Kotak Mahindra Bank Customer Care Numbers in India

Kotak Mahindra Bank Customer Care Numbers in India

Mar 18, 2024

17 Mins

If you’re a customer of Kotak Mahindra Bank, you understand the importance of having reliable customer care services at your disposal. Whether you have a query regarding your account, need assistance with a transaction, or want to report a fraudulent activity, Kotak Mahindra Bank ensures that you have access to prompt and efficient customer support. In this comprehensive guide, we’ll delve into the various customer care services offered by Kotak Mahindra Bank in India, including dedicated helpline numbers, email support, and grievance redressal mechanisms.

Dedicated Customer Care Numbers

Kotak Mahindra Bank provides dedicated helpline numbers for different banking products and services, ensuring that customers can easily reach out for assistance whenever needed. Here are some of the key customer care numbers provided by Kotak Mahindra Bank:

  • General Banking Queries: Customers can call 1800 266 2666 for any banking-related complaints or queries. This helpline number operates 24x7, ensuring round-the-clock support for customers.

  • Kotak 811 Customer Care: For queries related to Kotak 811 accounts, the bank offers a dedicated helpline number - 1860 266 0811. This helpline is available from 9:30 AM to 6:30 PM, Monday to Saturday.

  • Kotak Credit Card Queries: If you have any queries regarding Kotak credit cards or wish to apply for a new card, you can call 1800 266 2666 anytime, as this helpline operates 24x7.

24x7 Customer Care Numbers

For the convenience of customers, Kotak Mahindra Bank provides round-the-clock customer care support for various banking needs. Here are some of the 24x7 customer care numbers offered by the bank:

  • Basic Banking Queries: Customers can call 1860 266 2666 for basic banking queries at any time of the day.

  • Report Fraudulent Activity: To report any fraudulent or unauthorized activity in your Kotak account, call 1800 209 0000.

  • NETC Fastag: For queries related to NETC Fastag, call 1800 3006 9090.

Customer Care Email Support

In addition to helpline numbers, Kotak Mahindra Bank also offers email support for customers who prefer written communication. Customers can write to the bank at the appropriate email ID based on their query or concern. Here are some of the specific email IDs provided by Kotak Mahindra Bank:

  • Kotak Securities: service.securities@kotak.com

  • Kotak Car Finance: service.carfinance@kotak.com

  • Kotak SME Banking: customerfirst@kotak.com

Grievance Redressal Mechanism

Kotak Mahindra Bank has established a robust grievance redressal mechanism to address customer complaints and issues effectively. The mechanism consists of three levels, allowing customers to escalate their concerns if they are not satisfied with the resolution provided at a lower level. Let’s explore each level of the grievance redressal mechanism:

Level 1: Customers can file complaints or queries through the bank’s official website. If you're facing any issues with your banking transactions or services, you can reach out to the Kotak Mahindra Bank customer care team using the provided link.

Nodal Officer Escalation

If you find that your concern has not been adequately addressed at Level 1 or if you are dissatisfied with the response received, you have the option to escalate the issue to the Nodal Officer of Kotak Mahindra Bank. The Nodal Officer acts as a higher authority responsible for reviewing and resolving escalated complaints in a timely manner.

To escalate your grievance to the Nodal Officer, you can follow these steps:

  • Draft an Email: Compose a detailed email explaining the nature of your grievance, including relevant details such as your account information, transaction IDs, and previous communication with the bank's customer care team.

  • Address the Email: Address the email to the designated Nodal Officer of Kotak Mahindra Bank. As of the latest information available, the Nodal Officer is Ms. M. Raju. Ensure that you use the correct email address provided by the bank for escalation purposes.

  • Include Contact Information: Provide your contact information, including your phone number and email address, so that the Nodal Officer can reach out to you for further clarification or resolution.

  • Attach Supporting Documents: If applicable, attach any relevant documents or evidence supporting your grievance to the email. This may include screenshots, transaction receipts, or correspondence with the bank.

