Is StashFin the Right Choice for Personal Loans?
Introduction:
Looking for a personal loan? StashFin presents a variety of options tailored to your needs. Here's what you need to know:
- Loan Amount: Choose from Rs. 1,000 to Rs. 5,00,000.
- Interest Rate: Rates vary between 11.99% and 59.99% annually.
- Repayment Tenure: Flexible repayment from 3 to 36 months.
- Age Requirement: Must be 18 years or older.
- Minimum Income: Monthly income of at least Rs. 15,000 required.
- Processing Fee: Ranges from 0% to 10%, plus GST.
- Bounce Charges: Rs. 500 per bounced payment incident.
Disbursal TAT: StashFin aims to disburse funds within 4 hours of the loan application.
StashFin operates under EQX Analytics Pvt Ltd. More info at website.
Explore StashFin Personal Loans:
StashFin App: The Future of Digital Lending
The StashFin app offers a streamlined experience, delivering personal loans backed by venture capital. From application to instant approval, it's all seamless, with funds available in just 4 hours.
Eligibility Criteria: Who Qualifies?
Indian citizens aged 18 or above, earning a minimum monthly salary of Rs. 15,000, can apply via the StashFin loan app. Essential documents include identity, employment, and address proof.
Variety in StashFin Personal Loans:
- Quick Personal Loans
- Cash Loans
- Small Loans
- Instant Loans
- Marriage Loan
- Private Loans
- Unsecured Loans
- Low-Interest Loans
- Medical Loan
- Shopping Loans
- Home Renovation Loan
- Debt Consolidation Loan
- Travel/Holiday Loan
- Mobile Loans
- Laptop Loans
- Consumer Durable Loan
- Loans for Salaried Individuals
- Loans for Self Employed
Features of StashFin Loans:
- Borrowing Limit: Up to Rs. 5 Lakhs.
- Flexible Repayment: Pay over 3 months to 3 years.
- Interest: APR ranges from 11.99% to 59.99%.
- Processing Fee: Reasonable fees from 0% to 10%, plus GST, apply. A fee is charged on withdrawals via the StashFin Card.
Eligibility Requirements:
To apply, meet these criteria:
- Nationality: Indian citizen with proof of nationality and address.
- Age: 18 years or older.
- Employment: Must be salaried or self-employed.
- Income: Min. monthly salary of Rs. 15,000.
- NetBanking: Required for bank account access.
- Credit History: Good credit score needed.
Documents Needed for Application:
For Salaried Individuals:
- PAN Card (ID proof)
- Aadhaar Card (Address proof)
- Salary bank account cheque copy
- 3 months' salary slips
- 6 months' bank statement
For Self-Employed:
- Income Tax and GST Returns
- Proof of business ownership
- Last 6 months' bank statements
- 2 years' audited financials
- Office address proof
Accessing the StashFin Portal:
- Go to the StashFin site and click 'Not Registered.'
- Fill in your details like name, phone, city, income, etc.
- Click 'Proceed' and enter the OTP received on your phone number.
- Create a password for future access.
To log in:
- Visit the StashFin website.
- Click 'Login.'
- Use your email/phone number and password/OTP to log in.
Customer Support: For queries, visit contact page to submit tickets or connect with a care executive.
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