How to Link Aadhaar to Your Bank Account: 6 Easy Methods

Linking your Aadhaar card to your bank account is essential for smooth financial transactions, accessing government subsidies, and continuous banking services. This guide details the steps to connect your Aadhaar card to your bank account through both online and offline methods for a straightforward experience.

Step-by-Step Process to Link Aadhaar Card to Bank Account

Connecting your Aadhaar card to your bank account is straightforward. Here's how to complete this important task via online or offline routes.

Linking Bank Account with Aadhaar via Branch

• Visit your nearest bank branch to securely link Aadhaar with your bank account.
• Carry a self-attested copy of your Aadhaar card.
• Complete the Aadhaar linking form available at the branch.
• Submit the form along with the photocopy of your Aadhaar card.
• The bank will verify your details and link your account with Aadhaar.

Linking Aadhaar with a Bank Account via Internet Banking

• Log in to your internet banking account.
• Locate the section labeled “Link Aadhaar” or similar.
• Enter and confirm your Aadhaar number.
• The bank processes your request, and you'll receive confirmation.

Linking Bank Account with Aadhaar at an ATM

• Visit an ATM and swipe your ATM/debit card.
• Enter your PIN, choose the option to link Aadhaar.
• Input your Aadhaar number twice as prompted.
• Confirm the transaction to link your Aadhaar.

Linking Bank Account with Aadhaar through Mobile App

• Download and log in to your bank’s mobile app.
• Find the Aadhaar linking feature.
• Enter your Aadhaar number and submit.
• Receive confirmation when successfully linked.

Linking Bank Account with Aadhaar Using the Missed Call Facility

• Initiate Aadhaar linking with a simple missed call.
• Dial the bank's dedicated number for Aadhaar linking.
• Call disconnects automatically after a few rings.
• Receive SMS confirming process initiation and follow instructions if any.

Linking Your Bank Account with Aadhaar through SMS

• Send an SMS to the number provided by your bank in the specified format.
• Include bank account and Aadhaar numbers in the message.
• Receive confirmation once processed.

Checking Aadhaar and Bank Account Linking Status

• To verify your Aadhaar linking status:
• Visit the UIDAI's official website, select 'My Aadhaar,' then 'Bank Seeding Status.'
• Redirects to myAadhaar page. Select 'Login,' input your Aadhaar number and CAPTCHA, then 'Send OTP.'
• Enter the OTP sent to your registered mobile number and click 'Login.'
• Access 'Bank Seeding Status' to view linked accounts.

Benefits of Linking Aadhaar Card to Bank Account

Connecting your Aadhaar to your bank account offers multiple benefits geared towards enhanced security and efficiency:

• Enhanced Financial Security: Reduces the risk of identity theft and fraud.
• Simplified Identity Verification: Ensures accurate verification through comprehensive data.
• Streamlined Online Transactions: Facilitates easier transactions with Aadhaar-enabled payment systems (AEPS).
• Efficient Account Management: Simplifies KYC with consolidated identity proofs, reducing paperwork.
• Facilitation of Digital Payments: Promotes a cashless economy with improved access to credit facilities and payment options.
• Innovative Fraud Prevention Solutions: Utilizes eKYC and biometric authentication for better security.

Conclusion

Linking your Aadhaar to your bank account is crucial for a secure and streamlined banking experience. For example, Axis Bank provides online Savings Account opening with numerous benefits. The bank's Savings Accounts offer flexibility, access to over 250+ services, rewards, cashback, vouchers, discounts, and perks like free movie tickets and airport lounge access.

By linking Aadhaar, you comply with financial guidelines while unlocking the full potential of your bank's benefits, ensuring confident and easy navigation of the financial landscape.

• RBI
• MSMEs
• NSE
• BSE
• UX
• NPAs
• NRI
• RTGS