How to Apply for IndiaGold Gold Loan Online

How to Apply for IndiaGold Gold Loan Online

Mar 22, 2024

15 Mins

Apply for a gold loan online from IndiaGold with interest rates starting at just {Indiagold_GL_Interest_Rate}} in major cities like Delhi NCR, Mumbai, Indore, Hyderabad, Surat, and more. You can repay the borrowed amount within a period of 6 months, and if you need more time, you can opt for a renewal.

Now Available on the IndiaGold Website

IndiaGold Gold Loan Details

Loan Amount: Depends on the loan requirement and the value of your gold

Interest Rate: 9.6% - 12.6% per annum

Tenure: 6 months

Gold Purity: 18K to 22K

Operating Cities: Delhi NCR, Mumbai, Chennai, Indore, Hyderabad, Pune, Visakhapatnam, and Surat

Processing Fee: None

Foreclosure Charges: None

IndiaGold Gold Loan App

IndiaGold offers a mobile-based app that provides instant gold loans and secure gold locker services in Delhi NCR, Surat, Indore, and Hyderabad. Soon, these services will be available throughout India. The IndiaGold app is trusted by over 1 million customers and allows you to apply for gold funding, purchase 24k digital gold and gold coins, and invest in 24k gold. It can be downloaded on Android and iOS devices.

IndiaGold Loan Interest Rates

The interest rates for IndiaGold loans vary based on the chosen scheme. Here are the details:

Loan below Rs. 2 Lakhs: Interest rates range from 10.68% to 15% per annum, with a repayment tenure of 6 months.

Loan between Rs. 2 Lakhs to Rs. 5 Lakhs: Interest rates range from 9% to 15% per annum, with a repayment tenure of 6 months.

Loan above Rs. 5 Lakhs: Interest rates range from 9% to 15% per annum, with a repayment tenure of 6 months.

Benefits of IndiaGold Gold Loan

  • Low interest rates starting at just 10.68%.

  • Highest rate per gram.

  • Zero processing fee and foreclosure charges.

  • Rebate on timely payments.

  • Minimal documentation requirement.

  • Doorstep loan availability.

  • Top-up loan facility.

  • Instant and seamless loan processing with instant money transfer.

  • Gold loan balance transfer facility that saves you up to Rs. 12,000 per Lakh.

How to Apply for IndiaGold Gold Loan?

Applying for a gold loan from IndiaGold is a simple process that can be completed in just 3 easy steps:

Raise a request: Visit the official website or mobile app of IndiaGold and click on the "Apply Now" button. Enter your mobile number and PIN code. After submitting the form, a Relationship Manager will contact you to address any queries you may have. Once confirmed, a Loan Manager will schedule a visit to your location for loan processing.

Process the loan from your home: When the Loan Manager arrives at your location, verify the 6-digit OTP with them. They will assist with any questions and fill out the loan application form on your behalf. Once submitted, the approved loan amount will be transferred to your bank account instantly.

Secure vault deposit: The gold ornaments you mortgage will be safely deposited in secure lockers until the end of your loan tenure. During this period, your gold will be kept safe, and you will receive free gold insurance from New India Assurance Co. Ltd. without any additional cost. If you wish to close your loan or complete your installments, the mortgaged gold will be delivered back to you safely at your location.

For any assistance or details regarding the gold loan, you can contact IndiaGold via WhatsApp at 9310366544 or give a Missed Call on 1800-123-999-888.

Eligibility Criteria for IndiaGold Gold Loan

Gold purity should be 18k or above.

IndiaGold services are available to customers aged 18 years or older.

Documents Required for IndiaGold Gold Loan

To start your loan application, you need to provide the following documents to the Loan Manager during their visit:

Identity proof such as Aadhaar Card, Passport, PAN Card, Voter ID, or Driving License.

Address proof such as Aadhaar Card, Driving License, Voter ID, Passport, Utility Bill (Phone, Electricity, Gas, Water, or Broadband), or Lease Agreement (if your permanent address differs from the current residential address).

Form 60 or PAN Card.

Recent photograph.

If you are transferring your loan from another lender to IndiaGold for better rates or a higher loan amount, you will also need to submit the Pledge card (a letter issued by your current lender of the existing gold loan) with details of the pledged ornaments.

IndiaGold Customer Care

You can reach IndiaGold customer care via the following methods:

Request a call back by providing your mobile number on the IndiaGold website/app.

Give a missed call at 1800-123-999-888.

Contact them on WhatsApp at +91-9310366544.

Send an email to hello@indiagold.co.

You can also visit IndiaGold offices located in New Delhi, Gurgaon, Indore, Surat, and Hyderabad. See the addresses below:

Delhi Office:

2nd Floor, 10200, BLOCK -S

Gururdwara Road, Naiwala, Karol Bagh

Above ICICI Bank

Delhi – 110005

Gurgaon Office:

Innov8, 3rd Floor, Orchid Centre

Golf Course Road, Sector 53

Gurgaon, Haryana- 122022

Indore Office:

3rd floor, Workie Tower, SP-365

Janjeerwala Square, New Palasia

Indore-452001

Surat Office:

216, Nishal Arcade, Near Nishal Circle

Opposite Vaishali Raw House Pal Gam

Surat, Gujarat- 394510

Hyderabad Office:

4th floor, Office No. 407, Ameerpet Rd

Greenlands, Begumpet

Hyderabad, Telangana- 500016

Apply for a gold loan online from IndiaGold with interest rates starting at just {Indiagold_GL_Interest_Rate}} in major cities like Delhi NCR, Mumbai, Indore, Hyderabad, Surat, and more. You can repay the borrowed amount within a period of 6 months, and if you need more time, you can opt for a renewal.

