What are the key benefits of SBI Credit Cards?

SBI Credit Cards offer a wide range of benefits, including rewards, cashback, lounge access, discounts, and insurance coverage.

How can I apply for an SBI Credit Card?

You can apply for an SBI Credit Card online through the Paisabazaar platform, where you can compare card options and check for pre-approved offers.

What factors should I consider when choosing an SBI Credit Card?

Consider your spending habits, lifestyle, and financial goals to select a card that best suits your needs, such as travel, shopping, or rewards.

How can I manage my SBI Credit Card efficiently?

SBI Card offers a user-friendly mobile app and online banking services to help you manage your card, check statements, make payments, and access additional features.

What precautions should I take to avoid accumulating credit card debt?

Responsible credit card usage includes paying bills on time, managing credit limits wisely, and avoiding unnecessary spending to prevent debt accumulation.

Linking Aadhaar Number with SBI Bank Account

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Mar 20, 2024

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Introduction:

The Aadhaar card has become an essential document that serves as an authentic identity and address proof. In an effort to reduce the instances of money laundering and fraud, the Government of India has made it mandatory for SBI bank customers to link their Aadhaar numbers with their bank accounts. This measure aims to establish a secure banking environment and facilitate hassle-free financial transactions such as fund transfers, deposits, and cash withdrawals.

By linking Aadhaar cards to various financial entities, such as PAN, bank accounts, and insurance policies, the Indian government hopes to mitigate the risk of fraudulent activities. Although cases of money laundering and fraud still persist, they have significantly decreased compared to previous years.

To learn how to link your Aadhaar number with your SBI account, read on!

Online and Offline Methods to Link Aadhaar with SBI Bank Account

Customers opening new SBI accounts must provide their Aadhaar card details. Existing account holders can choose from multiple methods to link their Aadhaar cards with their bank accounts.

The State Bank of India offers various options for customers to link their Aadhaar details with their bank account. These include internet banking, mobile banking app, SMS services, and ATMs. Below, we will explain each method in detail.

Linking Aadhaar with SBI Bank Account through SBI Website or Internet Banking Portal

If your SBI internet banking facility is active, you can follow these steps to conveniently link your Aadhaar number with your SBI bank account online:

Step 1: Visit the official SBI portal and log in using your internet banking credentials.

Step 2: Navigate to the "My Accounts" section on the menu bar and select the "Update Aadhaar with Bank Account" option.

Step 3: A new page will open. Choose your account number, enter your Aadhaar number, and click "Submit."

Step 4: The last two digits of your registered mobile number will be displayed on the screen and cannot be edited.

Step 5: The mapping status will be sent to your registered phone number.

If you do not have an active internet banking facility, you can still initiate the process using your ATM cum Debit Card details.

How to Link Aadhaar with Account Using SBI Mobile App

SBI account holders who use the SBI YONO or SBI YONO Lite mobile application can link their Aadhaar numbers with their bank accounts instantly through the app. The process is simple and efficient:

Step 1: Log into your SBI YONO app using your credentials or 5-digit MPIN (Mobile PIN).

Step 2: In the "Quick Links" section, click on "Service Request."

Step 3: On the Service Request page, select the "Aadhaar" option.

Step 4: Click on "Aadhaar Linking."

Step 5: Fill in the required fields, including your 12-digit Aadhaar number.

Step 6: After processing your request, you will receive a message confirming the successful linkage of your Aadhaar number with your bank records.

Linking Aadhaar with Bank Account at an SBI ATM

If you don't have access to internet banking or mobile banking but possess an active SBI ATM cum Debit Card, you can link your Aadhaar Card to your SBI bank account at an SBI ATM. Follow these steps:

Step 1: Visit the nearest SBI ATM.

Step 2: Insert or swipe your ATM cum Debit Card and enter your PIN.

Step 3: Choose the "Registrations" option from the Menu tab and select "Aadhaar Registration."

Step 4: Select your account type (Savings, Current, or Checking).

Step 5: Enter your 12-digit Aadhaar number twice for verification.

Step 6: Your SBI account will be successfully linked to your Aadhaar number. You will receive a confirmation message on your registered mobile number.

Linking Aadhaar with SBI Account Offline at a Bank Branch

If you prefer to have the bank handle the process on your behalf, you can visit the nearest SBI branch. Make sure to bring your e-Aadhaar or Aadhaar card and fill out the "Letter of Request" along with the application form and a copy of the Aadhaar letter.

After reviewing your application form and Aadhaar details, the SBI branch will link your bank records with your Aadhaar number. You will receive an SMS on your registered mobile number with the mapping status.

Steps to Link Aadhaar Card with SBI Bank Account Through SMS

Another option for linking your SBI account with your Aadhaar number is through SMS. However, note that this method is only available if your mobile number is registered with the bank. Follow the steps below:

Step 1: Use your registered mobile number to create an SMS in the following format: UID.

Step 2: Send the message to 567676.

Step 3: This process will automatically and instantly link your SBI account number to your Aadhaar number.

Step 4: If your mobile number is invalid or any error occurs, the bank will notify you via SMS.

Linking your Aadhaar number with your SBI bank account is a crucial step in complying with government regulations. By following the methods outlined above, you can ensure the security of your financial transactions and contribute to the reduction of fraudulent activities.