Union Bank of India has unveiled various debit card options tailored to customer preferences, featuring Visa, RuPay, and MasterCard. Here's a detailed look at these debit card choices to help you select the ideal one.

Union Bank of India's Debit Card Options

1. Union Bank Signature Visa Contactless Debit Card

The Signature Visa Contactless Debit Card is favored for its no minimum balance requirement and features like a daily cash withdrawal limit of Rs 1 lakh and a shopping limit of Rs 3 lakh. It enables contactless transactions up to Rs 5,000 and offers perks like waived annual fees, airport lounge access, and insurance coverage up to Rs 2 lakh for the primary holder.

2. Union Bank RuPay Select Debit Card

The RuPay Select card mirrors the Signature Visa's cash and shopping limits with a Rs 5,000 contactless cap. It incurs an annual fee of Rs 400, comes with lounge access, and provides Rs 2 lakh in accidental insurance.

3. Union Bank Platinum RuPay Debit Card

Union Bank's Platinum RuPay Debit Card suits those desiring premium features, like a Rs 75,000 daily withdrawal limit and a Rs 1.5 lakh shopping limit. It offers waived issuance charges and includes Rs 2 lakh insurance coverage.

4. Union Bank Classic Debit Card (RuPay/Visa)

With a daily withdrawal and shopping cap of Rs 25,000, the Classic Debit Card comes with no issuance fee and Rs 2 lakh in insurance, making it a flexible choice for Union Bank customers.

5. Union Bank Business Platinum Debit Card

The Business Platinum Debit Card is tailored for entrepreneurs, offering Rs 25,000 in daily cash access at ATMs and Rs 50,000 at retail or online outlets, sans a balance requirement.

6. Union Bank QSPARC Debit Card (RuPay)

Functioning as both a debit and prepaid card, the QSPARC allows Rs 25,000 cash withdrawal at ATMs and Rs 50,000 at point-of-sale. Contactless use requires a transaction cap of Rs 5,000.

Union Bank Debit Card Application Process

To apply for a Union Bank debit card, visit a branch to open an account, which includes a card offer based on your profile. Alternatively, search "Union Bank of India Debit Card apply online" for the online application process, following the on-screen instructions.

Card Fees and Charges

Union Bank debit cards are free for the first year. Subsequent fees vary: Classic cards are Rs 200, Platinum Rs 300, and Signature, Business, RuPay Select, RuPay Platinum at Rs 400 annually. Issuance fees are universally Rs 150, with transaction costs depending on card type. International ATM use incurs additional charges.

Online PIN Generation for Union Bank Debit Card

To set or reset your ATM PIN using Green PIN at any Union Bank ATM:

• Insert card and choose "Set ATM Green PIN."
• Request an OTP on your registered mobile, then reinsert the card to validate it.
• Create and confirm your new PIN.
• If issues arise, contact customer support at 1800222244 or 1800208244.

Union Bank's extensive debit card offerings are crafted to meet diverse customer needs, from contactless payments to significant withdrawal and shopping limits, ensuring there's a card suitable for everyone.