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Premium Card Series

American Express Platinum Charge Card

The Platinum Charge Card is American Express’s flagship offering. AmEx, known for its luxurious and rewarding credit card range, offers this top-end c

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Advanced protection for all transactions

Instant

Immediate digital card access

₹66,000 + GST
Joining Fee
₹66,000 + GST
Renewal Fee
24/7
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American Express Platinum Charge Card

Meet American Express Platinum Charge Card

The Platinum Charge Card is American Express’s flagship offering. AmEx, known for its luxurious and rewarding credit card range, offers this top-end card for high-net-worth individuals. Those who have a taste for luxury while earning good rewards and privileges would do best to apply for this card. Available at a higher range of ₹66,000 + GST, this is a super premium credit card with a host of travel, entertainment, and dining benefits that make life easier and more enjoyable. While traveling, Platinum Charge Cardholders can truly enjoy the various luxurious privileges and upgrades offered by this card. Whether it’s memberships to elite hotels, complimentary airport lounge access, or access to specially curated VIP events, this card offers it all. Those who wish to set themselves apart can do so with the ultimate American Express Platinum Charge Card. Apart from the travel benefits, one of the unique features of this card is that it has no preset credit limit. This is one of the two American Express Charge Cards currently offered, and the other is the Amex Gold Card.

American Express Platinum Charge Card MEMBERSHIP

JOINING FEE₹66,000 + GST

Detailed Card Information

Everything You Need to Know

Discover the comprehensive benefits and features that make American Express Platinum Charge Card the perfect choice for those who demand excellence.

Spend- Based Waiver

N/A

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.5% of the transaction amount

Interest Rates

3.5% per month

Fuel Surcharge

Fuel surcharge is waived at all HPCL fuel stations for purchases up to Rs. 5,000, 1% surcharge applicable on BPCL and IOCL stations and 2.5% surcharge applicable at all other fuel stations.

Cash Advance Charges

3.5% of the advanced amount subject to a minimum charge of Rs. 250.

Movie & Dining

Complimentary EazyDiner Prime Membership, 50% Discount at Premium Restaurants, and ₹500 Off on the Second Movie Ticket Purchased with PVR INOX (Once Each Month)

Rewards Rate

1 MR Point/₹40 Spent Domestically, 3X MR Points on International Spends, and 5X MR Points Via AmEx Reward Multiplier

Reward Redemption

Membership Rewards Points can be redeemed against dining, travel, and accessories on AmEx's Membership Rewards Redemption portal.

Travel

Accelerated Reward Points on International Spends

Domestic Lounge Access

Unlimited Free Airport Lounge Access

International Lounge Access

Access to Over 1,300 Airport Lounges Globally, Including American Express Lounges, Priority Pass Lounges, and Delta Lounges.

Golf

Complimentary Access to Premium Domestic and International Golf Courses

Insurance Benefits

Personal air accident coverage worth Rs. 5 crore, cover of Rs. 50,000 for loss of check-in Baggage/ passport/ document, overseas medical insurance of USD 50,000 for the first 7 days of the trip.

Welcome gift vouchers worth ₹60,000 from top hotels like Taj and Postcard.

1 MR (Membership Reward) for every ₹40 spent with the card (except utility and insurance transactions).

Up to 5 Membership Rewards Points for every ₹100 spent on fuel.

3X Membership Rewards on spending abroad.

5X Membership Rewards Points on the AmEx’s Rewards Multiplier portal.

There is no preset credit limit.

24×7 global concierge service.

Travel-related insurance benefits, including personal air-accidental death insurance worth ₹5 crores.

Up to 50% off at over 1800 premium restaurants in India and a complimentary membership to EazyDiner Prime.

Access to over 1,400 airport lounges globally, including Centurian Lounges and American Express Lounges.

This card offers complimentary domestic and international lounge access.

With this card, you can get up to 50% off on partner restaurants.

This card comes with a high annual fee of ₹66,000.

There isn’t any waiver of the annual fees with this card.

Why Choose American Express Platinum Charge Card

Banking Reimagined for the Digital Age

Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.

Welcome gift vouchers worth ₹60,000 from top hotels like Taj and Postcard.

1 MR (Membership Reward) for every ₹40 spent with the card (except utility and insurance transactions).

Up to 5 Membership Rewards Points for every ₹100 spent on fuel.

3X Membership Rewards on spending abroad.

5X Membership Rewards Points on the AmEx’s Rewards Multiplier portal.

There is no preset credit limit.

24×7 global concierge service.

Travel-related insurance benefits, including personal air-accidental death insurance worth ₹5 crores.

Up to 50% off at over 1800 premium restaurants in India and a complimentary membership to EazyDiner Prime.

Access to over 1,400 airport lounges globally, including Centurian Lounges and American Express Lounges.

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American Express Platinum Charge Card

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