What are the key benefits of SBI Credit Cards?

SBI Credit Cards offer a wide range of benefits, including rewards, cashback, lounge access, discounts, and insurance coverage.

How can I apply for an SBI Credit Card?

You can apply for an SBI Credit Card online through the Paisabazaar platform, where you can compare card options and check for pre-approved offers.

What factors should I consider when choosing an SBI Credit Card?

Consider your spending habits, lifestyle, and financial goals to select a card that best suits your needs, such as travel, shopping, or rewards.

How can I manage my SBI Credit Card efficiently?

SBI Card offers a user-friendly mobile app and online banking services to help you manage your card, check statements, make payments, and access additional features.

What precautions should I take to avoid accumulating credit card debt?

Responsible credit card usage includes paying bills on time, managing credit limits wisely, and avoiding unnecessary spending to prevent debt accumulation.

How to Check Your OBC Account Balance Online and Offline

In order to offer convenient banking services to consumers, OBC (Oriental Bank of Commerce) has implemented various methods for fund transfers, mini statements, balance checks, passbooks, and more. Some of the options available for users to easily check their bank account balance include Oriental Bank of Commerce Internet Banking, Mobile Banking, Missed Call/SMS Banking, and more.

It's important to keep track of your credit score and eligibility for loans and credit cards. You can obtain your free credit report with monthly updates to stay informed about your financial status.

Oriental Bank of Commerce, headquartered in Gurugram, Haryana, is a public sector bank. It merged with United Bank of India on April 1, 2020, and became the second-largest public sector bank in India after joining hands with Punjab National Bank. Read this article to learn how to check your OBC account balance.

To check your Oriental Bank of Commerce account balance, simply give a missed call to 08067205757. Likewise, to obtain a mini statement, give a missed call to 08067205767.

To complete an OBC balance enquiry, account holders must give a missed call to the toll-free number 08067205757. Here are the steps to follow:

1. Dial the Oriental Bank of Commerce Balance Enquiry Number.

2. The call will automatically disconnect after two short rings.

3. Account holders will receive an SMS containing their account balance.

It's important to note that the missed call facility is only available to account holders who have registered their mobile numbers for Missed Call & SMS Banking. Those who wish to check their Oriental Bank of Commerce account balance via missed call should register their mobile number for SMS Banking at the nearest bank branch.

Aside from the missed call option, Oriental Bank of Commerce account holders can also check their balance using other methods:

1. Net Banking: Account holders can use OBC net banking facility to check their balance without visiting a branch. Simply register for net banking when opening an account or at a later stage, and use your User ID and password to log in.

2. Mobile Banking: Download and install the OBC mPay app, available on both Android and iOS platforms. Verify your registered mobile number (the one linked to your OBC account), login using your User ID and password, and select the "Accounts" option from the dashboard to check your account balance instantly.

3. SMS Banking: To check your Oriental Bank of Commerce account balance via SMS, send "ACBAL" to 9915622622. Similarly, to obtain a mini statement, send "STM" to the same number.

4. Passbook: Account holders are issued a passbook when opening an account with Oriental Bank of Commerce. Updating the passbook regularly ensures that all transactions are recorded and helps in tracking the account balance. However, to update the passbook, account holders must visit the nearest bank branch.

5. ATM: OBC account holders can also check their balance at an Oriental Bank of Commerce ATM or any other bank ATM. Simply swipe the ATM/debit card, enter the PIN, and choose the "Balance Enquiry / Check Account Balance" option. The account balance will be displayed on the screen.

6. Toll-Free Number: If you have any queries or issues regarding your account balance, you can call the OBC Balance Enquiry toll-free number for assistance. The toll-free number is 18001801235. Follow the instructions provided by the IVR (Interactive Voice Response) system to check your account balance quickly.

7. UPI: Open any UPI app on your smartphone, login with your biometrics or set code, select the account you want to check the balance for, click on "check balance," and enter the verification code. The balance will be displayed on the screen once you enter the passcode.

It's important to stay updated with your bank account balance. With the various methods provided by Oriental Bank of Commerce, account holders can easily check their balance and manage their finances efficiently.