  • Send the Email: Once you have finalized the email, send it to the designated email address of the Nodal Officer. You may receive an acknowledgment of receipt, and the bank will initiate an investigation into your grievance.

Contact Details of Nodal Officer:

  • Name: Ms. M. Raju

  • Address: Kotak Infiniti, 4th Floor, Zone 4, Bldg No.21, Infinity Park, Off Western express Highway, General AK Vaidya Marg, Malad (E), Mumbai – 400097

  • Telephone No: (080) 69428500

  • Availability: Monday to Friday, 10:00 AM to 6:00 PM (excluding bank holidays)

Alternatively, you can use the provided link on the bank's website to directly reach out to the Nodal Officer for grievance redressal. This ensures a streamlined process for escalating your concern and seeking a resolution from the higher authorities within Kotak Mahindra Bank.

Level 3: Principal Nodal Officer Escalation

In rare cases where your grievance remains unresolved even after escalating it to the Nodal Officer, you have the option to further escalate the issue to the Principal Nodal Officer of Kotak Mahindra Bank. The Principal Nodal Officer holds the highest authority within the bank's grievance redressal hierarchy and is responsible for overseeing the resolution of complex or escalated complaints.

To escalate your grievance to the Principal Nodal Officer, you can follow a similar process as outlined for Level 2 escalation:

  • Draft an Email: Compose a detailed email addressing your grievance and dissatisfaction with the resolution provided at the previous levels of escalation.

  • Address the Email: Address the email to the designated Principal Nodal Officer of Kotak Mahindra Bank. As per the latest information, the Principal Nodal Officer is Mr. K. Vora.

  • Provide Contact Information: Include your contact details in the email so that the Principal Nodal Officer can reach out to you for further discussion or clarification regarding your grievance.

  • Attach Supporting Documents: Attach any relevant documents or evidence supporting your grievance to the email, similar to Level 2 escalation.

  • Send the Email: Once you have finalized the email, send it to the designated email address of the Principal Nodal Officer. Ensure that you use the correct email address provided by the bank for escalation purposes.

Contact Details of Principal Nodal Officer:

  • Name: Mr. K. Vora

  • Address: Kotak Infiniti, 4th Floor, Zone 1, Bldg No. 21, Infinity Park, General AK Vaidya Marg, Malad (E), Mumbai – 400097

  • Telephone No: (080) 69428600

  • Availability: Monday to Friday, 10:00 AM to 6:00 PM (excluding bank holidays)

Similar to Level 2 escalation, you can also use the provided link on the bank's website to directly reach out to the Principal Nodal Officer for grievance redressal. By escalating your concern to the Principal Nodal Officer, you can seek a final resolution to your grievance and ensure that your voice is heard at the highest level within Kotak Mahindra Bank's grievance redressal framework.

Exploring Additional Customer Care Numbers and Resources

While Kotak Mahindra Bank offers comprehensive customer care services, it's also essential to be aware of similar services provided by other banks. Here's a look at some customer care numbers for other prominent banks in India:

State Bank of India (SBI)

  • Customer Care Number: 1800 425 3800 / 1800 112 211 (toll-free)

  • Email Support: customercare@sbi.co.in

  • Grievance Redressal: SBI provides a structured grievance redressal mechanism similar to Kotak Mahindra Bank. Customers can escalate their concerns through various levels, including regional nodal officers and the banking ombudsman.

ICICI Bank

  • Customer Care Number: 1800 200 3344 / 1800 103 8181 (toll-free)

  • Email Support: customer.care@icicibank.com

  • Grievance Redressal: ICICI Bank offers a dedicated online platform for grievance redressal, allowing customers to escalate their concerns to higher authorities if needed.

HDFC Bank

  • Customer Care Number: 1800 266 4332 (toll-free)

  • Email Support: support@hdfcbank.com

  • Grievance Redressal: HDFC Bank provides multiple channels for grievance redressal, including phone, email, and online submission. Customers can escalate their concerns to higher levels if not resolved satisfactorily.

