How to Close a Union Bank of India Bank Account: A Step-by-Step Guide

How to Close a Union Bank of India Bank Account: A Step-by-Step Guide

How to Close a Union Bank of India Bank Account: A Step-by-Step Guide

August 22, 2023 - By Wajiha Khan

If you're a Union Bank of India customer and find yourself dissatisfied with their services, you have the option to close your bank account and switch to another bank. In this article, we will guide you on how to close your Union Bank of India bank account online. Follow the steps below to ensure a smooth account closure process.

Firstly, it is essential to note that there is no online method available for closing a bank account. You will need to either visit the bank personally or call the customer executive to initiate the account closure process. To close your Union Bank of India bank account, you will be required to provide identification and address proof documents at a Union Bank of India home branch.

Previously, Union Bank of India offered a straightforward process to close an account online. All you had to do was access their website at www.unionbankofindia.com and log in to your account using your User ID and Password. Once logged in, you could close your UBI bank account by following these steps:

1. Click on "Close Account" under the "Account Services" tab on the left-hand side menu bar.

2. Fill in all the required details, such as Name, Address, Phone Number, and Email.

3. Click on "Submit Request."

4. You will receive a confirmation email with a link to complete the closure process.

However, please note that this online option is no longer available. Instead, you will need to visit a Union Bank of India branch and request an account closure form. You can either collect the form manually from a nearby branch or download it from the official Union Bank of India website.

Ensure that you provide accurate details when filling out the account closure form and double-check before submitting it to the bank official. Keep in mind that there may be minimum balance requirements depending on the location of your bank branch.

To officially request the closure of your Union Bank of India bank account, you can submit an application to the bank. The application should include your name, account number, and address. Use the following format as a guideline:

To,

The Branch Manager,

(Bank Branch name),

(Branch Address)

Subject: Application to close Union Bank of India bank account.

Respected Sir/Madam,

I am writing to request the closure of my Union Bank of India bank account. Due to inability to maintain the minimum balance and no longer needing this account, I would like to close it. My (savings account / current account) account number is XXXXXXXXX, held under the name 'XYZ' and with the address 'XYZ.'

I kindly request you to close the account and facilitate the credit of the remaining balance either in cash or via DD.

Thank you,

[Your Name]

[Your Signature]

[Your Address]

Before initiating the account closure process, it is essential to note that there are charges involved. If the closure is requested within 14 days of account opening, no charges will apply. However, if the request is made after 14 days up to 1 year, there will be a fee of Rs 500+GST.

Should you choose to close your Union Bank of India account via customer care, ensure that your account balance is zero. Contact the Union Bank of India customer care number at 1800 22 22 44 / 1800 208 2244 and provide them with your account number and name details. The customer care executive will assist you further and provide the necessary details.

In conclusion, it is advisable to close your bank account if it is no longer in use. In this article, we have provided a step-by-step guide on how to close your Union Bank of India bank account. Please note that the Union Bank of India does not offer an online option for account closure. We hope this information proves helpful, and if you have any further questions, kindly leave a comment below.

How to Close a Union Bank of India Bank Account: A Step-by-Step Guide

August 22, 2023 - By Wajiha Khan

If you're a Union Bank of India customer and find yourself dissatisfied with their services, you have the option to close your bank account and switch to another bank. In this article, we will guide you on how to close your Union Bank of India bank account online. Follow the steps below to ensure a smooth account closure process.

Firstly, it is essential to note that there is no online method available for closing a bank account. You will need to either visit the bank personally or call the customer executive to initiate the account closure process. To close your Union Bank of India bank account, you will be required to provide identification and address proof documents at a Union Bank of India home branch.

Previously, Union Bank of India offered a straightforward process to close an account online. All you had to do was access their website at www.unionbankofindia.com and log in to your account using your User ID and Password. Once logged in, you could close your UBI bank account by following these steps:

1. Click on "Close Account" under the "Account Services" tab on the left-hand side menu bar.

2. Fill in all the required details, such as Name, Address, Phone Number, and Email.

3. Click on "Submit Request."

4. You will receive a confirmation email with a link to complete the closure process.

However, please note that this online option is no longer available. Instead, you will need to visit a Union Bank of India branch and request an account closure form. You can either collect the form manually from a nearby branch or download it from the official Union Bank of India website.

Ensure that you provide accurate details when filling out the account closure form and double-check before submitting it to the bank official. Keep in mind that there may be minimum balance requirements depending on the location of your bank branch.

To officially request the closure of your Union Bank of India bank account, you can submit an application to the bank. The application should include your name, account number, and address. Use the following format as a guideline:

To,

The Branch Manager,

(Bank Branch name),

(Branch Address)

Subject: Application to close Union Bank of India bank account.

Respected Sir/Madam,

I am writing to request the closure of my Union Bank of India bank account. Due to inability to maintain the minimum balance and no longer needing this account, I would like to close it. My (savings account / current account) account number is XXXXXXXXX, held under the name 'XYZ' and with the address 'XYZ.'

I kindly request you to close the account and facilitate the credit of the remaining balance either in cash or via DD.

Thank you,

[Your Name]

[Your Signature]

[Your Address]

Before initiating the account closure process, it is essential to note that there are charges involved. If the closure is requested within 14 days of account opening, no charges will apply. However, if the request is made after 14 days up to 1 year, there will be a fee of Rs 500+GST.

Should you choose to close your Union Bank of India account via customer care, ensure that your account balance is zero. Contact the Union Bank of India customer care number at 1800 22 22 44 / 1800 208 2244 and provide them with your account number and name details. The customer care executive will assist you further and provide the necessary details.

In conclusion, it is advisable to close your bank account if it is no longer in use. In this article, we have provided a step-by-step guide on how to close your Union Bank of India bank account. Please note that the Union Bank of India does not offer an online option for account closure. We hope this information proves helpful, and if you have any further questions, kindly leave a comment below.

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