Understanding the ICICI Bank RTGS Form
In our increasingly digital world, understanding various online payment methods, like RTGS (Real Time Gross Settlement), is crucial for efficient monetary transactions. This system is especially useful when transferring substantial amounts. This guide will discuss the ICICI Bank RTGS Form, charges, transaction limits, timings, and more.
For those preferring in-branch RTGS transactions, you can download the Axis Bank RTGS Form PDF.
ICICI Bank RTGS Charges
ICICI Bank charges for RTGS are detailed below:
Mode of Transaction | Charges |
---|---|
Online Channels | No charges |
At the branch | Rs 20 (for transactions between Rs 2 lakhs and Rs 5 lakhs) |
Rs 45 (for transactions between Rs 5,00,001 and Rs 10 lakhs) |
These charges are subject to GST as applicable.
For offline transactions, you'll need to fill out the RTGS form at an ICICI branch. Download the form here.
ICICI Bank RTGS Limit
Below are the daily transaction limits set by ICICI Bank for RTGS:
Particulars | Details |
---|---|
Minimum ICICI RTGS Limit/Day | Rs 2 lakhs |
Maximum ICICI RTGS Limit/Day | Rs 10 lakhs |
How to Perform RTGS in ICICI Bank?
To initiate a fund transfer via ICICI RTGS online, add a beneficiary to your account. Follow these steps:
- Login to ICICI net banking.
- Navigate to Funds Transfer.
- Select 'Beneficiary Type' as 'Other Bank Payee'.
- Provide the beneficiary's account or credit card details.
- Select the beneficiary’s IFSC using the bank and branch name.
- Click 'Add'.
- Press 'Confirm'.
- Authenticate the process using the OTP sent to your mobile.
The similar procedure applies to ICICI Bank's mobile banking.
Transferring Funds via ICICI Bank RTGS through Online Banking
- Access your ICICI Bank netbanking or iMobile app account.
- Navigate to 'Funds Transfer'.
- Select a beneficiary from the list.
- Choose your account.
- Input transfer amount and transaction remarks.
- Select 'RTGS' as the payment method.
- Review the transaction details and confirm.
- Enter the OTP received on your registered mobile to finalize the RTGS process.
If online methods are unavailable, you can carry out RTGS transactions at your nearest ICICI branch. Ensure you complete the ICICI Bank RTGS form, as explained in the subsequent section.
Filling Out an ICICI Bank RTGS Form
The ICICI Bank RTGS form, available in English and Hindi, can be completed online, converted to PDF, downloaded, and printed. Alternatively, visit a branch for a physical form. You need to fill in the following:
Sender Details
- Name
- Address
- Phone Number
- Signature
Beneficiary Details
- Name
- Bank Name
- Contact Number
- Account Number
- Branch IFSC Code
- Account Type (savings/current/credit card)
Payment Details
- Amount
- Additional Charges
- Cheque Number (if applicable)
- Bank Address & Account Number (if applicable)
Explore various bank RTGS forms through these links: [insert relevant links here].