Axis Bank

  • Customer Care Number: 1860 419 5555 / 1860 500 5555

  • Email Support: customer.service@axisbank.com

  • Grievance Redressal: Axis Bank follows a structured grievance redressal process, allowing customers to escalate their concerns through various levels, including the Principal Nodal Officer and the banking ombudsman.

Bank of Baroda

  • Customer Care Number: 1800 102 4455 / 1800 258 4455

  • Email Support: customercare@bankofbaroda.com

  • Grievance Redressal: Bank of Baroda provides a dedicated portal for grievance redressal, enabling customers to submit their complaints online and track the status of their complaints.

Conclusion

In addition to Kotak Mahindra Bank, several other banks in India offer robust customer care services and grievance redressal mechanisms to ensure customer satisfaction. By being aware of the customer care numbers and support channels provided by different banks, customers can easily seek assistance and address their concerns regarding banking services. Whether it's resolving a query, reporting a fraudulent activity, or escalating a complaint, banks strive to provide prompt and efficient support to enhance the overall banking experience for their customers.

If you’re a customer of Kotak Mahindra Bank, you understand the importance of having reliable customer care services at your disposal. Whether you have a query regarding your account, need assistance with a transaction, or want to report a fraudulent activity, Kotak Mahindra Bank ensures that you have access to prompt and efficient customer support. In this comprehensive guide, we’ll delve into the various customer care services offered by Kotak Mahindra Bank in India, including dedicated helpline numbers, email support, and grievance redressal mechanisms.

Dedicated Customer Care Numbers

Kotak Mahindra Bank provides dedicated helpline numbers for different banking products and services, ensuring that customers can easily reach out for assistance whenever needed. Here are some of the key customer care numbers provided by Kotak Mahindra Bank:

  • General Banking Queries: Customers can call 1800 266 2666 for any banking-related complaints or queries. This helpline number operates 24x7, ensuring round-the-clock support for customers.

  • Kotak 811 Customer Care: For queries related to Kotak 811 accounts, the bank offers a dedicated helpline number - 1860 266 0811. This helpline is available from 9:30 AM to 6:30 PM, Monday to Saturday.

  • Kotak Credit Card Queries: If you have any queries regarding Kotak credit cards or wish to apply for a new card, you can call 1800 266 2666 anytime, as this helpline operates 24x7.

24x7 Customer Care Numbers

For the convenience of customers, Kotak Mahindra Bank provides round-the-clock customer care support for various banking needs. Here are some of the 24x7 customer care numbers offered by the bank:

  • Basic Banking Queries: Customers can call 1860 266 2666 for basic banking queries at any time of the day.

  • Report Fraudulent Activity: To report any fraudulent or unauthorized activity in your Kotak account, call 1800 209 0000.

  • NETC Fastag: For queries related to NETC Fastag, call 1800 3006 9090.

Customer Care Email Support

In addition to helpline numbers, Kotak Mahindra Bank also offers email support for customers who prefer written communication. Customers can write to the bank at the appropriate email ID based on their query or concern. Here are some of the specific email IDs provided by Kotak Mahindra Bank:

  • Kotak Securities: service.securities@kotak.com

  • Kotak Car Finance: service.carfinance@kotak.com

  • Kotak SME Banking: customerfirst@kotak.com

Grievance Redressal Mechanism

Kotak Mahindra Bank has established a robust grievance redressal mechanism to address customer complaints and issues effectively. The mechanism consists of three levels, allowing customers to escalate their concerns if they are not satisfied with the resolution provided at a lower level. Let’s explore each level of the grievance redressal mechanism:

Level 1: Customers can file complaints or queries through the bank’s official website. If you're facing any issues with your banking transactions or services, you can reach out to the Kotak Mahindra Bank customer care team using the provided link.

