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Trusted by 1L+ Indians
Want to Achieve any of the below Goals upto 80% faster?
Dream Home
Dream Wedding
Dream Car
Retirement
1st Crore
Dream Home
Dream Wedding
Dream Car
Retirement
1st Crore
Trusted by 3 Crore+ Indians
Want to Achieve any of the below
Goals upto 80% faster?
Dream Home
Dream Wedding
Dream Car
Retirement
1st Crore
Trusted by 3 Crore+ Indians
Want to Achieve any of the below
Goals upto 80% faster?
Dream Home
Dream Wedding
Dream Car
Retirement
1st Crore
Trusted by 3 Crore+ Indians
Want to Achieve any of the below Goals upto 80% faster?
Dream Home
Dream Wedding
Dream Car
Retirement
1st Crore
Trusted by 3 Crore+ Indians
Want to Achieve any of the below Goals upto 80% faster?
Dream Home
Dream Wedding
Dream Car
Retirement
1st Crore
Latest BOB Debit Card Charges – DcardFee by Bank of Baroda
Latest BOB Debit Card Charges – DcardFee by Bank of Baroda
Mar 23, 2024
15 Mins
Latest BOB Debit Card Charges – DcardFee by Bank of Baroda
Bank of Baroda, the second largest and highly efficient public sector bank in India after the State Bank of India, is headquartered in Vadodara, Gujarat. This esteemed bank offers a wide range of customer-friendly debit card facilities for a very nominal annual fee.
If you hold a Savings Bank Account or Current Account with Bank of Baroda and use their debit/ATM card, you will receive a text message alert on your registered mobile number informing you that a certain amount has been deducted from your account balance due to "DCARDFEE" for using your debit/ATM card for transactions.
To understand the reason behind this deduction, it is important to be aware of the latest Bank of Baroda debit card charges for different types of transactions.
What is DCARDFEE?
Typically, a BOB debit/ATM card is issued free of charge for the first year. However, starting from the second year onwards, a small fee will be deducted annually from your bank account. This fee is known as "DCARDFEE" or "Debit Card Fee." The amount deducted varies depending on the type of debit card you possess, such as Rupay Classic Debit Card, Rupay Platinum DI Debit Card, Baroda BPCL Debit Card, VISA Vyapar DI Debit Card, and many more.
If you are a Savings Bank Account and/or Current Account holder with Bank of Baroda and use BOB debit/ATM cards for making cash payments, transfers, and transactions, you might be curious about the debit card charges. To assist you, we have provided the relevant information below.
Bank of Baroda Debit Card Charges
In this article, we will cover the BOB debit card charges for PIN Regeneration, IRCTC ticket booking, ATM transactions exceeding the limit, debit card decline, international cash withdrawal, and international balance enquiry.
Annual Fees And Charges for Bank of Baroda Debit Card
Type of Debit Card Annual Charges
RuPay Classic
Visa Classic
MasterCard Classic
1st Year: Free
2nd Year onwards: Rs 200
RuPay Platinum
Visa Platinum
MasterCard Platinum
1st Year: Free
2nd Year onwards: Rs 300
RuPay Select
1st Year: Free
2nd Year onwards: Rs 500
Baroda VISA Vyapaar Business Card
1st Year: Free
2nd Year onwards: Rs 250
RuPay PMJDY (Bhamashah/Samagra)
RuPay KCC
RuPay Mudra
Free (Government Sponsored Schemes)
RuPay Classic
Visa Classic
MasterCard Classic
Rs. 100
Debit Card Issuance Fee Charges
Also Read: LIC Merchant Portal: Streamline Premium Collections in 2024
Type Of Debit Card Issuance Charges
RuPay Platinum
Visa Platinum
MasterCard Platinum
Rs. 300
RuPay Select
Rs. 500
Debit Card PIN Regeneration Charges
Type of Debit Card Regeneration Charges
RuPay Classic
RuPay Platinum
RuPay Select
Visa Classic
Visa Platinum
MasterCard Classic
MasterCard Platinum
Mastercard World Radiance
Rs 50 per regeneration
RuPay PMJDY
RuPay KCC
RuPay Mudra
Free (Government Sponsored Schemes)
Other Bank of Baroda Debit Card Charges
Particular Charges
Charge-slip retrieval charges Rs 400 per retrieval
IRCTC online ticket booking Rs 10
Bank of Baroda Card Replacement Charges (Master/Visa/Rupay/Visa Vyapaar Business Card) Rs 200
Number of free OFFUS Transactions (other bank ATM transactions) Free for:
Metro ATM - 3 transactions
Non-Metro - 5 transactions
Bank of Baroda ATM charges after free OFFUS transactions (other bank ATM) Rs 21
ATM charges after free ON-US transactions (BOB ATM) Rs 10
Bank of Baroda Debit Card Decline Penalty Charges Rs 20 per declined transaction (No penalty for BSBD Accounts)
Bank of Baroda ATM International Cash Withdrawal Charges
Classic variant: Rs 250
Platinum variant: Rs 450
Bank of Baroda ATM International Balance Enquiry Charges Rs. 30
The Final Takeaway
This information will help you quickly understand the Bank of Baroda debit card charges and fees whenever you need to. However, it is important to note that DCARDFEE or Debit Card Fee is not fixed and is subject to change according to the bank's regulations. Additionally, service tax charges will be applicable as per tax laws.
