Products
Investing
Resources
Credit Cards
Tools & Calculators
Support
Premium Card Series
American Express Gold Charge Card
The Gold Card by American Express is one of the Charge Cards that AmEx offers in India, the other being the Platinum Charge Card. The Platinum Charge
Security
Advanced protection for all transactions
Instant
Immediate digital card access
₹1,000 + GST
Joining Fee
₹4,500 + GST
Renewal Fee
24/7
Support
Meet American Express Gold Charge Card
The Gold Card by American Express is one of the Charge Cards that AmEx offers in India, the other being the Platinum Charge Card. The Platinum Charge Card is far more premium as it comes with much higher fees and offers better rewards. At the same time, the Gold Charge Card is most suitable for the vast majority of users. The unique feature of these Charge Cards is that they don’t come with any pre-set credit limit. The credit limit is flexible and changes according to the member’s purchasing habits, finances, credit score, and account history. It is also worth mentioning that transactions made with the Gold Charge Card cannot be converted into EMIs, as full payment has to be made by the due date. Despite being the lesser premium of the two Charge Cards, the Gold Card also comes packed with many premium privileges (travel and dining benefits, in particular). Recently, American Express changed the offer/discounts catalog for the Gold Card, making it an even more lucrative offering. Whether you are a shopping enthusiast or an avid vacationer, this card offers exciting benefits. Keep reading to know all about the benefits and charges of the American Express Gold Charge Card.
American Express Gold Charge Card MEMBERSHIP
JOINING FEE₹1,000 + GST
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make American Express Gold Charge Card the perfect choice for those who demand excellence.
Spend- Based Waiver
N/A
Rewards Redemption Fee
Nil
Foreign Currency Markup
3.5% of the transaction amount
Interest Rates
N/A
Fuel Surcharge
Waived at HPCL fuel stations for transactions up to Rs. 5,000, 1% surcharge on BPCL and IOCL stations, and 2.5% surcharge at all other fuel stations.
Cash Advance Charges
3.5% of withdrawal amount subject to a minimum amount of Rs. 250
Movie & Dining
Up to 20% Off on Select Restaurants
Rewards Rate
1 Membership Rewards Point/₹50 Spent Including Utility and Fuel. 5X Membership Rewards Points on Rewards Multiplier Portal
Reward Redemption
Membership Rewards Points can be redeemed for travel, accessories, and dining on AmEx’s Membership Rewards Redemption portal, and against fabulous 18 and 24 Karat collection.
Travel
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Golf
N/A
Insurance Benefits
Air Accident Cover
4,000 Bonus Membership Reward Points as a welcome gift.
1,000 Bonus Membership Rewards Points on completing six transactions of ₹1,000 or above in a month.
1 Membership Reward Point on every ₹50 you spend using the card, excluding spending on insurance and cash transactions.
5X Membership Reward Points on all purchases through the Reward Multiplier portal.
Discounts in partnership with some of the most premium hotel chains.
There is no pre-set credit limit.
Fuel surcharge waived at HPCL fuel stations.
There are many travel and dining benefits provided with this card.
Earn 5X rewards with the reward multiplier. You can earn more points while shopping with popular brands like Apple and Flipkart.
This card has a low joining fee of Rs. 1,000.
Even though this card has some travel benefits, there isn’t any international or domestic lounge access provided with this card.
Why Choose American Express Gold Charge Card
Banking Reimagined for the Digital Age
Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.
4,000 Bonus Membership Reward Points as a welcome gift.
1,000 Bonus Membership Rewards Points on completing six transactions of ₹1,000 or above in a month.
1 Membership Reward Point on every ₹50 you spend using the card, excluding spending on insurance and cash transactions.
5X Membership Reward Points on all purchases through the Reward Multiplier portal.
Discounts in partnership with some of the most premium hotel chains.
There is no pre-set credit limit.
Fuel surcharge waived at HPCL fuel stations.
More from Similar Bank
Compare and explore our card offerings
American Express Platinum Charge Card
Renewal Fee
₹66,000 + GST
Joining Fees
₹66,000 + GST
American Express Platinum Reserve Credit Card
Renewal Fee
Rs. 10,000 + GST
Joining Fees
Rs. 10,000 + GST
American Express Platinum Travel Credit Card
Renewal Fee
₹5,000 + GST
Joining Fees
₹5,000 + GST
More from Similar Categories
Compare and explore our card offerings
HDFC Bank Regalia Gold Credit Card
Renewal Fee
₹2,500 + GST
Joining Fees
₹2,500 + GST
HDFC Bank RuPay IRCTC Credit Card
Renewal Fee
Rs. 500 + GST
Joining Fees
Rs. 500 + GST
HDFC Bank H.O.G Diners Club Credit Card
Renewal Fee
Rs. 10,000 + GST
Joining Fees
Rs. 10,000 + GST