What are the key benefits of SBI Credit Cards?

SBI Credit Cards offer a wide range of benefits, including rewards, cashback, lounge access, discounts, and insurance coverage.

How can I apply for an SBI Credit Card?

You can apply for an SBI Credit Card online through the Paisabazaar platform, where you can compare card options and check for pre-approved offers.

What factors should I consider when choosing an SBI Credit Card?

Consider your spending habits, lifestyle, and financial goals to select a card that best suits your needs, such as travel, shopping, or rewards.

How can I manage my SBI Credit Card efficiently?

SBI Card offers a user-friendly mobile app and online banking services to help you manage your card, check statements, make payments, and access additional features.

What precautions should I take to avoid accumulating credit card debt?

Responsible credit card usage includes paying bills on time, managing credit limits wisely, and avoiding unnecessary spending to prevent debt accumulation.

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Want to Achieve any of the below Goals upto 80% faster?

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Retirement

1st Crore

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Trusted by 3 Crore+ Indians

Want to Achieve any of the below
Goals upto 80% faster?

Dream Home

Dream Wedding

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Retirement

1st Crore

Trusted by 3 Crore+ Indians

Want to Achieve any of the below
Goals upto 80% faster?

Dream Home

Dream Wedding

Dream Car

Retirement

1st Crore

Trusted by 3 Crore+ Indians

Want to Achieve any of the below Goals upto 80% faster?

Dream Home

Dream Wedding

Dream Car

Retirement

1st Crore

Trusted by 3 Crore+ Indians

Want to Achieve any of the below Goals upto 80% faster?

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How to Close a PNB Account Online & Offline?

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How to Close a PNB Account Online & Offline?

Aug 5, 2024

5 Mins

Punjab National Bank (PNB) is a prominent public sector bank in India, headquartered in New Delhi. Despite its wide array of personal banking products and services, there may be instances where an account holder wishes to close their bank account.

This guide provides a comprehensive overview of the process to close a PNB bank account, along with the applicable charges.

PNB Account Closing Charges

The charges for closing a Punjab National Bank (PNB) account depend on the type of account and the duration for which it was held.

If the account is closed within 14 days from the opening date, there are no charges.

For accounts closed after 14 days but within 12 months of opening:

Closing a current account will incur a charge of Rs. 800.

Closing an RD account will incur a charge of Rs. 100.

Closing a savings bank account will incur a charge of Rs. 300.

For accounts closed after 12 months, there are no charges.

How to Close a PNB Account

Online Account Closure

Currently, PNB does not offer an online account closure facility. To close your account, you must visit the branch where the account was opened.

Offline Account Closure

To close your PNB savings or current account offline, follow these steps:

Visit the Branch: Go to the home branch of Punjab National Bank and obtain the account closure form from a bank representative.

Fill Out the Form: Accurately complete the form with all required details. If the account is jointly held, ensure the other account holders also sign the form.

Provide ID and KYC Documents: Bring one copy of your ID and KYC documents needed for closing the account.

Gather Account-Related Products: Collect your passbook, chequebook, and debit card.

Withdraw Funds and Settle Dues: Withdraw any remaining funds in your account and settle any outstanding dues.

Submit the Form and Documents: Submit the completed form along with all other necessary documents to the PNB home branch.

How to Close a PNB Account Without Going to the Bank

Currently, PNB does not provide a service to close your account without visiting the branch. You need to visit the branch in person, obtain the account closure form, and submit it along with the required documents.

How to Close a PNB Account Through Net Banking

PNB does not offer an option to close your account through net banking. You must visit the bank in person to complete the process.

How to Close a PNB Account Through the Mobile App

Although PNB has a personalized app for customer convenience, it does not support account closure services. To close your PNB account, you need to visit the bank in person and submit a duly filled account closure form along with the required documents.

PNB Current Account Closure Form

To close a PNB current account, you must obtain the account closure form from the home branch. Fill out the form accurately and submit it along with account-related products such as ATM/debit cards, unused chequebooks, and passbooks. It is advisable to withdraw or transfer the funds to another account before submitting the form.

Conclusion

Closing a PNB bank account requires visiting the bank branch in person, as there are no online or mobile app facilities for this process. Ensure you verify the account closure charges before proceeding, as they may be subject to change. This comprehensive guide provides all the necessary steps and considerations for closing your PNB account smoothly.

This guide provides a comprehensive overview of the process to close a PNB bank account, along with the applicable charges.

PNB Account Closing Charges

The charges for closing a Punjab National Bank (PNB) account depend on the type of account and the duration for which it was held.

If the account is closed within 14 days from the opening date, there are no charges.

For accounts closed after 14 days but within 12 months of opening:

Closing a current account will incur a charge of Rs. 800.

Closing an RD account will incur a charge of Rs. 100.

Closing a savings bank account will incur a charge of Rs. 300.

For accounts closed after 12 months, there are no charges.

How to Close a PNB Account

Online Account Closure

Currently, PNB does not offer an online account closure facility. To close your account, you must visit the branch where the account was opened.

Offline Account Closure

To close your PNB savings or current account offline, follow these steps:

Visit the Branch: Go to the home branch of Punjab National Bank and obtain the account closure form from a bank representative.

Fill Out the Form: Accurately complete the form with all required details. If the account is jointly held, ensure the other account holders also sign the form.

Provide ID and KYC Documents: Bring one copy of your ID and KYC documents needed for closing the account.

Gather Account-Related Products: Collect your passbook, chequebook, and debit card.

Withdraw Funds and Settle Dues: Withdraw any remaining funds in your account and settle any outstanding dues.

Submit the Form and Documents: Submit the completed form along with all other necessary documents to the PNB home branch.

How to Close a PNB Account Without Going to the Bank

How to Close a PNB Account Through Net Banking

PNB does not offer an option to close your account through net banking. You must visit the bank in person to complete the process.

How to Close a PNB Account Through the Mobile App

PNB Current Account Closure Form

Conclusion