Latest BOB Debit Card Charges – DcardFee by Bank of Baroda
Bank of Baroda, the second largest and highly efficient public sector bank in India after the State Bank of India, is headquartered in Vadodara, Gujarat. This esteemed bank offers a wide range of customer-friendly debit card facilities for a very nominal annual fee.
If you hold a Savings Bank Account or Current Account with Bank of Baroda and use their debit/ATM card, you will receive a text message alert on your registered mobile number informing you that a certain amount has been deducted from your account balance due to "DCARDFEE" for using your debit/ATM card for transactions.
To understand the reason behind this deduction, it is important to be aware of the latest Bank of Baroda debit card charges for different types of transactions.
What is DCARDFEE?
Typically, a BOB debit/ATM card is issued free of charge for the first year. However, starting from the second year onwards, a small fee will be deducted annually from your bank account. This fee is known as "DCARDFEE" or "Debit Card Fee." The amount deducted varies depending on the type of debit card you possess, such as Rupay Classic Debit Card, Rupay Platinum DI Debit Card, Baroda BPCL Debit Card, VISA Vyapar DI Debit Card, and many more.
If you are a Savings Bank Account and/or Current Account holder with Bank of Baroda and use BOB debit/ATM cards for making cash payments, transfers, and transactions, you might be curious about the debit card charges. To assist you, we have provided the relevant information below.
Bank of Baroda Debit Card Charges
In this article, we will cover the BOB debit card charges for PIN Regeneration, IRCTC ticket booking, ATM transactions exceeding the limit, debit card decline, international cash withdrawal, and international balance enquiry.
Annual Fees And Charges for Bank of Baroda Debit Card
Type of Debit Card Annual Charges
RuPay Classic
Visa Classic
MasterCard Classic
1st Year: Free
2nd Year onwards: Rs 200
RuPay Platinum
Visa Platinum
MasterCard Platinum
1st Year: Free
2nd Year onwards: Rs 300
RuPay Select
1st Year: Free
2nd Year onwards: Rs 500
Baroda VISA Vyapaar Business Card
1st Year: Free
2nd Year onwards: Rs 250
RuPay PMJDY (Bhamashah/Samagra)
RuPay KCC
RuPay Mudra
Free (Government Sponsored Schemes)
RuPay Classic
Visa Classic
MasterCard Classic
Rs. 100
Debit Card Issuance Fee Charges
Also Read: LIC Merchant Portal: Streamline Premium Collections in 2024
Type Of Debit Card Issuance Charges
RuPay Platinum
Visa Platinum
MasterCard Platinum
Rs. 300
RuPay Select
Rs. 500
Debit Card PIN Regeneration Charges
Type of Debit Card Regeneration Charges
RuPay Classic
RuPay Platinum
RuPay Select
Visa Classic
Visa Platinum
MasterCard Classic
MasterCard Platinum
Mastercard World Radiance
Rs 50 per regeneration
RuPay PMJDY
RuPay KCC
RuPay Mudra
Free (Government Sponsored Schemes)
Other Bank of Baroda Debit Card Charges
Particular Charges
Charge-slip retrieval charges Rs 400 per retrieval
IRCTC online ticket booking Rs 10
Bank of Baroda Card Replacement Charges (Master/Visa/Rupay/Visa Vyapaar Business Card) Rs 200
Number of free OFFUS Transactions (other bank ATM transactions) Free for:
Metro ATM - 3 transactions
Non-Metro - 5 transactions
Bank of Baroda ATM charges after free OFFUS transactions (other bank ATM) Rs 21
ATM charges after free ON-US transactions (BOB ATM) Rs 10
Bank of Baroda Debit Card Decline Penalty Charges Rs 20 per declined transaction (No penalty for BSBD Accounts)
Bank of Baroda ATM International Cash Withdrawal Charges
Classic variant: Rs 250
Platinum variant: Rs 450
Bank of Baroda ATM International Balance Enquiry Charges Rs. 30
The Final Takeaway
This information will help you quickly understand the Bank of Baroda debit card charges and fees whenever you need to. However, it is important to note that DCARDFEE or Debit Card Fee is not fixed and is subject to change according to the bank's regulations. Additionally, service tax charges will be applicable as per tax laws.
Author
Pluto Team
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