When you open a new bank account and receive a new ATM card, activating it is crucial before making any withdrawals or purchases. For State Bank of India (SBI) customers, there is the convenience of activating their ATM card online, eliminating the need to visit a bank branch. This guide explains the process of activating an SBI debit card for online transactions.

SBI Debit Card Activation Process

Bank: State Bank of India (SBI)

Language: English

Website: https://www.onlinesbi.com/

SBI debit cardholders can now manage their card settings for various transactions. Typically, online transactions are deactivated by default. Cardholders need to enable this feature to use their cards for e-commerce purchases. Here’s how to activate an SBI debit card for online transactions using SMS, the Yono App, and internet banking.

Requirements for SBI Debit Card Activation

To activate your SBI debit card for online transactions, ensure you have the following:

1. A registered mobile number linked to your account.
2. The SBI Yono App installed on your phone.
3. Your SBI profile password.
4. SBI internet banking username and password.
5. The last four digits of your SBI debit card number, needed for the SMS method.

Step-by-Step Procedure for SBI Debit Card Activation

SBI customers can enable or disable online transactions for their debit cards. Activate your SBI ATM debit card for online transactions through SBI mobile banking or the SBI net banking site.

Methods for activating an SBI debit card for online transactions include:

1. SMS Activation Method:

If you don't have active internet banking, activate your debit card via SMS:

• Open your messaging app using the registered mobile number.
• Create a new SMS and type "SWON ECOM".
• Send it to 092239 66666 (standard SMS rates apply).
• Once sent, you'll receive a confirmation SMS that online transactions are now enabled. Your SBI debit card is activated for online use.

2. Yono App Activation Method:

Manage your e-commerce transactions via the SBI Yono App:

• Download the Yono App from the Google Play Store or Apple App Store.
• Register using your SBI internet banking username and password.
• Open the menu and select the service request option.
• Choose debit card services.
• Enter your SBI profile password and proceed.
• Select manage cards to enable e-commerce transactions, and allow ATM, POS, and international usage. Your SBI debit card is ready for online transactions.

3. Net Banking Activation Method:

Use SBI net banking to activate online transactions:

• Visit https://www.onlinesbi.com/.
• Log in with your SBI username, password, and captcha.
• Enter the OTP received on your registered mobile number.
• Access the e-services option from the dashboard.
• Select ATM card services, then ATM card limit/channel/usage change.
• Choose your SBI account and card number, and enable online transaction activation for POS and CPN channels. Your card is now activated for online use.

By following these steps, SBI customers can activate their debit cards for online transactions, offering enhanced convenience and flexibility for purchases.