Understanding ICICI Bank RTGS Limits and Charges Guide

In today's digital economy, understanding systems like RTGS (Real Time Gross Settlement) is vital for effectively handling large financial transactions. This article provides insights on the ICICI Bank RTGS Form, applicable charges, transaction limits, and important details. Download an Axis Bank RTGS Form PDF for in-branch RTGS options.

ICICI Bank RTGS Charges

ICICI Bank RTGS charges are as follows:

Mode of Transaction	Charges
Online Channels	No charges
At the branch	Rs 20 (for Rs 2 lakhs - Rs 5 lakhs), Rs 45 (for Rs 5,00,001 - Rs 10 lakhs)

Note: GST is applicable on these charges.

For offline RTGS, fill out the form at an ICICI branch. Download the form here.

ICICI Bank RTGS Limit

RTGS transaction limits daily are:

Particulars	Details
Minimum ICICI RTGS Limit/Day	Rs 2 lakhs
Maximum ICICI RTGS Limit/Day	Rs 10 lakhs

How to Perform RTGS in ICICI Bank?

To execute an ICICI RTGS online, add a beneficiary through these steps:

1. Login to ICICI net banking.
2. Go to 'Funds Transfer'.
3. Select 'Beneficiary Type' as 'Other Bank Payee'.
4. Input beneficiary's account or credit card info.
5. Select IFSC of beneficiary's bank and branch.
6. Click 'Add' and 'Confirm'.
7. Authenticate with OTP sent to your mobile.

These steps also apply to mobile banking.

Transferring Funds via ICICI Bank RTGS Through Online Banking

Follow these steps:

1. Access ICICI Bank netbanking or iMobile app.
2. Select 'Funds Transfer'.
3. Choose the beneficiary.
4. Select your account.
5. Enter transfer amount and remarks.
6. Select 'RTGS' as the payment method.
7. Review and confirm the transaction.
8. Enter OTP received on registered mobile to complete the RTGS.

If online options are unavailable, visit the nearest ICICI branch for RTGS using the ICICI Bank RTGS form covered in the next section.

Filling Out an ICICI Bank RTGS Form

ICICI RTGS form is available online in English and Hindi, downloadable as a PDF, printable, or available at branches. Fill out:

Sender Details

• Name
• Address
• Email
• Phone Number
• Signature

Beneficiary Details

• Name
• Bank Name
• Email
• Contact Number
• Account Number
• Branch IFSC Code
• Account Type (savings/current/credit card)

Payment Details

• Amount
• Additional Charges
• Cheque Number (if applicable)
• Bank Address & Account Number (if applicable)

Explore various bank RTGS forms through this link.

Note: Acronyms like MSMEs, CIBIL, MICR Code, RTGS, IMPS, NEFT, NBFCs, etc., stand for various financial terms such as Micro, Small and Medium Enterprises, Credit Information Bureau (India) Limited, Magnetic Ink Character Recognition, Real-Time Gross Settlement, Immediate Payment Service, National Electronic Funds Transfer, and Non-Banking Financial Companies, respectively.