You may have encountered frequent reminders to link your Aadhaar number with your bank account through various platforms. Ever wondered why it's crucial? The Indian Government has rolled out numerous benefit schemes, necessitating the linking of your 12-digit Unique Identification Number (Aadhaar) with your bank accounts to ensure everyone receives these benefits. Whether you possess a single bank account or multiple ones across different banks, linking all of them is imperative. Besides, the UIDAI has introduced facial authentication as an enhanced security feature alongside existing biometric methods.

Karnataka Bank, in line with government directives, mandates Aadhaar linking. For Karnataka Bank account holders, this guide simplifies the linking process.

Process for Linking Aadhaar with Karnataka Bank Account

Linking your Aadhaar with your Karnataka Bank account is straightforward, whether you prefer online or offline methods. Here's how:

Online Method (Net Banking)

• Access Karnataka Bank’s official portal.
• Select "Internet Banking" and choose between Personal or Corporate Banking.
• Log in with your User ID and Password/Captcha.
• Find the "Customer Service" tab.
• Input your 12-digit Aadhaar Number and submit.
• Receive confirmation once Aadhaar is linked.

Offline Method (Branch Visit)

• Visit your Karnataka Bank home branch.
• Obtain the "Consent Letter of Aadhaar Enabling" or download it.
• Complete the form with your Aadhaar and Bank Account Details, including Name, Mobile, and Email.
• Submit the form with a self-attested copy of your Aadhaar Card.
• Carry your original Aadhaar for validation.
• Post-submission, you will be notified via SMS.

Linking Aadhaar with Karnataka Bank Credit Card

• Visit a branch and request an Aadhaar Seeding Form.
• Select SMS Banking for Aadhaar updates.
• Contact customer service to update Aadhaar with your credit card.
• Credit cards will auto-link if the bank account is already linked with Aadhaar.

Verify Aadhaar Link with Your Karnataka Bank Account

Check your Aadhaar linking status easily via:

1. UIDAI Portal
   • Go to the UIDAI Official Site.
   • Select "Check Aadhaar & Bank Account Linking Status" from "Aadhaar Services."
   • Provide your Aadhaar and security code.
   • An OTP will be sent to your registered mobile. Enter OTP and "Login."
   • Assess results showing Aadhaar, Bank Linking Status, Linking Date, and Bank Name.
2. 9999*1# Service
   • Dial 9999*1# on your phone.
   • Enter and confirm your Aadhaar Number.
   • See your Aadhaar and linked bank account displayed.

Note: Mobile number linkage with Aadhaar is required for this service. It reflects the last linked bank account. For multiple accounts, verify linking status with each bank.

Following these steps guarantees proper Aadhaar linkage with your Karnataka Bank account and credit card, ensuring compliance with regulations and access to government initiatives.