Introduction:

Punjab National Bank (PNB), India’s second-largest government-owned bank, has its headquarters in Delhi and was founded in May 1894. With over 12,248 branches and more than 13,000 ATMs nationwide, PNB provides various options for account holders to check their balances.

PNB Balance Enquiry through Customer Care

For a straightforward method to check your PNB account balance, contact the Customer Care Centre available 24/7. The following numbers can be used for account inquiries:

• 1800 180 2222
• 1800 103 2222 (Toll-free)
• 0120 249 0000 (International number)

Services are offered in English, Hindi, Tamil, Telugu, Kannada, Malayalam, and Punjabi through self-service IVRS or by speaking directly to a customer care representative.

Balance Enquiry via Missed Call Services

PNB customers can use Missed Call services to inquire about their balances by registering their mobile numbers with the bank. After registration, simply call:

• 1800 180 2223 (Toll-free): The call will disconnect after a few rings, and an SMS with the account balance will be sent.
• 0120 230 3090 (International number)

Bank Balance Enquiry through WhatsApp

PNB customers can use WhatsApp for balance inquiries by registering their mobile number with the bank. Add +91-9264092640 to contacts and send a 'Hi' to initiate inquiries anytime using this 24/7 service.

Balance Enquiry via SMS

To use the SMS service for checking PNB balance, register for SMS alerts. Then, send the requisite keyword to 5607040 for information:

• Balance Enquiry
• Mini Statement
• Self-Fund Transfer
• Check Status
• Stop Payment of Cheque

For example, send the balance enquiry keyword to 5607040 for balance details.

Checking Balance via Mobile Banking

The PNB ONE mobile app allows account balance checks, transactions, and more. After downloading the app from the Play Store or App Store, register using an account number and complete OTP verification. Use the credentials provided to access banking services.

PNB Balance Enquiry through Internet Banking

PNB’s internet banking service is accessible online. To use it, visit the PNB internet banking site and:

• Select 'Retail Internet Banking'
• Click 'New User' and enter the account number and birth date
• Choose service type, click 'Verify'
• Input OTP, click 'Continue'
• Fill in debit card and ATM PIN, then continue
• Set login password and accept terms
• Upon successful registration, confirmation will be shown

Account Balance Enquiry using UPI

Customers using UPI apps can check their balance by:

• Opening or downloading a preferred UPI app
• Entering the 4-digit UPI PIN
• Selecting the bank account, then 'Check Balance'
• Entering the UPI PIN when prompted to display the balance

Balance Checking via E-statement

Account balance can also be checked using e-statements by:

• Logging into PNB internet banking → 'Other Services' → 'Service Requests' → 'New Request' → 'Email Statement Registration'
• Sending a message to 9264092640 or 5607040 to receive an e-statement
• Calling 1800 180 2222 or 1800 103 2222 for email statement registration

Bank Balance Enquiry using ATM/Debit Card

Using a PNB debit card at the nearest ATM allows balance checks by:

• Inserting the ATM card
• Entering the four-digit PIN
• Selecting the option to check the account balance, visible on screen

By routinely checking their account balances, customers can better manage their finances and spending habits. It's advisable to verify balances before significant transactions. With numerous convenient options available, customers can select their preferred method of balance checking.