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How to Buy a Smartphone on EMI Without a Credit Card?

blog-image
Mar 21, 2024
15 Mins

### Purchase Mobile on EMI Without Credit Card: Get Instant Loan Approval Within 24 Hours & Experience a 100% Paperless Process

In today's dynamic environment, smartphones are indispensable. With the constant launch of new models, upgrading can be enticing, yet financial hurdles can pose a challenge. Fortunately, here’s the solution you need.

Money View Personal Loans allows you to purchase a mobile phone on EMI without a credit card. With an effortless procedure and loan disbursal in just 24 hours, you can easily acquire the latest gadget you desire.

Flexible loan amounts make Money View a popular choice. Depending on your eligibility, you can borrow up to Rs. 10 lakhs, ensuring your dream phone is within reach.

The swift processing means your loan amount is credited within 24 hours post-approval. Forget the prolonged waits typical of traditional borrowing.

No collateral or guarantor is required for Money View Personal Loans, eliminating the complexity and paperwork synonymous with traditional lending.

With interest rates beginning at just 1.33% per month, these loans offer an affordable way to manage your EMIs.

Now that the benefits are clear, let's look at how to purchase a smartphone on EMI without a credit card.

Personal loans are a go-to for financing mobile phone purchases, offering affordability and convenient repayment options. Various lenders provide these loans, presenting a broad spectrum of choices.

Banks like HDFC, ICICI, and Axis Bank feature EMI options on debit cards, allowing purchases at partner outlets with flexible repayment terms.

Alternatively, EMI cards offer pre-approved loans convertible to EMIs upon purchase, a facility accessible via many leading NBFCs specializing in consumer durables.

For those opting for a Money View personal loan, eligibility criteria include being 21-57 years old, minimum income of Rs. 13,500, a credit score of CIBIL 650 or Experian 650, and direct income deposits to your bank account.

The application process is swift: check eligibility within 2 minutes, select your loan amount and terms, upload necessary documents for verification, and receive your funds within 24 hours of agreement submission.

Ultimately, purchasing a mobile phone on EMI without a credit card is now feasible thanks to diverse financial instruments and cutting-edge technology. Money View Personal Loans serve as an accessible option for those seeking a smartphone upgrade. Don’t let financial constraints impede—you can now get that dream phone!

*SEBI: Securities and Exchange Board of India, *PAN: Permanent Account Number, *PMAY: Pradhan Mantri Awas Yojana, *EMI: Equated Monthly Installment, *CIBIL: Credit Information Bureau (India) Limited, *Experian: Experian Information Services (India) Private Limited, *KYC: Know Your Customer, *Form 16: Form 16, *AMC: Asset Management Company, *NSDL: National Securities Depository Limited, *CDSL: Central Depository Services Limited
Available on both IOS and AndroidTry Pluto Money Today 👇
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Team Pluto
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Invest Smarter, Here's how to achieve Your Dreams 80% Faster - Let’s Get Started!Trusted by 3 Crore+ Indians
Dream Home
Dream Wedding
Dream Car
Retirement
1st Crore
credit-cards

How to Buy a Smartphone on EMI Without a Credit Card?

blog-image
Mar 21, 2024
15 Mins

### Purchase Mobile on EMI Without Credit Card: Get Instant Loan Approval Within 24 Hours & Experience a 100% Paperless Process

In today's dynamic environment, smartphones are indispensable. With the constant launch of new models, upgrading can be enticing, yet financial hurdles can pose a challenge. Fortunately, here’s the solution you need.

Money View Personal Loans allows you to purchase a mobile phone on EMI without a credit card. With an effortless procedure and loan disbursal in just 24 hours, you can easily acquire the latest gadget you desire.

Flexible loan amounts make Money View a popular choice. Depending on your eligibility, you can borrow up to Rs. 10 lakhs, ensuring your dream phone is within reach.

The swift processing means your loan amount is credited within 24 hours post-approval. Forget the prolonged waits typical of traditional borrowing.

No collateral or guarantor is required for Money View Personal Loans, eliminating the complexity and paperwork synonymous with traditional lending.

With interest rates beginning at just 1.33% per month, these loans offer an affordable way to manage your EMIs.

Now that the benefits are clear, let's look at how to purchase a smartphone on EMI without a credit card.

Personal loans are a go-to for financing mobile phone purchases, offering affordability and convenient repayment options. Various lenders provide these loans, presenting a broad spectrum of choices.

Banks like HDFC, ICICI, and Axis Bank feature EMI options on debit cards, allowing purchases at partner outlets with flexible repayment terms.

Alternatively, EMI cards offer pre-approved loans convertible to EMIs upon purchase, a facility accessible via many leading NBFCs specializing in consumer durables.

For those opting for a Money View personal loan, eligibility criteria include being 21-57 years old, minimum income of Rs. 13,500, a credit score of CIBIL 650 or Experian 650, and direct income deposits to your bank account.

The application process is swift: check eligibility within 2 minutes, select your loan amount and terms, upload necessary documents for verification, and receive your funds within 24 hours of agreement submission.

Ultimately, purchasing a mobile phone on EMI without a credit card is now feasible thanks to diverse financial instruments and cutting-edge technology. Money View Personal Loans serve as an accessible option for those seeking a smartphone upgrade. Don’t let financial constraints impede—you can now get that dream phone!

*SEBI: Securities and Exchange Board of India, *PAN: Permanent Account Number, *PMAY: Pradhan Mantri Awas Yojana, *EMI: Equated Monthly Installment, *CIBIL: Credit Information Bureau (India) Limited, *Experian: Experian Information Services (India) Private Limited, *KYC: Know Your Customer, *Form 16: Form 16, *AMC: Asset Management Company, *NSDL: National Securities Depository Limited, *CDSL: Central Depository Services Limited
Available on both IOS and AndroidTry Pluto Money Today 👇
Author
Team Pluto
Have a question?
Digital GoldInvest in 24K Gold with Zero making ChargesLearn More
Digital SilverInvest in silver with Zero making ChargesLearn More
Pluto FixedEarn from 11% to 14% Returns annually in a fixed lock-in periodLearn More