IDBI Bank Credit Cards

Comprehensive credit card solutions with attractive rewards and benefits.

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Card Holder
IDBI BANK

Credit Cards by IDBI Bank Imperium Platinum Credit Card

Compare and find the perfect credit card that matches your lifestyle

IDBI Bank Imperium Platinum Credit Card

IDBI Bank Imperium Platinum Credit Card

Joining Fee
Rs. 499 + GST
Renewal Fee
Rs. 499 + GST
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
500 Welcome bonus on the spending Rs 1500 within 30 days of card issuance and 300 Delight point on spending between 31 days to 90 days
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IDBI Winnings RuPay Select Credit Card

IDBI Winnings RuPay Select Credit Card

Joining Fee
NIL
Renewal Fee
Rs. 899 (second year onwards)
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
Get 10% cashback up to Rs. 500 on all transactions done within 90 days of receiving the card.
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IDBI Euphoria World Credit Card

IDBI Euphoria World Credit Card

Joining Fee
Free
Renewal Fee
Rs. 1,499 + GST
Best Suited For
TravelShopping
Reward Type
Reward Points
Welcome Benefits
4,000 delight points
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IDBI Aspire Platinum Credit Card

IDBI Aspire Platinum Credit Card

Joining Fee
Free
Renewal Fee
Free
Best Suited For
TravelDiningShopping
Reward Type
Reward Points
Welcome Benefits
500 delight points on spending Rs 1500 or above in the first 30 days of issuance of the card and 300 delight points on the spending of Rs 1500 or above in 31 to 90 days of the issuance of the card.
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IDBI Bank Royale Signature Credit Card

IDBI Bank Royale Signature Credit Card

Joining Fee
Free
Renewal Fee
Free
Best Suited For
Shopping
Reward Type
Reward Points
Welcome Benefits
750 Delight Points if the first transaction of minimum Rs. 1,500 is made with 30 days of card issuance or 400 Delight Points if the first transaction of minimum Rs, 1,500 is made between 31 and 90 days of card issuance.
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Everything You Need to Know About HDFC Bank Credit Cards

Features and Benefits

Welcome Benefits

Get exclusive rewards and bonuses when you join

Rewards Program

Earn points on every purchase and redeem for exciting rewards

Travel Benefits

Complimentary lounge access and travel insurance

Experience a world of privileges with our credit cards, designed to enhance your lifestyle and provide value on every transaction.

Rewards & Redemption

Reward Points Structure

Regular Purchases2X Points
Travel Bookings5X Points
Dining3X Points
Online Shopping4X Points
Entertainment3X Points
Fuel1X Points

Redemption Options

Travel Miles

Convert points to airline miles

1 Point = 0.5 Miles

Shopping

Redeem at partner stores

1 Point = ₹0.25

Cashback

Direct credit to card

1 Point = ₹0.20

Fees & Charges

TypeAmountDetails
Annual Fee₹500 - ₹12,000Varies by card type
Interest Rate3.49% per monthOn revolving credit
Cash Advance2.5% or ₹500Whichever is higher
Late PaymentUp to ₹1,000Based on outstanding amount

* All charges are subject to applicable taxes. Please refer to the most recent schedule of charges for detailed information.

How to Apply

1

Check Eligibility

Verify your age, income, and credit score requirements

2

Submit Documents

Provide KYC and income proof documents

3

Application Review

Wait for approval and card delivery

Required Documents

Identity Proof (Any one)

  • Aadhaar Card
  • PAN Card
  • Passport
  • Voter ID

Income Proof (Any one)

  • Latest 3 months salary slips
  • Form 16
  • IT Returns (last 2 years)
  • Bank statements (last 3 months)