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Trusted by 1L+ Indians

Want to Achieve any of the below Goals upto 80% faster?

Dream Home

Dream Wedding

Dream Car

Retirement

1st Crore

Dream Home

Dream Wedding

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Retirement

1st Crore

Trusted by 3 Crore+ Indians

Want to Achieve any of the below
Goals upto 80% faster?

Dream Home

Dream Wedding

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Retirement

1st Crore

Trusted by 3 Crore+ Indians

Want to Achieve any of the below
Goals upto 80% faster?

Dream Home

Dream Wedding

Dream Car

Retirement

1st Crore

Trusted by 3 Crore+ Indians

Want to Achieve any of the below Goals upto 80% faster?

Dream Home

Dream Wedding

Dream Car

Retirement

1st Crore

Trusted by 3 Crore+ Indians

Want to Achieve any of the below Goals upto 80% faster?

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Piramal Finance Introduces Instant Personal Loan with Attractive Interest Rate

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Piramal Finance Introduces Instant Personal Loan with Attractive Interest Rate

Mar 22, 2024

15 Mins

Piramal Finance Introduces Instant Personal Loan with Attractive Interest Rate

Mumbai, March 14, 2023 - Piramal Finance is now offering an instant personal loan up to Rs. 10 Lakhs with an attractive interest rate starting from 12.99% p.a. This loan can be availed within minutes and comes with a flexible repayment tenure of up to 60 months. Whether it's for planning a dream wedding, purchasing the latest gadget, paying off school fees, or addressing any other immediate financial need, Piramal Finance has got you covered.

Key Details of Piramal Finance Personal Loan

Here are the important details you need to know about Piramal Finance personal loan:

- Minimum Loan Amount: Rs. 1 Lakh

- Maximum Loan Amount: Rs. 10 Lakhs

- Loan Tenure: 12 to 60 months

- Interest Rate: Starting from 12.99% p.a.

- Processing Fee: Up to 4% of loan amount + applicable taxes

- Collateral: Not required

- Foreclosure Charges: Nil

- Minimum Income Required: Rs. 25,000

Get to Know the Features of Piramal Finance Personal Loan

Take a look at the key features and benefits of Piramal Finance personal loan:

- Instant loan approval ranging from Rs. 1 Lakh to Rs. 10 Lakhs, available online within minutes

- Processing fee is up to 4% of the sanctioned loan amount plus applicable taxes

- Attractive interest rate starting from just 12.99% p.a.

- Flexible repayment tenure of 12 to 60 months with easy Equated Monthly Instalments (EMIs)

- Zero prepayment and foreclosure charges

- Available exclusively for salaried individuals

- Minimal documentation required for loan application

- Quick sanction and instant disbursals

- Option to include eligible co-applicants' income for higher loan eligibility

Learn About the Piramal Finance Personal Loan Interest Rate

The personal loan interest rates offered by Piramal Finance are fixed and start from 12.99% per annum. The rate depends on the loan amount, repayment tenure, and the borrower's eligibility. In addition to the interest, a processing fee of up to 4% + applicable taxes is applicable.

Check Your Eligibility for Piramal Finance Personal Loan

To be eligible for the Piramal Finance Personal Loan, applicants must meet the following criteria:

- Salaried individuals working in government institutions, public sector, private sector, multinational companies, proprietorship concerns, or partnership firms

- Age requirement: 21 years to 60 years

- Minimum income requirement: Rs. 25,000 per month

- Work experience: At least 6 months in the current organization

- Co-applicant: Only the spouse of the main applicant can become a co-applicant

Documents Required for Piramal Finance Personal Loan

Applicants need to submit the following documents for the Piramal Finance personal loan:

- PAN Card

- Proof of identity (Aadhaar, Passport, Driving License, Voter's Identity Card)

- Proof of address (Registered Leave & Lease Agreement, Passport, Aadhaar Card, Utility Bills not older than 3 months)

- Proof of income (Last 1 month's salary slip, Bank statements of the previous 3 months)

- For co-applicants, all the above documents are required

Know the Fees and Charges of Piramal Finance Personal Loan

Piramal Finance levies the following fees and charges for its personal loan:

- Processing fee: Up to 4% of loan amount + applicable taxes

- Default interest: 2% per month on default of PEMII/EMI

- Part payment/Foreclosure charges: Nil

- Loan pre-closure statement: Rs. 1,000 + applicable taxes

- Loan repayment instrument dishonour charges: Rs. 500 + applicable taxes

- Loan Repayment schedule (for physical copies): Rs. 500 + applicable taxes

- Photocopy of documents: Rs. 1,000 + applicable taxes

- Additional charges for non-compliance with transaction documents terms & conditions: 2% per month on the outstanding amount

How to Apply for Piramal Finance Personal Loan?

