Best ICICI Debit Cards in 2023: Top Picks and Benefits

ICICI Debit Card: Discover Top Options

If you hold an ICICI Bank account, this guide is ideal for your needs. The right ICICI debit card simplifies shopping, enhancing your experience with cashback and rewards.

Best ICICI Debit Cards in India 2023:

Explore these top ICICI Bank debit cards:

1. ICICI Coral+ International Debit Card
   • Usage Limit: ATM - Rs 1.5 lakhs, Shopping - Rs 5 lakhs
   • Fees: Joining - Nil, Monthly - Rs 249
   • Features: Save up to Rs 35,000 annually, earn 2/4 points for every Rs 200 on domestic/international spending
2. ICICI Sapphiro International Debit Card
   • Usage Limit: ATM - Rs 2.5 lakhs, Shopping - Rs 7.5 lakhs
   • Fees: Joining - Rs 1,999, Annual - Rs 1,499 from the second year
   • Features: Annual savings nearing Rs 30,000, earn 4/8 points per Rs 200 on domestic/international purchases

Note: Fees are exclusive of GST.

ICICI Bank Debit Card Selection:

ICICI Bank offers diverse debit cards to suit various needs:

Gemstone Debit Card Series:

• Coral+ Debit Cards: Enjoy Rs. 1 lakh daily withdrawal and Rs. 5 lakhs shopping limits. Discounts on movies, flights, and complimentary lounge access included.
• Sapphiro Debit Card: Provides standout features with Rs. 1 lakh daily cash withdrawal and Rs. 5 lakhs purchase limit, also discounts on movies, flights, and lounge access.
• Rubyx Debit Card: Rs. 1 lakh daily withdrawal, Rs. 5 lakhs purchase limit with movie, flight, dining discounts, plus lounge access.
• Coral Paywave Contactless Debit Card: Offers contactless payments with Rs. 1 lakh daily withdrawal, Rs. 5 lakhs purchase limit, dining discounts, and lounge access.
• Rupay Rubyx Debit Card: Part of the Gemstone series, features Rs. 1 lakh withdrawal and Rs. 5 lakhs purchase limit.

Expressions Debit Card:

This ICICI card features airport lounge access, reward points on transactions, Rs. 1 lakh withdrawal, and Rs. 5 lakhs purchase limits.

ICICI Personal Debit Cards:

• ICICI Wealth Select Visa Infinite Debit Card: Premium benefits, Rs. 1.5 lakhs withdrawal, Rs. 7.5 lakhs purchase limits, zero fuel surcharge, and lounge access.
• ICICI Bank Wealth Management World Debit Card: Offers special discounts, Rs. 1 lakh withdrawal, Rs. 7.5 lakhs purchase limit, lounge access, reward points, zero fuel surcharge.
• ICICI Visa Gold Family Debit Card: Lifestyle and travel benefits, Rs. 1 lakh withdrawal, Rs. 3 lakhs purchase limit, reward points, lounge access.
• ICICI Visa Titanium Family Debit Card: Free movie tickets, entertainment discounts, Rs. 1 lakh withdrawal, Rs. 3 lakhs purchase limit, reward points.
• ICICI Bank Platinum Debit Card: Lounge access, reward points, Rs. 1 lakh withdrawal, Rs. 7.5 lakhs purchase limit with insurance.
• ICICI Privilege Banking Titanium Debit Card: Higher rewards, Rs. 1 lakh withdrawal, Rs. 5 lakhs purchase limit, zero fuel surcharge.

ICICI Women's Debit Card: Designed for women with savings/current accounts, offering fuel surcharge waivers and reward points per Rs 200 spent.

ICICI Smart Shopper Silver Debit Card: Best for shopping and dining discounts, providing rewards, zero fuel surcharge, Rs. 50,000 withdrawal, and Rs. 1 lakh purchase limits.

Acronyms:
* NEFT: National Electronic Funds Transfer
* RTGS: Real-Time Gross Settlement
* IMPS: Immediate Payment Service
* UPI: Unified Payments Interface
* NRIs: Non-Resident Indians

Explore the diverse options provided by ICICI Bank to find the debit card that suits your needs, maximizing savings and benefits.