What are the key benefits of SBI Credit Cards?

SBI Credit Cards offer a wide range of benefits, including rewards, cashback, lounge access, discounts, and insurance coverage.

How can I apply for an SBI Credit Card?

You can apply for an SBI Credit Card online through the Paisabazaar platform, where you can compare card options and check for pre-approved offers.

What factors should I consider when choosing an SBI Credit Card?

Consider your spending habits, lifestyle, and financial goals to select a card that best suits your needs, such as travel, shopping, or rewards.

How can I manage my SBI Credit Card efficiently?

SBI Card offers a user-friendly mobile app and online banking services to help you manage your card, check statements, make payments, and access additional features.

What precautions should I take to avoid accumulating credit card debt?

Responsible credit card usage includes paying bills on time, managing credit limits wisely, and avoiding unnecessary spending to prevent debt accumulation.

3 Ways to Activate Your SBI Debit Card for Online Transactions

Home

Blog

Mar 21, 2024

15 Mins

When opening a new bank account and receiving a new ATM card, it is important to activate it before using it for withdrawals or purchases. State Bank of India (SBI) customers have the option to activate their ATM card online, eliminating the need to visit a bank branch. Here, we will discuss the process of activating an SBI debit card for online transactions.

SBI Debit Card Activation Process

Bank: State Bank of India (SBI)

Language: English

Website: https://www.onlinesbi.com/

SBI debit cardholders can now easily manage their card usage for various types of transactions. However, online transactions are generally deactivated by default, requiring cardholders to enable this feature before using their cards for e-commerce or other online purchases. We will explain how to activate an SBI debit card for online transactions using methods such as SMS, the Yono App, and internet banking.

Requirements for SBI Debit Card Activation

To activate an SBI debit card for online transactions, you will need:

1. A registered mobile number linked to your account.

2. The SBI Yono App installed on your phone.

3. Your SBI profile password.

4. SBI internet banking username and password.

5. The last four digits of your SBI debit card number, which will be used for the SMS method.

Step-by-Step Procedure for SBI Debit Card Activation

SBI customers can manage their debit cards for online payments and purchases by enabling or disabling online transactions. If your SBI ATM debit card is not currently active for online transactions, you can activate it through SBI mobile banking or the SBI net banking site.

There are three methods for activating an SBI debit card for online transactions:

1. SMS Activation Method:

If you have an SBI debit card but do not have active internet banking, you can activate your debit card by sending an SMS. Follow these steps:

- Open the messaging app on your phone using the registered mobile number.

- Create a new SMS and type "SWON ECOM".

- Send the message to 092239 66666 (Standard SMS rates may apply).

- Once the message is delivered successfully, you will receive an SMS confirming that online transactions have been enabled. Your SBI debit card is now activated and can be used for online transactions.

2. Yono App Activation Method:

SBI debit cardholders can use the SBI Yono application to manage their e-commerce transactions. Follow these steps:

- Download the SBI Yono application from the Google Play Store or Apple App Store if you don't already have it.

- Register on the application using your SBI internet banking username and password.

- Open the menu on the left side of your screen and select the service request option.

- Choose the debit card services option on the page.

- Enter your SBI profile password and click enter.

- Select the manage cards option and enable e-commerce transactions, allowing for ATM, POS, and international usage. This will activate your SBI debit card for online transactions.

3. Net Banking Activation Method:

SBI users can also activate their debit cards for online transactions using net banking. Follow these steps:

- Open internet banking on your mobile phone or computer browser and go to https://www.onlinesbi.com/.

- Enter your SBI username, password, and captcha correctly, then click on the login button.

- You will receive an OTP on your registered mobile number. Enter the one-time password in the given box and click login.

- Go to the dashboard and click on the e-services option.

- Select the ATM card services option.

- Choose the ATM card limit/channel/usage change option.

- Select your SBI account number and card number, then enable online transaction activation for POS and CPN channels. This will activate your SBI debit card for online transactions.

By following these step-by-step procedures, SBI customers can easily activate their debit cards for online transactions, providing them with more convenience and flexibility when making purchases.