How to Download Your PMJJBY Insurance Certificate?

The Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is a government-supported life insurance plan aimed at ensuring affordable insurance coverage for individuals across financial spectrums. Introduced in 2015, it has gained considerable popularity. To download your PMJJBY insurance certificate, procedures may vary with each bank. Below is a typical process:

• Internet Banking Access: Verify that your account is internet banking-enabled.
• Log in: Use online banking to access your account.
• Navigate: Locate the insurance menu, choose 'social security plans,' and select 'Pradhan Mantri Jeevan Jyoti Bima Yojana.'
• Identity Verification: Choose transaction type and authenticate with UID, using Aadhaar, along with personal info like name, DOB, etc.
• Good Health Declaration: Opt for this if prompted.
• View Policy Details: After registration, check policy details online.
• Download Certificate: Save your PMJJBY Certificate using your customer ID.

Features of PMJJBY

The PMJJBY policy is primarily for lower-income segments. Key features include:

• Death Benefit: Offers Rs. 2 lakh to the nominee upon the insured's demise.
• Coverage Term: Yearly coverage from June 1 to May 31, renewable till the age of 55.
• Premium Deduction: Auto-debited premium from the linked bank account annually.
• Aadhaar Verification: Identified through Aadhaar.
• Single Account Registration: Register with one savings account only.

PMJJBY Eligibility Criteria

To access PMJJBY coverage, criteria include:

• Age Range: Must be between 18-50 years.
• Documents Required: Aadhaar and a compliant bank or postal account.
• Active Bank Account: Required with participating banks.
• Bank Balance: Ensure funds for premium deductions.

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PMJJBY Registration Procedure

Steps to register for PMJJBY online:

• Bank Support Check: Verify if your bank offers PMJJBY.
• Log in: Using bank’s internet banking credentials.
• Select Insurance Service: Go to 'insurance' under 'social services', select 'Pradhan Mantri Jeevan Jyoti Bima Yojana.'
• Details Submission: Enter all required data.
• Account Linking: Choose and link account for PMJJBY deductions.
• Offline Registration: Alternatively, enroll at a local post office.

How to Check PMJJBY Policy Status?

To check your PMJJBY policy status, follow:

• Log in: Through internet banking.
• View Status: Enter registration info in PMJJBY section and submit.

How to Raise a Claim for PMJJBY?

Steps for claiming PMJJBY:

• Notification: Nominee informs insurer and bank of policyholder's death to initiate claim.
• Document Submission: Required documents include death certificate, original policy, nominee's identity proof, and bank details.
• Discharge Form: A duly completed form by the nominee/heir.
• Claim Submission: Provide all documents to the insurance entity within 30 days after policyholder dies.
• Claim Processing: Post-verification, claim disbursed to heir's account.

How to Check PMJJBY Claim Status?

Check PMJJBY claim status by:

• Logging in: Check updates in PMJJBY section via internet banking or consult your insurance agent.

How to Download PMJJBY Certificate from SBI?

To download from SBI:

• Access Site: Visit the SBI Life website.
• Group Customer Login: Choose this under login.
• Select PMJJBY COI: Choose your product type.
• Bank Selection: Pick the bank linked to your PMJJBY.
• Enter Details: Submit account number and DOB to download.

How to Download PMJJBY Certificate from the Bank of Baroda?

For Bank of Baroda:

• Log in: via internet banking.
• Select PMJJBY: Under insurance, verify and download.

How to Download PMJJBY Certificate from the Bank of India?

For Bank of India:

• Log in: Access your account.
• Insurance Section: Choose PMJJBY and verify to download certificate.