principal outstanding and a charge of 2.5% (plus applicable taxes) will be applied amounts above 25% of the principal outstanding.
    • Foreclosure is allowed only after 6 months. A foreclosure charge of 3.5% + GST is applicable on the principal outstanding after 6 months. In case of foreclosure within 6 months after a part-prepayment, a foreclosure charge of 3.5% (plus applicable taxes) will be levied on the principal outstanding plus part-prepayment amount.
    • For loans above ₹ 7 lakhs, a 12-month clean payment track is a must for loan foreclosure and a charge of 3.5% + GST applies unless loan is closed with own funds.
    • For overdraft cases, loan foreclosure is allowed only after 6 months and a charge of 4.5% + GST is applicable on the dropped-down limit amount.

    Personal Loan Categorization

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    Personal Loan without

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    Personal Loan By amount

    Personal Loan Overview

    Personal loans are versatile financial solutions designed to meet a variety of personal and professional needs. Whether you're planning a wedding, consolidating debt, financing a home renovation, or managing unexpected expenses, personal loans offer quick access to funds without requiring collateral. At Pluto Money, we bring you multiple personal loan options to help you find the best fit for your financial needs. Our platform simplifies the process of exploring, and applying for loans with trusted lenders, ensuring a seamless and transparent experience.

    Personal Loan Calculator

    ₹0₹ 50,000₹5L
    0 YEARS1 Years3.5 YEARS
    0 %25%44 %

    Your EMI Amount

    ₹ 0

    Total Payment

    ₹ 0

    Interest Payable

    ₹ 0

    Loan Categories

    Wedding Loan

    Make your dream wedding a reality with our special wedding loan packages.

    Home Renovation

    Transform your living space with our home renovation loan options.

    Medical Emergency

    Get immediate financial assistance for medical emergencies.

    Education Loan

    Invest in your future with our education loan solutions.

    Debt Consolidation

    Simplify your finances by consolidating multiple debts.

    Travel Loan

    Plan your dream vacation with our travel loan options.

    Features and benefits of Instant Personal Loan

    Pre-assigned limits

    No need to complete the entire application process to know how much loan you will get.

    Check offer

    You can check your Insta Personal Loan offer by entering your mobile number and OTP.

    Immediate processing

    Our Insta Loans work like a green channel with no documentation required* and money in your account in just 30 minutes*.

    Flexible loan tenures

    Manage your loan repayment with options ranging from 12 months to 87 months.

    No hidden charges

    You can read our Insta Personal Loan fees and charges on this page and on our loan documents. There are no hidden charges.

    Eligibility criteria and documents required

    If you are an existing customer

    • Since you are an existing customer with a pre-approved offer, there are no additional eligibility criteria that apply to you.
    • Some of our existing customers may be asked to submit additional documents, such as your income proof, KYC documents, and bank statement to apply for instant personal loan.

    Documents required

    • KYC documents: Aadhaar/ passport/ voter's ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill

    Age: 21 years to 80 years*

    *Higher age limit applicable at the time of loan maturity.

    How to Apply

    1

    Fill Application

    Complete the online application form with your personal and professional details

    2

    Upload Documents

    Submit the required KYC and income documents online

    3

    Get Approval

    Receive instant approval and loan disbursement

    Fees and charges on Insta Personal Loan

    Rate of Interest: The annual percentage of the loan amount charged by the lender for borrowing. Typical Range: 10% to 24% per annum. Disclaimer: The exact rate depends on the borrower's credit score, income, loan tenure, and lender policies.

    Processing Fees: A non-refundable fee charged by lenders to process the loan application. Typical Amount: 1% to 3% of the loan amount (plus applicable taxes). Disclaimer: This fee varies between lenders and loan products.

    Documentation Charges: Fees for verifying and handling documents required for the loan. Typical Amount: ₹500 to ₹2,000. Disclaimer: Some lenders may waive this fee for eligible borrowers.

    Bounce Charges: Penalty charged for dishonored EMI payments due to insufficient funds. Typical Amount: ₹300 to ₹1,000 per bounce. Disclaimer: Amounts depend on the lender's policies.

    Penal Charges: Additional penalty for delayed EMI payments. Typical Amount: 2% to 4% of the overdue amount per month. Disclaimer: The rate and conditions may vary based on the lender.

    Type of fee Applicable charges
    Rate of interest 16% to 32% p.a.
    Processing fees Up to 3.93% of the loan amount (inclusive of applicable taxes)
    Documentation charges Not applicable
    Bounce charges Rs. 700/- per bounce
    Penal charge Rs. 8 per day per instalment

    Frequently Asked Questions

    What is the maximum loan amount I can get?

    The maximum loan amount depends on your income, credit score, and other eligibility factors. You can check your pre-approved offer by entering your mobile number.

    What is the processing time for loan disbursement?

    For pre-approved customers, loans can be disbursed within 30 minutes* after document verification. For new customers, it may take up to 24 hours.

    Can I prepay my loan?

    Yes, you can prepay your loan after paying the first EMI. Prepayment charges may apply as per the terms and conditions.

    What is the minimum credit score required?

    While we don't have a strict minimum credit score requirement, a score above 750 increases your chances of approval with better interest rates.

    Can I change my EMI date?

    Yes, you can request to change your EMI date once during the loan tenure through our customer portal or by contacting customer service.