Maximizing Your Financial Leverage: A Comprehensive Guide to Punjab National Bank Gold Loan Interest Rates

Summary

This blog outlines Punjab National Bank's gold loan schemes in India. It details loan amounts from Rs. 25,000 to Rs. 10 lakhs, processing fees, interest rates, eligibility, and documentation requirements. The post emphasizes benefits such as collateral-based loans, flexible repayment options, and swift approval processes.

Key Takeaways

Loan amounts range from Rs. 25,000 to Rs. 10 lakhs with 0.75% processing fees plus GST.
Collateral includes gold jewelry and coins of 18 to 22 carat purity.
Flexible repayment options with no prepayment penalties.
Quick approval and disbursement process, often within 30 minutes.