How to Calculate Returns Using PNB SIP Calculator?

Example Calculation

• Investment Amount: ₹25,000
• Annual Return Rate: 12%
• Investment Period: 10 Years
• Total Investment: ₹30,00,000
• Estimated Returns: ₹28,08,477
• Total Value: ₹58,08,477

Invest Now with PNB Mutual Fund

PNB Mutual Fund provides various Systematic Investment Plan (SIP) options tailor-made for achieving diverse financial objectives. With mutual funds becoming a favored choice among investors, the PNB Mutual Fund SIP calculator plays a vital role in predicting prospective returns, supporting individuals in meeting financial goals such as retirement, buying a house, vehicle purchase, or education expenses.

What is a SIP and How Does it Function?

A Systematic Investment Plan (SIP) allows investors to contribute small, regular amounts to a mutual fund scheme rather than a one-time deposit. This method assists in accumulating wealth progressively. SIPs facilitate the purchase of more units as per the scheme’s current Net Asset Value (NAV) through consistent monthly investments, promoting disciplined savings for the long term. The PNB SIP calculator helps estimate the returns necessary for achieving financial milestones like retirement or home acquisition.

How to Use the PNB SIP Calculator

Simplify your investment planning with these steps:

• Enter Monthly Investment Amount: Specify how much you wish to invest monthly or use the slider for adjustments.
• Enter Return Rate: Set your anticipated rate of return or adjust using the slider.
• Choose Investment Period: Pick your desired investment duration.
• Click ‘Invest Now’: View your invested amount, estimated returns, and total value instantly.

PNB Mutual Fund Calculator Formula

The formula applied to calculate the future value of SIP investments is:

A = P × ((1 + i)^n − 1) / i × (1 + i)

Where:

• A: Total amount at the end of the investment period
• P: Monthly SIP investment
• i: Compounded rate (annual rate divided by 12)
• n: Total number of months

This equation illustrates the potential growth of investments over a set time, assisting in making informed financial planning choices.

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[RBI]: Reserve Bank of India
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[BSE]: Bombay Stock Exchange
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