In recent years, the banking sector has experienced a significant increase in automation, enhancing convenience for customers by simplifying various services. From online payments to account opening, routine tasks have become more efficient. A key operation for banks is the acceptance of deposits, traditionally reliant on staff during specific hours, which posed certain limitations and risk of errors. In response, banks have deployed ATM machines for cash deposits.

Now, individuals can deposit cash into an ATM at any time, including late at night. This development improves accessibility, enhances efficiency, and reduces errors. Moreover, transactions via these ATMs are considered more secure and reliable.

SBI ATM Cash Deposit Guide
To utilize the State Bank of India (SBI) ATM for cash deposits, follow these steps:

Step 1: Locate an ATM offering cash deposit capabilities by using the SBI ATM locator. Select the 'Cash Deposit Machine (CDM)' category and enter your address to find the nearest suitable ATM.

Step 2: At the ATM, insert your card and select 'Banking'. Choose your language, then enter your ATM Pin.

Step 3: Click 'Deposit', then 'Cash Deposit'. A process overview will display; note the 200-note limit with a cap of Rs. 49,900.

Step 4: Confirm your details and select your account type: Savings or Current Account.

Step 5: The cash slot will open; insert unfolded cash. Press 'Enter' when ready. The ATM will count the notes, rejecting any folded currency, which you can rectify.

Note: Ensure notes are smooth; rejected notes may be due to counterfeit detection, leading to note confiscation and receipt issue.

Step 6: Press 'Enter' to view your deposit 'Summary'. Add more cash or click 'Confirm' to finalize.

Step 7: On completion, a receipt will be issued, and the amount credited to your account.

Abbreviations: Folio No. [Folio Number], PAN [Permanent Account Number], KYC [Know Your Customer]