Now Available on the IndiaGold Website

IndiaGold Gold Loan Details

Loan Amount: Depends on the loan requirement and the value of your gold

Interest Rate: 9.6% - 12.6% per annum

Tenure: 6 months

Gold Purity: 18K to 22K

Operating Cities: Delhi NCR, Mumbai, Chennai, Indore, Hyderabad, Pune, Visakhapatnam, and Surat

Processing Fee: None

Foreclosure Charges: None

IndiaGold Gold Loan App

IndiaGold offers a mobile-based app that provides instant gold loans and secure gold locker services in Delhi NCR, Surat, Indore, and Hyderabad. Soon, these services will be available throughout India. The IndiaGold app is trusted by over 1 million customers and allows you to apply for gold funding, purchase 24k digital gold and gold coins, and invest in 24k gold. It can be downloaded on Android and iOS devices.

IndiaGold Loan Interest Rates

The interest rates for IndiaGold loans vary based on the chosen scheme. Here are the details:

Loan below Rs. 2 Lakhs: Interest rates range from 10.68% to 15% per annum, with a repayment tenure of 6 months.

Loan between Rs. 2 Lakhs to Rs. 5 Lakhs: Interest rates range from 9% to 15% per annum, with a repayment tenure of 6 months.

Loan above Rs. 5 Lakhs: Interest rates range from 9% to 15% per annum, with a repayment tenure of 6 months.

Benefits of IndiaGold Gold Loan

  • Low interest rates starting at just 10.68%.

  • Highest rate per gram.

  • Zero processing fee and foreclosure charges.

  • Rebate on timely payments.

  • Minimal documentation requirement.

  • Doorstep loan availability.

  • Top-up loan facility.

  • Instant and seamless loan processing with instant money transfer.

  • Gold loan balance transfer facility that saves you up to Rs. 12,000 per Lakh.

How to Apply for IndiaGold Gold Loan?

Applying for a gold loan from IndiaGold is a simple process that can be completed in just 3 easy steps:

Raise a request: Visit the official website or mobile app of IndiaGold and click on the "Apply Now" button. Enter your mobile number and PIN code. After submitting the form, a Relationship Manager will contact you to address any queries you may have. Once confirmed, a Loan Manager will schedule a visit to your location for loan processing.

Process the loan from your home: When the Loan Manager arrives at your location, verify the 6-digit OTP with them. They will assist with any questions and fill out the loan application form on your behalf. Once submitted, the approved loan amount will be transferred to your bank account instantly.

Secure vault deposit: The gold ornaments you mortgage will be safely deposited in secure lockers until the end of your loan tenure. During this period, your gold will be kept safe, and you will receive free gold insurance from New India Assurance Co. Ltd. without any additional cost. If you wish to close your loan or complete your installments, the mortgaged gold will be delivered back to you safely at your location.

For any assistance or details regarding the gold loan, you can contact IndiaGold via WhatsApp at 9310366544 or give a Missed Call on 1800-123-999-888.

Eligibility Criteria for IndiaGold Gold Loan

Gold purity should be 18k or above.

IndiaGold services are available to customers aged 18 years or older.

Documents Required for IndiaGold Gold Loan

To start your loan application, you need to provide the following documents to the Loan Manager during their visit:

Identity proof such as Aadhaar Card, Passport, PAN Card, Voter ID, or Driving License.

Address proof such as Aadhaar Card, Driving License, Voter ID, Passport, Utility Bill (Phone, Electricity, Gas, Water, or Broadband), or Lease Agreement (if your permanent address differs from the current residential address).

Form 60 or PAN Card.

Recent photograph.

If you are transferring your loan from another lender to IndiaGold for better rates or a higher loan amount, you will also need to submit the Pledge card (a letter issued by your current lender of the existing gold loan) with details of the pledged ornaments.

IndiaGold Customer Care

You can reach IndiaGold customer care via the following methods:

Request a call back by providing your mobile number on the IndiaGold website/app.

Give a missed call at 1800-123-999-888.

Contact them on WhatsApp at +91-9310366544.

Send an email to hello@indiagold.co.

You can also visit IndiaGold offices located in New Delhi, Gurgaon, Indore, Surat, and Hyderabad. See the addresses below:

Delhi Office:

2nd Floor, 10200, BLOCK -S

Gururdwara Road, Naiwala, Karol Bagh

Above ICICI Bank

Delhi – 110005

Gurgaon Office:

Innov8, 3rd Floor, Orchid Centre

Golf Course Road, Sector 53

Gurgaon, Haryana- 122022

Indore Office:

3rd floor, Workie Tower, SP-365

Janjeerwala Square, New Palasia

Indore-452001

Surat Office:

216, Nishal Arcade, Near Nishal Circle

Opposite Vaishali Raw House Pal Gam

Surat, Gujarat- 394510

Hyderabad Office:

4th floor, Office No. 407, Ameerpet Rd

Greenlands, Begumpet

Hyderabad, Telangana- 500016

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