Nodal Officer Escalation

If you find that your concern has not been adequately addressed at Level 1 or if you are dissatisfied with the response received, you have the option to escalate the issue to the Nodal Officer of Kotak Mahindra Bank. The Nodal Officer acts as a higher authority responsible for reviewing and resolving escalated complaints in a timely manner.

To escalate your grievance to the Nodal Officer, you can follow these steps:

  • Draft an Email: Compose a detailed email explaining the nature of your grievance, including relevant details such as your account information, transaction IDs, and previous communication with the bank's customer care team.

  • Address the Email: Address the email to the designated Nodal Officer of Kotak Mahindra Bank. As of the latest information available, the Nodal Officer is Ms. M. Raju. Ensure that you use the correct email address provided by the bank for escalation purposes.

  • Include Contact Information: Provide your contact information, including your phone number and email address, so that the Nodal Officer can reach out to you for further clarification or resolution.

  • Attach Supporting Documents: If applicable, attach any relevant documents or evidence supporting your grievance to the email. This may include screenshots, transaction receipts, or correspondence with the bank.

  • Send the Email: Once you have finalized the email, send it to the designated email address of the Nodal Officer. You may receive an acknowledgment of receipt, and the bank will initiate an investigation into your grievance.

Contact Details of Nodal Officer:

  • Name: Ms. M. Raju

  • Address: Kotak Infiniti, 4th Floor, Zone 4, Bldg No.21, Infinity Park, Off Western express Highway, General AK Vaidya Marg, Malad (E), Mumbai – 400097

  • Telephone No: (080) 69428500

  • Availability: Monday to Friday, 10:00 AM to 6:00 PM (excluding bank holidays)

Alternatively, you can use the provided link on the bank's website to directly reach out to the Nodal Officer for grievance redressal. This ensures a streamlined process for escalating your concern and seeking a resolution from the higher authorities within Kotak Mahindra Bank.

Level 3: Principal Nodal Officer Escalation

In rare cases where your grievance remains unresolved even after escalating it to the Nodal Officer, you have the option to further escalate the issue to the Principal Nodal Officer of Kotak Mahindra Bank. The Principal Nodal Officer holds the highest authority within the bank's grievance redressal hierarchy and is responsible for overseeing the resolution of complex or escalated complaints.

To escalate your grievance to the Principal Nodal Officer, you can follow a similar process as outlined for Level 2 escalation:

  • Draft an Email: Compose a detailed email addressing your grievance and dissatisfaction with the resolution provided at the previous levels of escalation.

  • Address the Email: Address the email to the designated Principal Nodal Officer of Kotak Mahindra Bank. As per the latest information, the Principal Nodal Officer is Mr. K. Vora.

  • Provide Contact Information: Include your contact details in the email so that the Principal Nodal Officer can reach out to you for further discussion or clarification regarding your grievance.

  • Attach Supporting Documents: Attach any relevant documents or evidence supporting your grievance to the email, similar to Level 2 escalation.

  • Send the Email: Once you have finalized the email, send it to the designated email address of the Principal Nodal Officer. Ensure that you use the correct email address provided by the bank for escalation purposes.

Contact Details of Principal Nodal Officer:

  • Name: Mr. K. Vora

  • Address: Kotak Infiniti, 4th Floor, Zone 1, Bldg No. 21, Infinity Park, General AK Vaidya Marg, Malad (E), Mumbai – 400097

  • Telephone No: (080) 69428600

  • Availability: Monday to Friday, 10:00 AM to 6:00 PM (excluding bank holidays)

Similar to Level 2 escalation, you can also use the provided link on the bank's website to directly reach out to the Principal Nodal Officer for grievance redressal. By escalating your concern to the Principal Nodal Officer, you can seek a final resolution to your grievance and ensure that your voice is heard at the highest level within Kotak Mahindra Bank's grievance redressal framework.