Applying for a personal loan from Piramal Finance is quick and easy. Follow these simple steps:

1. Visit the official website of Piramal Finance at https://uat2.piramalfinance.com/

2. Click on the 'Personal Loan' tab on the landing page to access the personal loan section

3. Click on 'Apply Now'

4. Fill in the required basic details in the pop-up form, including first name, last name, mobile number, email address, loan amount, state, city, and Captcha code

5. Confirm the information and click on 'Submit'

6. Expect a call from Piramal Finance's relationship manager

For any queries or assistance regarding personal loan or other products and services, reach out to Piramal Finance at 1800 266 6444. You can also visit their registered address at 601, 6th Floor, Amiti Building, Agastya Corporate Park, Kamani Junction, Opp. Fire Station, LBS Marg, Kurla (W), Mumbai, Maharashtra 400070.

Please note that the above information is subject to change, so it's always best to refer to the official website or contact Piramal Finance directly for the most up-to-date details.

Piramal Finance Introduces Instant Personal Loan with Attractive Interest Rate

Key Details of Piramal Finance Personal Loan

Here are the important details you need to know about Piramal Finance personal loan:

- Minimum Loan Amount: Rs. 1 Lakh

- Maximum Loan Amount: Rs. 10 Lakhs

- Loan Tenure: 12 to 60 months

- Interest Rate: Starting from 12.99% p.a.

- Processing Fee: Up to 4% of loan amount + applicable taxes

- Collateral: Not required

- Foreclosure Charges: Nil

- Minimum Income Required: Rs. 25,000

Get to Know the Features of Piramal Finance Personal Loan

Take a look at the key features and benefits of Piramal Finance personal loan:

- Instant loan approval ranging from Rs. 1 Lakh to Rs. 10 Lakhs, available online within minutes

- Processing fee is up to 4% of the sanctioned loan amount plus applicable taxes

- Attractive interest rate starting from just 12.99% p.a.

- Flexible repayment tenure of 12 to 60 months with easy Equated Monthly Instalments (EMIs)

- Zero prepayment and foreclosure charges

- Available exclusively for salaried individuals

- Minimal documentation required for loan application

- Quick sanction and instant disbursals

- Option to include eligible co-applicants' income for higher loan eligibility

Learn About the Piramal Finance Personal Loan Interest Rate

Check Your Eligibility for Piramal Finance Personal Loan

To be eligible for the Piramal Finance Personal Loan, applicants must meet the following criteria:

- Salaried individuals working in government institutions, public sector, private sector, multinational companies, proprietorship concerns, or partnership firms

- Age requirement: 21 years to 60 years

- Minimum income requirement: Rs. 25,000 per month

- Work experience: At least 6 months in the current organization

- Co-applicant: Only the spouse of the main applicant can become a co-applicant

Documents Required for Piramal Finance Personal Loan

Applicants need to submit the following documents for the Piramal Finance personal loan:

- PAN Card

- Proof of identity (Aadhaar, Passport, Driving License, Voter's Identity Card)

- Proof of address (Registered Leave & Lease Agreement, Passport, Aadhaar Card, Utility Bills not older than 3 months)

- Proof of income (Last 1 month's salary slip, Bank statements of the previous 3 months)

- For co-applicants, all the above documents are required

Know the Fees and Charges of Piramal Finance Personal Loan

Piramal Finance levies the following fees and charges for its personal loan:

- Processing fee: Up to 4% of loan amount + applicable taxes

- Default interest: 2% per month on default of PEMII/EMI

- Part payment/Foreclosure charges: Nil

- Loan pre-closure statement: Rs. 1,000 + applicable taxes

- Loan repayment instrument dishonour charges: Rs. 500 + applicable taxes

- Loan Repayment schedule (for physical copies): Rs. 500 + applicable taxes

- Photocopy of documents: Rs. 1,000 + applicable taxes

- Additional charges for non-compliance with transaction documents terms & conditions: 2% per month on the outstanding amount

How to Apply for Piramal Finance Personal Loan?

Applying for a personal loan from Piramal Finance is quick and easy. Follow these simple steps:

1. Visit the official website of Piramal Finance at https://uat2.piramalfinance.com/

2. Click on the 'Personal Loan' tab on the landing page to access the personal loan section

3. Click on 'Apply Now'

4. Fill in the required basic details in the pop-up form, including first name, last name, mobile number, email address, loan amount, state, city, and Captcha code

5. Confirm the information and click on 'Submit'

6. Expect a call from Piramal Finance's relationship manager

Please note that the above information is subject to change, so it's always best to refer to the official website or contact Piramal Finance directly for the most up-to-date details.