Quick approval, competitive rates, and flexible repayment options. Check your eligibility in minutes!
Interest Rate
10.85% - 12.5%
Loan Amount
₹10L - ₹5Cr
EMI Per Lakh
₹2167 - ₹2250
Processing Fees
Up to 1% of loan amount
Pre Payment Charges
Pre-payment charges-4%
Interest Rate
9.45% - 14%
Loan Amount
₹3L - ₹30Cr
EMI Per Lakh
₹2098 - ₹2327
Processing Fees
1% of the loan amount sanctioned or INR10,000
Pre Payment Charges
Interest Rate
9% - 20%
Loan Amount
₹10L - ₹7Cr
EMI Per Lakh
₹2076 - ₹2649
Processing Fees
Up to 3% of loan amount
Pre Payment Charges
--
Interest Rate
9.5% - 13.3%
Loan Amount
₹49L - ₹5Cr
EMI Per Lakh
₹2100 - ₹2291
Processing Fees
Up to 1% of loan amount (minimum Rs 75,000)
Pre Payment Charges
Interest Rate
9.5%
Loan Amount
₹3L - ₹10Cr
EMI Per Lakh
₹2100 - ₹2100
Processing Fees
1.25% of loan amount + GST
Pre Payment Charges
Interest Rate
9.5% - 13%
Loan Amount
Up to ₹10Cr
EMI Per Lakh
₹2100 - ₹2275
Processing Fees
Upto 1% of loan amount
Pre Payment Charges
--
Interest Rate
8.25% - 11.2%
Loan Amount
-
EMI Per Lakh
₹2040 - ₹2184
Processing Fees
Up to 1% of loan amount (minimum Rs 75,000)
Pre Payment Charges
Interest Rate
Up to 18.25%
Loan Amount
₹3L - ₹25L
EMI Per Lakh
₹2553 - ₹2553
Processing Fees
Up to 2%
Pre Payment Charges
Interest Rate
12.6%
Loan Amount
₹50L - ₹3Cr
EMI Per Lakh
₹2255 - ₹2255
Processing Fees
1% of the limit sanctioned with a minimum of Rs.3000/-
Pre Payment Charges
--
Interest Rate
10.49% - 26%
Loan Amount
₹30K - ₹50L
EMI Per Lakh
₹2149 - ₹2994
Processing Fees
Up to 3% of the sanctioned loan amount
Pre Payment Charges
4% of outstanding principal (after repayment of 12 EMIs)
Interest Rate
10.25%
Loan Amount
₹10L - ₹1.5Cr
EMI Per Lakh
₹2137 - ₹2137
Processing Fees
Up to 2% of the disbursed loan amount
Pre Payment Charges
Interest Rate
10.5%
Loan Amount
₹3L - ₹5Cr
EMI Per Lakh
₹2149 - ₹2149
Processing Fees
Up to 2% of the sanctioned loan amount (subject to minimum of Rs 10,000)
Pre Payment Charges
Nil (if both primary & co-applicants for the loan are individuals)
Interest Rate
9.5% - 12.25%
Loan Amount
₹8L - ₹1.5Cr
EMI Per Lakh
₹2100 - ₹2237
Processing Fees
Up to 1% of loan amount (minimum Rs 75,000)
Pre Payment Charges
NIL, if the prepaid amount does not exceed 25% of the principal amount 2.5%
Interest Rate
9.15%
Loan Amount
₹10L
EMI Per Lakh
₹2083 - ₹2083
Processing Fees
Up to 1%
Pre Payment Charges
NIL for Term Loans given to Individual Borrowers for non-business end use.
