Products
Investing
Resources
Credit Cards
Tools & Calculators
Support
Premium Card Series
American Express Platinum Reserve Credit Card
The Platinum Reserve credit card is the second most premium credit card that American Express offers, only next to the Platinum card, which is a Charg
Security
Advanced protection for all transactions
Instant
Immediate digital card access
Rs. 10,000 + GST
Joining Fee
Rs. 10,000 + GST
Renewal Fee
24/7
Support
Meet American Express Platinum Reserve Credit Card
The Platinum Reserve credit card is the second most premium credit card that American Express offers, only next to the Platinum card, which is a Charge Card (Charge cards have a variable credit limit). Looking at the benefits that it offers, from Taj Epicure membership to the Hotel Collection program, one might consider it a travel credit card. However, it offers many other benefits, including exclusive dining benefits, complimentary golf, and movie vouchers. Apart from all these benefits, AmEx cards are known for their brand value. Many prefer AmEx cards over Visa and MasterCard just for that reason. Here, we’ve covered in detail all the features and benefits this card offers. Read on to find out whether it fits your needs.
American Express Platinum Reserve Credit Card MEMBERSHIP
JOINING FEERs. 10,000 + GST
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make American Express Platinum Reserve Credit Card the perfect choice for those who demand excellence.
Spend- Based Waiver
Annual Fee Waiver on Spends of Rs. 10 Lakh in a Year
Rewards Redemption Fee
Nil
Foreign Currency Markup
3.5% of the transaction amount
Interest Rates
3.5% per month
Fuel Surcharge
Waived at HPCL fuel stations for transactions up to Rs. 5,000, 1% surcharge on BPCL and IOCL stations and 2.5% surcharge at all other fuel stations.
Cash Advance Charges
3.5% of the advanced amount, subject to a minimum amount of Rs. 250.
Movie & Dining
BookMyShow Vouchers Worth Rs. 1,000 on Achieving Monthly Spends and Complimentary Membership of EazyDiner Prime
Rewards Rate
1 Membership Reward Point for every Rs. 50 spent with the card except for spends on fuel, utilities, insurance, cash transactions, and EMI conversion at Point of Sale.
Reward Redemption
Membership Rewards Points redeemable for online shopping vouchers, INSTA rewards for offline purchases, transfer to various flight and hotels loyalty programs and for making credit card bill payments under the Cash + Points scheme.
Travel
Complimentary Priority Pass, Accor Traveller, Taj Epicure Membership
Domestic Lounge Access
12 complimentary domestic lounge visits (limited to 3 per quarter)
International Lounge Access
Two Free Visits Via Priority Pass
Golf
2 complimentary rounds of golf per month at 32 premium golf destinations in India with a 100% waiver on the green fee.
Insurance Benefits
Air accident cover worth Rs. 1 crore, purchase protection against loss, damage, or burglary of any item purchased using the card
11,000 bonus Membership Rewards Points as a welcome gift.
1 Membership Rewards Point for every Rs. 50 spent with the card (except fuel, insurance, utility, EMI conversions).
Monthly Flipkart/BookMyShow or other brands vouchers as milestone benefits.
Complimentary (limited) visits to domestic airport lounges and a complimentary Priority Pass membership.
Complimentary membership of Taj Epicure.
2 complimentary rounds of golf every month at 32 premium golf courses across India.
Dining offers with complimentary membership of EazyDiner Prime.
24×7 American Express concierge service.
Air accident insurance cover worth Rs. 1 crore.
For frequent flyers, this card offers 12 domestic lounge visits and a Priority Pass membership.
You would get 11,000 Membership Reward Points on the realization of card joining fees.
Although the joining fee is Rs. 5,000, the annual fee chargeable from the second year is Rs. 10,000.
Why Choose American Express Platinum Reserve Credit Card
Banking Reimagined for the Digital Age
Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.
11,000 bonus Membership Rewards Points as a welcome gift.
1 Membership Rewards Point for every Rs. 50 spent with the card (except fuel, insurance, utility, EMI conversions).
Monthly Flipkart/BookMyShow or other brands vouchers as milestone benefits.
Complimentary (limited) visits to domestic airport lounges and a complimentary Priority Pass membership.
Complimentary membership of Taj Epicure.
2 complimentary rounds of golf every month at 32 premium golf courses across India.
Dining offers with complimentary membership of EazyDiner Prime.
24×7 American Express concierge service.
Air accident insurance cover worth Rs. 1 crore.
More from Similar Bank
Compare and explore our card offerings
American Express Platinum Charge Card
Renewal Fee
₹66,000 + GST
Joining Fees
₹66,000 + GST
American Express Platinum Reserve Credit Card
Renewal Fee
Rs. 10,000 + GST
Joining Fees
Rs. 10,000 + GST
American Express Platinum Travel Credit Card
Renewal Fee
₹5,000 + GST
Joining Fees
₹5,000 + GST
More from Similar Categories
Compare and explore our card offerings
HDFC Bank Regalia Gold Credit Card
Renewal Fee
₹2,500 + GST
Joining Fees
₹2,500 + GST
HDFC Bank RuPay IRCTC Credit Card
Renewal Fee
Rs. 500 + GST
Joining Fees
Rs. 500 + GST
HDFC Bank H.O.G Diners Club Credit Card
Renewal Fee
Rs. 10,000 + GST
Joining Fees
Rs. 10,000 + GST