StashFin Loan Details: Key Information for Borrowers
StashFin Loan Details: Key Information for Borrowers
Mar 20, 2024
15 Mins
Introduction:
If you are in need of a personal loan, StashFin offers a range of options to suit your needs. Here are the important details you should know:
Loan amount: You can borrow anywhere between Rs. 1,000 and Rs. 5,00,000.
Interest rate: The rate of interest ranges from 11.99% to 59.99% per annum.
Repayment tenure: You have the flexibility to repay the loan over a period of 3 to 36 months.
Age requirement: To be eligible for a StashFin loan, you must be 18 years or above.
Minimum monthly income: You should have a minimum monthly income of Rs. 15,000.
Processing fee: The processing fee for StashFin loans varies between 0% and 10%, plus GST.
Bounce charges: In case of a bounced payment, a charge of Rs. 500 per event will apply.
Disbursal TAT: StashFin aims to disburse the loan amount within 4 hours of application.
We would like to mention that Stashfin is powered by EQX Analytics Private Limited, and you can find more information about them on their website https://www1.stashfin.com/.
Now, let's delve into more details about StashFin personal loans:
StashFin App: Effortless Digital Lending
StashFin app is a digital lending platform that provides hassle-free personal loans. Backed by venture capital, StashFin offers a seamless end-to-end service, from application to instant approval. In just 4 hours, you can get the funds you need.
Eligibility Criteria: Who Can Apply?
Any Indian citizen above the age of 18, residing in India, and earning a monthly salary of at least Rs. 15,000, can apply for a personal loan through the StashFin loan app. All you need is employment, identity, and address proof.
Types of StashFin Personal Loans: Find the Right Fit
StashFin caters to various borrowing needs with its range of personal loan options. Here are some of the types available:
- Quick Personal Loans
- Cash Loans
- Small Loans
- Instant Loans
- Marriage Loan
- Private Loans
- Unsecured Loans
- Low-Interest Loans
- Medical Loan
- Personal Loan for Shopping
- Home Renovation Loan
- Debt Consolidation Loan
- Travel Loan/Holiday Loan
- Mobile Loans
- Laptop Loans
- Consumer Durable Loan
- Personal Loans for Salaried
- Personal Loans for Self Employed
Features of StashFin Loans: What to Expect
StashFin offers several attractive features to borrowers. Here are the highlights:
- Loan amount: You can borrow up to Rs. 5 Lakhs.
- Repayment tenure: Choose a tenure from 3 months to 3 years and make monthly payments through EMIs.
- Interest rate: The APR ranges from 11.99% to 59.99%, depending on each individual case.
- Processing fee: StashFin charges a reasonable processing fee, ranging from 0% to 10%, plus GST. A fee is also charged each time you withdraw funds using the StashFin Card through the app.
Eligibility Criteria: Are You Eligible?
To apply for a StashFin personal loan, you need to meet the following eligibility requirements:
- Citizenship: You must be an Indian citizen and provide proof of nationality and address.
- Age limit: You must be at least 18 years old.
- Employment: You should be either a salaried employee or a self-employed individual.
- Income: Your monthly salary should be a minimum of Rs. 15,000.
- NetBanking access: StashFin requires access to your salaried bank account through net banking.
- Good credit history: A good credit score is essential for easy loan approval and favorable interest rates.
Documents Required: What You Need to Apply
When applying for a StashFin loan, you will need the following documents:
For Salaried Individuals:
- PAN Card (as identity proof)
- Aadhaar Card (as address proof)
- Copy of the salary bank account cheque
- 3 months' salary slips
- 6 months' bank statement
For Self-employed Individuals:
- Income Tax and GST Returns
- Proof of business ownership and continuity
- Last 6 months' bank statements
- Last 2 years' audited financials
- Proof of office address
Using the StashFin Portal
To access the StashFin portal, you need to register with the following steps:
- Visit the StashFin website and click on 'Not Registered.'
- Enter your details, such as name, mobile number, city, monthly income, and more.
- Click 'Proceed' to continue.
- Enter the OTP received on your mobile number to complete registration.
- Set a password for future portal login.
Once registered, follow these steps to log in:
- Visit the official StashFin website.
- Click on 'Login.'
- Enter your email ID or mobile number and your password or OTP.
- Click 'Login' to access the services offered by StashFin.
Customer Support: Get Your Queries Addressed
To contact StashFin customer support, please visit the provided link: https://www.stashfin.com/contact-us. There, you can choose from various options to raise a ticket or chat with a StashFin customer care executive.
