What are the key benefits of SBI Credit Cards?

SBI Credit Cards offer a wide range of benefits, including rewards, cashback, lounge access, discounts, and insurance coverage.

How can I apply for an SBI Credit Card?

You can apply for an SBI Credit Card online through the Paisabazaar platform, where you can compare card options and check for pre-approved offers.

What factors should I consider when choosing an SBI Credit Card?

Consider your spending habits, lifestyle, and financial goals to select a card that best suits your needs, such as travel, shopping, or rewards.

How can I manage my SBI Credit Card efficiently?

SBI Card offers a user-friendly mobile app and online banking services to help you manage your card, check statements, make payments, and access additional features.

What precautions should I take to avoid accumulating credit card debt?

Responsible credit card usage includes paying bills on time, managing credit limits wisely, and avoiding unnecessary spending to prevent debt accumulation.

Track SBI Transactions: Using UTR Numbers Effectively

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Mar 23, 2024

15 Mins

The State Bank of India (SBI) offers a simple way to track the status of your transactions through the Unique Transaction Reference (UTR) number. The UTR number is a unique identifier generated by the bank for every transaction made through real-time gross settlement (RTGS), national electronic funds transfer (NEFT), or unified payments interface (UPI) systems. In accordance with RBI norms, UTR numbers consist of a 16-digit code, which can vary in format depending on the bank.

The UTR number is crucial when it comes to tracking the status of a transaction. If a customer doesn't receive a confirmation message due to technical issues during a financial transaction between two bank accounts, they can use the UTR number for easy tracking. It simplifies the process and ensures that the status of the transaction can be easily monitored.

To track the status of an SBI transaction using the UTR number, follow these steps:

Step 1: Visit the SBI Net Banking website and log in with your SBI Banking ID and password (ensure you keep this information private and secure).

Step 2: Click on the "Request and Enquiries" button and then select "Status Enquiry."

Step 3: Choose a date range for the specific transaction.

Step 4: A list of transactions will appear. Click on the "click here" button next to the reference number.

Step 5: The next page will display the UTR number as well as the status of your NEFT or RTGS transaction.

Also Read: SBI Card Introduces Simply Click Credit Card: A Perfect All-in-One Card for Online Shoppers

Alternatively, you can check your UTR number using your account statement. Simply log in to the SBI bank website with your customer ID and password, followed by these steps:

1. Open your account statement.

2. The date-wise transaction history of your account will be displayed.

3. To find the UTR for a specific transaction, click on the transaction details.

4. A window will appear with information regarding that transaction, including the Transaction ID, which is the UTR number.

If you encounter any difficulties or prefer a more direct approach, you can call the SBI customer care numbers at 1800112211, 18004253800, or 080-26599990. Provide them with the UTR number, and they will provide you with the updated status. Alternatively, you can visit the bank branch in person and follow the same procedure.

It's important to note that terms like Order ID, Transaction ID, Transaction number, and UPI Reference ID may be used interchangeably with the UTR number. These terms all refer to the same unique identifier for tracking transactions.

For any further assistance, SBI also provides a toll-free number, email, and round-the-clock NEFT & RTGS services.