Explore Union Bank of India's Debit Card Options Today
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Union Bank of India offers a range of debit card options that cater to customer needs, including options from Visa, RuPay, and MasterCard. Here's an overview of these debit cards to assist you in choosing the right one.
Union Bank of India's Debit Card Choices
1. Union Bank Signature Visa Contactless Debit Card
The Signature Visa Contactless Debit Card is popular due to its no minimum balance constraint, offering a daily _cash withdrawal limit_ of Rs 1 lakh and a shopping limit of Rs 3 lakh. With contactless transaction capabilities up to Rs 5,000, it provides benefits like waived annual fees, airport lounge access, and insurance coverage up to Rs 2 lakh for the primary holder.
2. Union Bank RuPay Select Debit Card
The RuPay Select card matches the Signature Visa's cash and shopping caps with a Rs 5,000 limit for contactless transactions. It carries an annual fee of Rs 400, includes lounge access, and grants Rs 2 lakh in accidental insurance.
3. Union Bank Platinum RuPay Debit Card
The Platinum RuPay Debit Card is ideal for those looking for premium benefits, with a Rs 75,000 daily cash limit and Rs 1.5 lakh shopping limit. Issuance fees are waived and Rs 2 lakh insurance cover is included.
4. Union Bank Classic Debit Card (RuPay/Visa)
Offering a daily withdrawal and shopping cap of Rs 25,000, the Classic Debit Card has no issuance fee and includes Rs 2 lakh in insurance, making it a versatile choice for Union Bank patrons.
5. Union Bank Business Platinum Debit Card
The Business Platinum Debit Card caters to business owners with Rs 25,000 daily ATM cash access and Rs 50,000 spending limit at retail or online outlets, with no balance requirements.
6. Union Bank QSPARC Debit Card (RuPay)
Operating as both a debit and prepaid card, the QSPARC allows for Rs 25,000 ATM withdrawals and Rs 50,000 on purchases. Contactless usage is limited to Rs 5,000 per transaction.
Applying for a Union Bank Debit Card
To request a Union Bank debit card, visit a branch to open an account which includes a card offer based on your profile. Alternatively, search "Union Bank of India Debit Card apply online" to complete the application process via their website.
Fees and Charges of Debit Cards
The Union Bank debit cards are complimentary for the first year, with classic cards costing Rs 200, Platinum Rs 300, and Signature, Business, RuPay Select, RuPay Platinum cards at Rs 400 annually thereafter. Universal issuance fees are Rs 150; additional transaction costs apply based on card type. International ATM use entails extra charges.
Online PIN Setup for Union Bank Debit Card
For setting or resetting your ATM PIN with Green PIN at any Union Bank ATM:
- Insert the card and select "Set ATM Green PIN."
- An OTP will be sent to your registered mobile number; reinsert the card to authenticate.
- Enter and confirm your new PIN.
- For assistance, contact customer support at 1800222244 or 1800208244.
Union Bank's diverse debit card offerings are designed to meet a variety of customer requirements, from _contactless payments_ to substantial withdrawal and shopping limits, ensuring there is a card for every need.
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