Piramal Finance launches an instant personal loan with a competitive interest rate, offering amounts up to Rs. 10 Lakhs at rates starting from 12.99% p.a.. The loans come with a flexible repayment period of up to 60 months, catering to various financial needs.

Important Details:
- Minimum Loan: Rs. 1 Lakh
- Maximum Loan: Rs. 10 Lakhs
- Tenure: 12-60 months
- Interest: From 12.99% p.a.
- Processing Fee: Up to 4% + taxes
- Collateral: Not required
- Foreclosure Charges: Nil
- Minimum Income: Rs. 25,000/month

Features & Benefits:
- Instant approval online
- Flexible EMI options
- No prepayment charges
- Minimal documentation
- Quick disbursal
- Co-applicant option available

Eligibility Criteria:
- Must be salaried
- Age: 21-60 years
- Income: Minimum Rs. 25,000
- Work Experience: 6 months in current job
- Co-applicant: Spouse only

Required Documents:
- PAN Card
- ID Proof (Aadhaar, Passport, etc.)
- Address Proof (Utility Bill, Aadhaar, etc.)
- Income Proof (Recent salary slip, 3-month bank statements)

Fees & Charges:
- Processing Fee: Up to 4% + taxes
- Default Interest: 2% per month on overdue
- Loan pre-closure, Photocopy, and Dishonor charges applicable

Application Process:
1. Visit Piramal Finance website
2. Navigate to the 'Personal Loan' section
3. Click 'Apply Now' and fill out the form
4. Submit details and await a contact call

For further information, contact Piramal Finance at 1800 266 6444 or visit their office at 601, 6th Floor, Amiti Building, Agastya Corporate Park, Kurla (W), Mumbai, Maharashtra 400070. Stay updated via their website.