Interest Rate
10.5% - 10.95%
Loan Amount
₹5L - ₹5Cr
EMI Per Lakh
₹2149 - ₹2172
Processing Fees
1% or Rs 10,000, whichever is higher
Pre Payment Charges
Interest Rate
9.13%
Loan Amount
₹5L - ₹5Cr
EMI Per Lakh
₹2082 - ₹2082
Processing Fees
Up to 0.75% of the loan sanctioned
Pre Payment Charges
For individual borrowers: NIL
Interest Rate
10.5% - 13.15%
Loan Amount
₹25L - ₹75L
EMI Per Lakh
₹2149 - ₹2283
Processing Fees
Up to 1% of the loan amount
Pre Payment Charges
--
Interest Rate
10.3% - 12.8%
Loan Amount
Up to ₹10Cr
EMI Per Lakh
₹2139 - ₹2265
Processing Fees
Up to 1% of the loan amount with a minimum Rs 5,000
Pre Payment Charges
1% of the loan amount
Interest Rate
10.4% - 12.75%
Loan Amount
₹2L - ₹5Cr
EMI Per Lakh
₹2144 - ₹2263
Processing Fees
0.75% of loan amount (Max. Rs 1 lakh)
Pre Payment Charges
Interest Rate
10% - 11.3%
Loan Amount
₹1L - ₹20L
EMI Per Lakh
₹2125 - ₹2189
Processing Fees
1% of loan amount (Max. Rs 50,000)
Pre Payment Charges
--
Interest Rate
10.85% - 16.5%
Loan Amount
₹2L - ₹25Cr
EMI Per Lakh
₹2167 - ₹2458
Processing Fees
Up to 1% (Rs 8,500 upfront-Rs 75,000)
Pre Payment Charges
--
Interest Rate
10.65%
Loan Amount
₹1L - ₹2Cr
EMI Per Lakh
₹2157 - ₹2157
Processing Fees
Up to 2% of the loan amount
Pre Payment Charges
Interest Rate
11.75% - 17%
Loan Amount
₹25L - ₹1Cr
EMI Per Lakh
₹2212 - ₹2485
Processing Fees
2% of the Loan Amount plus applicable GST
Pre Payment Charges
--
Interest Rate
17.5% - 23.5%
Loan Amount
Up to ₹50L
EMI Per Lakh
₹2512 - ₹2848
Processing Fees
Upto 3% of Loan Amount plus applicable taxes and/ or other statutory levies
Pre Payment Charges
--
Interest Rate
14.99% - 24.99%
Loan Amount
Up to ₹2Cr
EMI Per Lakh
₹2378 - ₹2935
Processing Fees
upto 10% of loan amount.
Pre Payment Charges
--
Interest Rate
10% - 24%
Loan Amount
₹10L - ₹5Cr
EMI Per Lakh
₹2125 - ₹2877
Processing Fees
Rs 10,000 plus GST (per property)
Pre Payment Charges
Interest Rate
9.75%
Loan Amount
₹30L - ₹5Cr
EMI Per Lakh
₹2112 - ₹2112
Processing Fees
1% onwards
Pre Payment Charges
Interest Rate
13.75% - 15.75%
Loan Amount
₹3L - ₹10L
EMI Per Lakh
₹2314 - ₹2419
Processing Fees
2% of the loan applied for + GST
Pre Payment Charges
--
Interest Rate
12.8% - 18.5%
Loan Amount
₹1L - ₹25L
EMI Per Lakh
₹2265 - ₹2567
Processing Fees
Rs 2,500 + GST*
Pre Payment Charges
--
Interest Rate
11.5%
Loan Amount
Up to ₹5Cr
EMI Per Lakh
₹2199 - ₹2199
Processing Fees
Up to 1% of the loan amount
Pre Payment Charges
Interest Rate
11.5%
Loan Amount
Up to ₹10Cr
EMI Per Lakh
₹2199 - ₹2199
Processing Fees
NIL
Pre Payment Charges
Up to 3% is levied on outstanding loan amount and it can be done only after six months of taking the loan.
Interest Rate
9.6%
Loan Amount
Up to ₹20Cr
EMI Per Lakh
₹2105 - ₹2105
Processing Fees
Up to 2% of loan amount
Pre Payment Charges
--
Interest Rate
8% - 18%
Loan Amount
₹10L
EMI Per Lakh
₹2028 - ₹2539
Processing Fees
upto 1% plus GST
Pre Payment Charges
--
Interest Rate
14.5% - 16.5%
Loan Amount
₹2L - ₹35L
EMI Per Lakh
₹2353 - ₹2458
Processing Fees
2.50% plus GST
Pre Payment Charges
Foreclosure/Part prepayment within 1 year of disbursement: 5% of loan amount plus prepaid taxes
Interest Rate
9.85%
Loan Amount
₹10L - ₹3Cr
EMI Per Lakh
₹2117 - ₹2117
Processing Fees
Up to 1.25% of the finance amount
Pre Payment Charges
Interest Rate
10.1%
Loan Amount
₹10L - ₹3Cr
EMI Per Lakh
₹2130 - ₹2130
Processing Fees
Up to 1.25% of the finance amount
Pre Payment Charges
Interest Rate
9.98% - 18.2%
Loan Amount
₹1L - ₹2Cr
EMI Per Lakh
₹2124 - ₹2550
Processing Fees
Up to 2% of Loan Amount plus applicable taxes
Pre Payment Charges
Interest Rate
9.75%
Loan Amount
₹5L - ₹2Cr
EMI Per Lakh
₹2112 - ₹2112
Processing Fees
Up to 3% of loan amount
Pre Payment Charges
--
Interest Rate
24%
Loan Amount
₹50K - ₹12Cr
EMI Per Lakh
₹2877 - ₹2877
Processing Fees
nil
Pre Payment Charges
Interest Rate
9.85% - 18%
Loan Amount
Up to ₹5Cr
EMI Per Lakh
₹2117 - ₹2539
Processing Fees
Up to 3.54%
Pre Payment Charges
4.72%
Interest Rate
7.99% - 16.75%
Loan Amount
₹10L - ₹50L
EMI Per Lakh
₹2027 - ₹2472
Processing Fees
2% of the loan applied for + GST
Pre Payment Charges
--
Interest Rate
9.25% - 16.72%
Loan Amount
₹2L - ₹5Cr
EMI Per Lakh
₹2088 - ₹2470
Processing Fees
0.75% of loan amount (Max. Rs 1 lakh)
Pre Payment Charges
Interest Rate
8.75%
Loan Amount
Up to ₹75Cr
EMI Per Lakh
₹2064 - ₹2649
Processing Fees
2% of the loan applied for + GST
Pre Payment Charges
Lock in period is 24 months (No foreclosure allowed)
Interest Rate
9%
Loan Amount
₹2L - ₹5Cr
EMI Per Lakh
₹2076 - ₹2076
Processing Fees
A processing fee of 1% on your sanctioned loan amount plus GST is applicable.