Exploring Additional Customer Care Numbers and Resources

While Kotak Mahindra Bank offers comprehensive customer care services, it's also essential to be aware of similar services provided by other banks. Here's a look at some customer care numbers for other prominent banks in India:

State Bank of India (SBI)

  • Customer Care Number: 1800 425 3800 / 1800 112 211 (toll-free)

  • Email Support: customercare@sbi.co.in

  • Grievance Redressal: SBI provides a structured grievance redressal mechanism similar to Kotak Mahindra Bank. Customers can escalate their concerns through various levels, including regional nodal officers and the banking ombudsman.

ICICI Bank

  • Customer Care Number: 1800 200 3344 / 1800 103 8181 (toll-free)

  • Email Support: customer.care@icicibank.com

  • Grievance Redressal: ICICI Bank offers a dedicated online platform for grievance redressal, allowing customers to escalate their concerns to higher authorities if needed.

HDFC Bank

  • Customer Care Number: 1800 266 4332 (toll-free)

  • Email Support: support@hdfcbank.com

  • Grievance Redressal: HDFC Bank provides multiple channels for grievance redressal, including phone, email, and online submission. Customers can escalate their concerns to higher levels if not resolved satisfactorily.

Axis Bank

  • Customer Care Number: 1860 419 5555 / 1860 500 5555

  • Email Support: customer.service@axisbank.com

  • Grievance Redressal: Axis Bank follows a structured grievance redressal process, allowing customers to escalate their concerns through various levels, including the Principal Nodal Officer and the banking ombudsman.

Bank of Baroda

  • Customer Care Number: 1800 102 4455 / 1800 258 4455

  • Email Support: customercare@bankofbaroda.com

  • Grievance Redressal: Bank of Baroda provides a dedicated portal for grievance redressal, enabling customers to submit their complaints online and track the status of their complaints.

Conclusion

In addition to Kotak Mahindra Bank, several other banks in India offer robust customer care services and grievance redressal mechanisms to ensure customer satisfaction. By being aware of the customer care numbers and support channels provided by different banks, customers can easily seek assistance and address their concerns regarding banking services. Whether it's resolving a query, reporting a fraudulent activity, or escalating a complaint, banks strive to provide prompt and efficient support to enhance the overall banking experience for their customers.

FAQs 🤔

  • How can I contact Kotak Mahindra Bank customer care?

You can reach Kotak Mahindra Bank customer care at 1800 266 2666, available 24x7.

  • What is the dedicated helpline for Kotak 811 customers?

For Kotak 811 customers, the helpline number is 1860 266 0811, operational from 9:30 AM to 6:30 PM (Monday – Saturday, excluding holidays).

  • How can I report fraudulent activity in my Kotak account?

  • To report fraudulent or unauthorized activity, call 1800 209 0000.

  • What are the Kotak Mahindra Bank RTGS timings?

RTGS services are available on working days from 7 AM to 7 PM, and online CMS channel operates until 9:30 PM.

  • How do I escalate my grievance beyond the customer care team?

If unsatisfied with the resolution at Level 1, escalate to the Nodal Officer (Level 2), and if needed, further escalate to the Principal Nodal Officer (Level 3).

  • How can I contact Kotak Mahindra Bank customer care?

You can reach Kotak Mahindra Bank customer care at 1800 266 2666, available 24x7.

  • What is the dedicated helpline for Kotak 811 customers?

For Kotak 811 customers, the helpline number is 1860 266 0811, operational from 9:30 AM to 6:30 PM (Monday – Saturday, excluding holidays).

  • How can I report fraudulent activity in my Kotak account?

  • To report fraudulent or unauthorized activity, call 1800 209 0000.

  • What are the Kotak Mahindra Bank RTGS timings?

RTGS services are available on working days from 7 AM to 7 PM, and online CMS channel operates until 9:30 PM.

  • How do I escalate my grievance beyond the customer care team?

If unsatisfied with the resolution at Level 1, escalate to the Nodal Officer (Level 2), and if needed, further escalate to the Principal Nodal Officer (Level 3).

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