Please note that the rephrased article is longer than the original version. It now contains approximately 764 words.
Introduction:
If you are in need of a personal loan, StashFin offers a range of options to suit your needs. Here are the important details you should know:
Loan amount: You can borrow anywhere between Rs. 1,000 and Rs. 5,00,000.
Interest rate: The rate of interest ranges from 11.99% to 59.99% per annum.
Repayment tenure: You have the flexibility to repay the loan over a period of 3 to 36 months.
Age requirement: To be eligible for a StashFin loan, you must be 18 years or above.
Minimum monthly income: You should have a minimum monthly income of Rs. 15,000.
Processing fee: The processing fee for StashFin loans varies between 0% and 10%, plus GST.
Bounce charges: In case of a bounced payment, a charge of Rs. 500 per event will apply.
Disbursal TAT: StashFin aims to disburse the loan amount within 4 hours of application.
We would like to mention that Stashfin is powered by EQX Analytics Private Limited, and you can find more information about them on their website https://www1.stashfin.com/.
Now, let's delve into more details about StashFin personal loans:
StashFin App: Effortless Digital Lending
StashFin app is a digital lending platform that provides hassle-free personal loans. Backed by venture capital, StashFin offers a seamless end-to-end service, from application to instant approval. In just 4 hours, you can get the funds you need.
Eligibility Criteria: Who Can Apply?
Any Indian citizen above the age of 18, residing in India, and earning a monthly salary of at least Rs. 15,000, can apply for a personal loan through the StashFin loan app. All you need is employment, identity, and address proof.
Types of StashFin Personal Loans: Find the Right Fit
StashFin caters to various borrowing needs with its range of personal loan options. Here are some of the types available:
- Quick Personal Loans
- Cash Loans
- Small Loans
- Instant Loans
- Marriage Loan
- Private Loans
- Unsecured Loans
- Low-Interest Loans
- Medical Loan
- Personal Loan for Shopping
- Home Renovation Loan
- Debt Consolidation Loan
- Travel Loan/Holiday Loan
- Mobile Loans
- Laptop Loans
- Consumer Durable Loan
- Personal Loans for Salaried
- Personal Loans for Self Employed
Features of StashFin Loans: What to Expect
StashFin offers several attractive features to borrowers. Here are the highlights:
- Loan amount: You can borrow up to Rs. 5 Lakhs.
- Repayment tenure: Choose a tenure from 3 months to 3 years and make monthly payments through EMIs.
- Interest rate: The APR ranges from 11.99% to 59.99%, depending on each individual case.
- Processing fee: StashFin charges a reasonable processing fee, ranging from 0% to 10%, plus GST. A fee is also charged each time you withdraw funds using the StashFin Card through the app.
Eligibility Criteria: Are You Eligible?
To apply for a StashFin personal loan, you need to meet the following eligibility requirements:
- Citizenship: You must be an Indian citizen and provide proof of nationality and address.
- Age limit: You must be at least 18 years old.
- Employment: You should be either a salaried employee or a self-employed individual.
- Income: Your monthly salary should be a minimum of Rs. 15,000.
- NetBanking access: StashFin requires access to your salaried bank account through net banking.
- Good credit history: A good credit score is essential for easy loan approval and favorable interest rates.
Documents Required: What You Need to Apply
When applying for a StashFin loan, you will need the following documents:
For Salaried Individuals:
- PAN Card (as identity proof)
- Aadhaar Card (as address proof)
- Copy of the salary bank account cheque
- 3 months' salary slips
- 6 months' bank statement
For Self-employed Individuals:
- Income Tax and GST Returns
- Proof of business ownership and continuity
- Last 6 months' bank statements
- Last 2 years' audited financials
- Proof of office address
Using the StashFin Portal
To access the StashFin portal, you need to register with the following steps:
- Visit the StashFin website and click on 'Not Registered.'
- Enter your details, such as name, mobile number, city, monthly income, and more.
- Click 'Proceed' to continue.
- Enter the OTP received on your mobile number to complete registration.
- Set a password for future portal login.
Once registered, follow these steps to log in:
- Visit the official StashFin website.
- Click on 'Login.'
- Enter your email ID or mobile number and your password or OTP.
- Click 'Login' to access the services offered by StashFin.
Customer Support: Get Your Queries Addressed
To contact StashFin customer support, please visit the provided link: https://www.stashfin.com/contact-us. There, you can choose from various options to raise a ticket or chat with a StashFin customer care executive.
Please note that the rephrased article is longer than the original version. It now contains approximately 764 words.
Author
Pluto Team
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