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IDBI Winnings RuPay Select Credit Card
The IDBI Bank Winnings RuPay Select Credit Card is an entry-level credit card offered by the IDBI Bank. It comes with no joining fee and lets you earn
Security
Advanced protection for all transactions
Instant
Immediate digital card access
NIL
Joining Fee
Rs. 899 (second year onwards)
Renewal Fee
24/7
Support
Meet IDBI Winnings RuPay Select Credit Card
The IDBI Bank Winnings RuPay Select Credit Card is an entry-level credit card offered by the IDBI Bank. It comes with no joining fee and lets you earn 500 delight points and above in a month. Being an entry-level card, it has covered travel and insurance benefits, too, which makes it worth consideration. You also get four complimentary international lounge access and eight domestic lounge access in a year with the IDBI Winnings RuPay Credit Card. With this card, you get a chance to earn double delight points on all spendings in your birthday month. Keep reading to know more about this card’s offerings and features.
IDBI Winnings RuPay Select Credit Card MEMBERSHIP
JOINING FEENIL
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make IDBI Winnings RuPay Select Credit Card the perfect choice for those who demand excellence.
Spend- Based Waiver
The renewal fee will be waived off on spending Rs. 90,000 in the previous year.
Rewards Redemption Fee
Rs. 99
Foreign Currency Markup
3.50%
Interest Rates
3.40% p.m.
Fuel Surcharge
1% fuel surcharge waived at all petrol pumps across India on transactions between Rs. 400 - Rs. 4000. The maximum waiver of fuel surcharges is Rs. 400 per month.
Cash Advance Charges
2.50% or a minimum of Rs. 500
Movie & Dining
NA
Rewards Rate
Earn 500 delight points or more on making 5 transactions worth Rs. 1000 per month. Earn 2 delight points on every Rs. 100 spent on this card.
Reward Redemption
Redeem delight points for making payments for dining, shopping, utility bills, holidays, gifts and entertainment.
Travel
Get complimentary access to both domestic and international airport lounges.
Domestic Lounge Access
2 complimentary access to domestic lounges each quarter
International Lounge Access
4 complimentary access to international lounges each year
Golf
NA
Insurance Benefits
Covers accidental death insurance and permanent disability up to Rs.10 lakhs each.
The IDBI Winnings RuPay Select Credit Card comes with no joining fee.
As a welcome benefit, get 10% cashback up to Rs. 500 on all transactions.
500 delight points on making 5 transactions worth Rs. 1000 per month.
Get double delight points in your Birthday month.
2 delight points on every Rs. 100 spent on this card.
Covers accidental death and permanent disability insurance up to Rs. 10 lakhs for each.
Avail 1% fuel surcharge waiver, maximum waiver of Rs. 400 per month.
Why Choose IDBI Winnings RuPay Select Credit Card
Banking Reimagined for the Digital Age
Experience a new standard in premium banking with features designed for the modern professional. Welcome to the future of financial excellence.
The IDBI Winnings RuPay Select Credit Card comes with no joining fee.
As a welcome benefit, get 10% cashback up to Rs. 500 on all transactions.
500 delight points on making 5 transactions worth Rs. 1000 per month.
Get double delight points in your Birthday month.
2 delight points on every Rs. 100 spent on this card.
Covers accidental death and permanent disability insurance up to Rs. 10 lakhs for each.
Avail 1% fuel surcharge waiver, maximum waiver of Rs. 400 per month.
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