Introduction:

The Aadhaar card, a vital document for identity and address proof in India, is essential for reducing fraud and money laundering. The Indian Government mandates SBI bank customers link their Aadhaar numbers to their bank accounts, ensuring a secure banking environment and facilitating seamless transactions like fund transfers and cash withdrawals.

Linking Aadhaar to financial entities like PAN, bank accounts, and insurance policies helps curb fraudulent activities. Although not completely eradicated, the instances of money laundering and fraud have decreased significantly thanks to these measures.

Read on to learn how to link your Aadhaar number with your SBI account!

Online and Offline Methods to Link Aadhaar with SBI Bank Account

When opening a new SBI account, providing Aadhaar details is necessary. Existing customers have several options to link their Aadhaar cards to their accounts.

The State Bank of India offers internet banking, its mobile app, SMS services, and ATMs for linking Aadhaar to bank accounts. Here’s a detailed guide on each method.

Linking Aadhaar with SBI Bank Account through SBI Website or Internet Banking Portal

If you have an active SBI internet banking facility, follow these steps to link your Aadhaar number online:

• Step 1: Visit the official SBI website and log in with your credentials.
• Step 2: Go to "My Accounts" and select "Update Aadhaar with Bank Account."
• Step 3: Choose your account number, enter your Aadhaar number, and submit.
• Step 4: The last two digits of your registered mobile number will appear on-screen, non-editable.
• Step 5: You will receive a confirmation SMS on your registered mobile number.

If your internet banking isn't active, utilize your ATM cum Debit Card details for the process.

How to Link Aadhaar with Account Using SBI Mobile App

For SBI YONO or SBI YONO Lite app users, instantly link Aadhaar with your bank account by:

• Step 1: Log into the SBI YONO app with your credentials or 5-digit MPIN.
• Step 2: Navigate to "Quick Links" and click on "Service Request."
• Step 3: Select the "Aadhaar" option, then "Aadhaar Linking."
• Step 4: Enter your 12-digit Aadhaar number and process the request.
• Step 5: A message will confirm the successful linkage of your Aadhaar with your bank.

Linking Aadhaar with Bank Account at an SBI ATM

Without internet or mobile banking, use your ATM debit card at an SBI ATM:

• Step 1: Visit an SBI ATM.
• Step 2: Insert/swipe your ATM debit card and enter the PIN.
• Step 3: Select "Registrations" and "Aadhaar Registration."
• Step 4: Choose your account type (Savings, Current, Checking).
• Step 5: Enter your Aadhaar number twice to verify.
• Step 6: Receive a confirmation SMS on your registered number post-successful linkage.

Linking Aadhaar with SBI Account Offline at a Bank Branch

Prefer the bank handling the process? Visit an SBI branch with your Aadhaar card and fill out the "Letter of Request" and application form. The branch will link your Aadhaar to your bank records, notifying you via SMS upon successful linkage.

Steps to Link Aadhaar Card with SBI Bank Account Through SMS

Link your Aadhaar with your SBI account through SMS if your mobile number is registered:

• Step 1: From your registered number, type an SMS in the format: UID.
• Step 2: Send the SMS to 567676.
• Step 3: Your account will be linked automatically; errors will be notified via SMS.

Linking your Aadhaar to your SBI account complies with government mandates, boosting transaction security and helping reduce fraudulent activities. Follow these methods to ensure your account's security.