Understanding ICICI Bank RTGS: Charges, Limits, and How to Perform Transactions

Understanding ICICI Bank RTGS: Charges, Limits, and How to Perform Transactions

Mar 20, 2024

15 Mins

ICICI Bank RTGS Form

As the digital world continues to expand, it is essential that we familiarize ourselves with various online payment methods. One such method is RTGS, which is ideal for transferring large sums of money. In this article, we will discuss the ICICI Bank RTGS Form, charges for ICICI RTGS, limits, timings, and more.

If you prefer to do an RTGS transaction at a branch, you can download the Axis Bank RTGS Form PDF by following this link.

ICICI Bank RTGS Charges

The ICICI Bank RTGS charges are as follows:

Mode of Transaction Charges

Online Channels No charges

At the branch Rs 20 (for transactions of Rs 2 lakhs – Rs 5 lakhs) Rs 45 (for transactions of Rs 5,00,001 – Rs 10 lakhs)

Note: These charges are subject to GST as per the applicable rates.

For offline transactions at an ICICI branch, you will need to fill out the RTGS form and submit it at the branch. Click the link below to download the form in PDF format.

Download the ICICI Bank RTGS Form

ICICI Bank RTGS Limit

The table below summarizes the limits set by ICICI Bank for daily RTGS transactions:

Particulars Details

Minimum ICICI RTGS Limit/Day Rs 2 lakhs

Maximum ICICI RTGS Limit/Day Rs 10 lakhs

How to Perform RTGS in ICICI Bank?

Before transferring funds via ICICI RTGS online, you must first add the beneficiary to your account. Here's how to do it:

1. Log in to ICICI net banking.

2. Go to Funds Transfer.

3. Select the Beneficiary Type as Other Bank Payee.

4. Enter the Beneficiary Account details or Credit Card number.

5. Choose the Beneficiary's IFSC, using the bank and branch name.

6. Click on Add.

7. Hit the Confirm button.

8. Enter the OTP to authenticate and complete the process.

These steps are the same for ICICI Bank mobile banking as well.

How to Transfer Funds via ICICI Bank RTGS using Netbanking or Mobile Banking Services?

1. Log in to your ICICI Bank netbanking account or iMobile app.

2. Go to the Funds Transfer tab.

3. Add the Beneficiary from the drop-down list.

4. Select your account.

5. Enter the transfer amount and remarks for the transaction.

6. Choose the RTGS payment method.

7. Review your transaction details and click on confirm.

8. Enter the OTP received on your registered mobile number to complete the ICICI Bank RTGS process.

Alternatively, if you are unable to perform the RTGS transaction online using ICICI netbanking or mobile banking services, you can visit your nearest ICICI Bank branch and make the payment there. For this, you will need to fill out the ICICI Bank RTGS form, of which the details are explained in the next section.

How to Fill out an ICICI Bank RTGS Form?

The ICICI Bank RTGS form is available in both English and Hindi. You can fill out the form online, convert it into a PDF file, download it, and print it. Alternatively, you can directly visit a bank branch and obtain a physical copy of the form. In either case, you will need to provide the following details:

Sender details (You)

- Name

- Address

- Email address

- Phone number

- Signature

Beneficiary details

- Name

- Bank name

- Email address

- Contact number

- Account number

- Branch IFSC code

- Account type (savings/current/credit card)

Payment details

- Amount

- Additional charges

- Cheque number (if paying by cheque)

- Bank address and account number (if paying through the account)

Please visit the following links to learn more about the RTGS forms of different banks: [insert relevant links here]

ICICI Bank RTGS Form

As the digital world continues to expand, it is essential that we familiarize ourselves with various online payment methods. One such method is RTGS, which is ideal for transferring large sums of money. In this article, we will discuss the ICICI Bank RTGS Form, charges for ICICI RTGS, limits, timings, and more.

If you prefer to do an RTGS transaction at a branch, you can download the Axis Bank RTGS Form PDF by following this link.

ICICI Bank RTGS Charges

The ICICI Bank RTGS charges are as follows:

Mode of Transaction Charges

Online Channels No charges

At the branch Rs 20 (for transactions of Rs 2 lakhs – Rs 5 lakhs) Rs 45 (for transactions of Rs 5,00,001 – Rs 10 lakhs)

Note: These charges are subject to GST as per the applicable rates.

For offline transactions at an ICICI branch, you will need to fill out the RTGS form and submit it at the branch. Click the link below to download the form in PDF format.

Download the ICICI Bank RTGS Form

ICICI Bank RTGS Limit

The table below summarizes the limits set by ICICI Bank for daily RTGS transactions:

Particulars Details

Minimum ICICI RTGS Limit/Day Rs 2 lakhs

Maximum ICICI RTGS Limit/Day Rs 10 lakhs

How to Perform RTGS in ICICI Bank?

Before transferring funds via ICICI RTGS online, you must first add the beneficiary to your account. Here's how to do it:

1. Log in to ICICI net banking.

2. Go to Funds Transfer.

3. Select the Beneficiary Type as Other Bank Payee.

4. Enter the Beneficiary Account details or Credit Card number.

5. Choose the Beneficiary's IFSC, using the bank and branch name.

6. Click on Add.

7. Hit the Confirm button.

8. Enter the OTP to authenticate and complete the process.

These steps are the same for ICICI Bank mobile banking as well.

How to Transfer Funds via ICICI Bank RTGS using Netbanking or Mobile Banking Services?

1. Log in to your ICICI Bank netbanking account or iMobile app.

2. Go to the Funds Transfer tab.

3. Add the Beneficiary from the drop-down list.

4. Select your account.

5. Enter the transfer amount and remarks for the transaction.

6. Choose the RTGS payment method.

7. Review your transaction details and click on confirm.

8. Enter the OTP received on your registered mobile number to complete the ICICI Bank RTGS process.

Alternatively, if you are unable to perform the RTGS transaction online using ICICI netbanking or mobile banking services, you can visit your nearest ICICI Bank branch and make the payment there. For this, you will need to fill out the ICICI Bank RTGS form, of which the details are explained in the next section.

How to Fill out an ICICI Bank RTGS Form?

The ICICI Bank RTGS form is available in both English and Hindi. You can fill out the form online, convert it into a PDF file, download it, and print it. Alternatively, you can directly visit a bank branch and obtain a physical copy of the form. In either case, you will need to provide the following details:

Sender details (You)

- Name

- Address

- Email address

- Phone number

- Signature

Beneficiary details

- Name

- Bank name

- Email address

- Contact number

- Account number

- Branch IFSC code

- Account type (savings/current/credit card)

Payment details

- Amount

- Additional charges

- Cheque number (if paying by cheque)

- Bank address and account number (if paying through the account)

Please visit the following links to learn more about the RTGS forms of different banks: [insert relevant links here]

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