Pre Payment Charges
Zero charges are applied when you choose to foreclosure or prepay your loan availed for any purpose other than business end usage.
Interest Rate
Up to 11%
Loan Amount
₹1L - ₹10Cr
EMI Per Lakh
₹2174 - ₹2174
Processing Fees
1.25% of Loan amount.
Pre Payment Charges
--
A loan of up to 70% of the property's market value is offered.
Flexible repayment terms make the loan against property rates competitive.
Facilitates easy repayments through small monthly instalments.
Quick processing, usually 3 to 4 days with minimal documentation.
The applicant's age must be between 21 years to 65 years old.
Flexible repayment tenure up to 20 years.
Is available on plots, residential property and commercial property.
Lower interest rates, starting from 11 percent.
A loan amount of INR 5 lacs to INR 7.5 crores can be offered based on the property's market value.
No additional collateral is required.
Availability of balance transfer on the existing loan.
Minimal prepayment penalties may vary from one bank to another.
To secure a LAP with utmost ease, you must cope with the lender's loan against property eligibility criteria. You can also rely on a loan against property eligibility calculator to determine your eligibility for securing a loan. However, the property must be registered in the name of the loan applicant or other family member.
Credit history is one of the most vital factors to evaluate a Loan Against Property application. The credit score of the borrower represents the repayment capabilities and credibility. A credit score reflects whether or not a borrower will be able to repay their loan on time. As a result, maintaining a strong credit history is essential.
You must pay close attention to the documentation pertaining to the mortgaged property. Before applying for a Loan Against Property, ensure all of your documentation is in order. Documents such as title deeds, building blueprints, appropriate authority permissions, and property registration should be readily available. Keeping the documents required for a loan against property ready escalates the loan procedure and increases the approval chances.
A longer loan term allows you to get a loan faster and pay lesser EMIs. If you have a low income, you can always choose lengthier terms because these loans have a shorter term than a traditional home loan. You can count on a loan against property calculator to determine the repayment tenure that best suits you.
The age of the borrower is crucial in establishing the debtor's ability to repay the debt. The loan must be repaid before the borrower reaches the age of 65. If the debtor has already reached the mid-60s, there are chances of loan application denial. In this case, you may choose to look for loans with a shorter term, which will result in higher EMIs.
One of the most important considerations is that the application must have a continuous and constant source of income, ensuring that the borrower has the financial means to repay the loan EMIs.
Mortgage insurance takes care of the loan repayment, alleviating the financial strain on your family. It also reduces the borrower's risk in the event of unforeseen occurrences. As a result, it's always a good idea to get mortgage insurance to protect your financial interests.
The loan amount and the repayment tenure determine the loan against property interest rate. Because a loan against property is a secured finance product, it is feasible to negotiate a lower interest rate based on a variety of circumstances.
If you take out a loan for a longer period of time, the interest rate will drop even more. The majority of banks have interest rates that range from 9 percent to 12 percent. To compute approximate values in advance, one can count on loan against property EMI calculator.
In addition to interest rates, you have to pay some nominal charges. The below-depicted table provides a better understanding of the applicable charges:
Bank account statement (last three months)
PAN card and Aadhaar card
Residence and identity proof
Salary Proof (for salaried applicants)
Scanned copy of property documents
Income tax returns (last two years)
Form 16
Monthly EMI
₹ 0
Total Interest
₹ 0
Total Amount
₹ 0