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Premium Card Series
IDBI Bank Royale Signature Credit Card
The Royale Signature credit card by IDBI bank is an entry-level shopping credit card. You don’t have to pay any annual membership fee for this card. A
Security
Advanced protection for all transactions
Instant
Immediate digital card access
0%
Joining Fee
0%
Renewal Fee
24/7
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Meet IDBI Bank Royale Signature Credit Card
The Royale Signature credit card by IDBI bank is an entry-level shopping credit card. You don’t have to pay any annual membership fee for this card. Although it is a very basic card, you do get a few travel benefits like complimentary domestic lounge access and a personal air accident cover worth Rs. 25 lakh. Read on to learn more about this entry-level offering by the IDBI bank.
IDBI Bank Royale Signature Credit Card MEMBERSHIP
JOINING FEE0
Detailed Card Information
Everything You Need to Know
Discover the comprehensive benefits and features that make IDBI Bank Royale Signature Credit Card the perfect choice for those who demand excellence.
Spend- Based Waiver
N/A
Rewards Redemption Fee
Rs. 99 + GST
Foreign Currency Markup
3.5% of the transaction amount
Interest Rates
2.5% per month
Fuel Surcharge
1% fuel surcharge waived off at all fuel stations across India for transactions between Rs. 500 and Rs. 4,000 (max waiver capped at Rs. 500)
Cash Advance Charges
2.5% of the transaction amount, subject to a minimum charge of Rs. 500.
Movie & Dining
N/A
Rewards Rate
3 Delight Points per Rs. 100 spent using the card
Reward Redemption
Delight Points redeemable on the IDBI Delights portal for cashback, merchandise, flight tickets, mobile recharges, hotel reservations, gift cards, movie tickets, etc.
Travel
Delight Points redeemable for flight tickets on the IDBI Delights portal, complimentary domestic airport lounge access, air accident insurance cover worth Rs. 25 lakh.
Domestic Lounge Access
1 Complimentary domestic airport lounge access every quarter under the Visa domestic lounge program.
International Lounge Access
N/A
Golf
N/A
Insurance Benefits
Personal air accident cover worth Rs. 25 lakh
Reward Points are credited as Delight Points to your credit card account.
750 Delight Points on first usage of the card (min transaction of Rs. 1,500) within 30 days or 400 Delight Points on first usage of the card between 31 and 90 days.
3 Delight Points for every Rs. 100 spent using the card.
1% fuel surcharge waiver at all filling stations across India for transactions between Rs. 400 and Rs. 5,000 (max waiver capped at Rs. 500 per month).
Personal air travel insurance cover worth Rs. 25 lakh.
Complimentary domestic airport lounge access under the Visa domestic lounge program (max 1 lounge visit per quarter).
Cardmember not liable for any fraudulent transaction post reporting the loss of card to the bank.
Up to two add-on credit cards for the cardholder’s family members. Delight Points and credit limit are shared amongst the primary and all add-on cardmembers.
Exclusive Visa offers on hotel reservations, car rentals, and airport shopping.
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Reward Points are credited as Delight Points to your credit card account.
750 Delight Points on first usage of the card (min transaction of Rs. 1,500) within 30 days or 400 Delight Points on first usage of the card between 31 and 90 days.
3 Delight Points for every Rs. 100 spent using the card.
1% fuel surcharge waiver at all filling stations across India for transactions between Rs. 400 and Rs. 5,000 (max waiver capped at Rs. 500 per month).
Personal air travel insurance cover worth Rs. 25 lakh.
Complimentary domestic airport lounge access under the Visa domestic lounge program (max 1 lounge visit per quarter).
Cardmember not liable for any fraudulent transaction post reporting the loss of card to the bank.
Up to two add-on credit cards for the cardholder’s family members. Delight Points and credit limit are shared amongst the primary and all add-on cardmembers.
Exclusive Visa offers on hotel reservations, car rentals, and airport shopping.
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