How to Secure a Gold Loan Online with IndiaGold?
Apply for a gold loan online from IndiaGold with interest rates starting as low as {{Indiagold_GL_Interest_Rate}} in key locations such as Delhi NCR, Mumbai, Indore, Hyderabad, Surat, and more. Repayment can be done within 6 months, with an option for renewal if needed.
Now Available on the IndiaGold Website
IndiaGold Gold Loan Details
- Loan Amount: Varies based on gold value and borrower needs
- Interest Rate: 9.6% - 12.6% annually
- Tenure: 6 months
- Gold Purity: 18K to 22K
- Operating Cities: Delhi NCR, Mumbai, Chennai, Indore, Hyderabad, Pune, Visakhapatnam, and Surat
- Processing Fee: None
- Foreclosure Charges: None
IndiaGold Gold Loan App
IndiaGold offers a convenient mobile app that delivers instant gold loans and secure locker services in Delhi NCR, Surat, Indore, and Hyderabad, soon expanding nationwide. Trusted by over 1 million users, this app lets you apply for gold funding, buy 24k digital gold, coins, and invest in 24k gold. Available on Android and iOS devices.
IndiaGold Loan Interest Rates
Interest rates vary by scheme:
- Loan below Rs. 2 Lakhs: 10.68% to 15% per annum for 6 months
- Loan Rs. 2 Lakhs to Rs. 5 Lakhs: 9% to 15% per annum for 6 months
- Loan above Rs. 5 Lakhs: 9% to 15% per annum for 6 months
Benefits of IndiaGold Gold Loan
- Competitive rates starting at 10.68%
- Highest per gram rate
- No processing fee or foreclosure charges
- Interest rebates for timely payments
- Minimal documentation
- Doorstep loan availability
- Top-up loan facility
- Instant processing with immediate fund transfer
- Gold loan balance transfer to save up to Rs. 12,000 per Lakh
How to Apply for IndiaGold Gold Loan?
Follow these steps to apply for a gold loan:
- Initiate Request: Visit IndiaGold's website/app and click "Apply Now." Enter your mobile number and PIN code. A Relationship Manager will contact you shortly. Upon confirmation, a Loan Manager will schedule an onsite visit.
- Home Loan Processing: Verify the 6-digit OTP with the Loan Manager during their visit. They will assist in completing the application and the funds will be transferred to your bank instantly.
- Secure Gold Storage: Mortgaged gold will be safely stored until loan completion, with free gold insurance provided by New India Assurance Co. Ltd. Your gold will be returned safely upon loan closure.
For inquiries, contact IndiaGold via WhatsApp at 9310366544 or Missed Call on 1800-123-999-888.
Eligibility Criteria for IndiaGold Gold Loan
- Gold purity must be 18k or above
- Available for customers aged 18 years or older
Documents Required for IndiaGold Gold Loan
Provide these documents to the Loan Manager:
- Identity proof: Aadhaar Card, Passport, PAN Card, Voter ID, or Driving License
- Address proof: Aadhaar, Driving License, Voter ID, Passport, Utility Bill, or Lease Agreement
- Form 60 or PAN Card
- Recent photograph
- Pledge card for transferring loans to IndiaGold for better terms
IndiaGold Customer Care
Contact support through:
- Request a callback via IndiaGold website/app
- Missed Call at 1800-123-999-888
- WhatsApp at +91-9310366544
- Email: hello@indiagold.co
Visit IndiaGold offices in New Delhi, Gurgaon, Indore, Surat, and Hyderabad for assistance. Addresses:
- Delhi Office: 2nd Floor, 10200, BLOCK -S, Gururdwara Road, Naiwala, Karol Bagh, Above ICICI Bank, Delhi – 110005
- Gurgaon Office: Innov8, 3rd Floor, Orchid Centre, Golf Course Road, Sector 53, Gurgaon, Haryana- 122022
- Indore Office: 3rd floor, Workie Tower, SP-365, Janjeerwala Square, New Palasia, Indore-452001
- Surat Office: 216, Nishal Arcade, Near Nishal Circle, Opposite Vaishali Raw House Pal Gam, Surat, Gujarat- 394510
- Hyderabad Office: 4th floor, Office No. 407, Ameerpet Rd, Greenlands, Begumpet, Hyderabad, Telangana- 500016