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Insurance Agent vs. Broker: Which Professional Is Best for Your Protection Needs?

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Summary

The blog outlines the differences between insurance agents, who represent insurers and can bind policies directly, and brokers, who work for clients by comparing options from multiple carriers. It explains how each professional operates and highlights factors like service scope, fees, and credentials to consider when selecting one. Overall, it guides readers in choosing the best fit for their insurance needs.

Key Takeaways

  • Insurance agents represent insurers and can bind policies directly.
  • Brokers represent clients and compare options from multiple carriers.
  • Both professionals earn commissions, but brokers may charge additional fees.
  • Choosing the right option depends on your insurance needs and complexity.

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