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SBI Credit Cards offer a wide range of benefits, including rewards, cashback, lounge access, discounts, and insurance coverage.

How can I apply for an SBI Credit Card?

You can apply for an SBI Credit Card online through the Paisabazaar platform, where you can compare card options and check for pre-approved offers.

What factors should I consider when choosing an SBI Credit Card?

Consider your spending habits, lifestyle, and financial goals to select a card that best suits your needs, such as travel, shopping, or rewards.

How can I manage my SBI Credit Card efficiently?

SBI Card offers a user-friendly mobile app and online banking services to help you manage your card, check statements, make payments, and access additional features.

What precautions should I take to avoid accumulating credit card debt?

Responsible credit card usage includes paying bills on time, managing credit limits wisely, and avoiding unnecessary spending to prevent debt accumulation.

HDFC Bank Timings 2024: Working Hours and Lunch Timings

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Introduction:

Before visiting any bank, it is important to be aware of its working hours. As the largest private bank in India, HDFC accommodates thousands of customers every day. Hence, it is advisable to know the opening and closing times, as well as the lunch break timings of HDFC Bank.

Tip: Save this article for future reference when visiting your local HDFC Bank branch.

HDFC Bank Timings & Working Hours in 2024

Since banks heavily rely on daily public interactions, maintaining consistent opening and closing times across all branches is essential.

In 2024, HDFC Bank operates on weekdays from Monday to Friday, opening at 9:30 a.m. and closing at 3:30 p.m. Additionally, the bank opens on the 1st, 3rd, and 5th Saturdays of the month from 9:30 a.m. to 3:30 p.m. HDFC Bank remains closed on 2nd and 4th Saturdays, Sundays, and public holidays.

With this in mind, we have compiled the HDFC Bank working time-table for your reference during your next visit:

Parameters Details

HDFC Bank opening time: 9:30 AM
HDFC Bank closing time: 4:00 PM
HDFC Bank Lunch Time:NIL*
Saturdays: 9:30 AM – 4:00 PM
2nd and 4th Saturday: CLOSED
Sundays:CLOSED

HDFC Bank Timings

*HDFC Bank employees take lunch breaks in batches, ensuring that customers can avail banking services between 9:30 AM and 4:00 PM. Therefore, specific lunch hours are not displayed for customers.

HDFC Bank Timings During COVID-19 Lockdown

During the lockdown period, bank employees, including those at HDFC Bank, were classified as essential workers. As a result, HDFC Bank remained open, although with modified timings.

HDFC Bank Timings during lockdown: 10:00 AM to 2:00 PM

(Some branches of HDFC Bank may have experienced slight variations in their timings during this period.)

HDFC Bank Timings Post COVID-19 Lockdown

Following consultations with both state and central governments, HDFC Bank has resumed its normal working hours and reopened all branches for customers after the lockdown was lifted.

Post-lockdown HDFC Bank Timings: 9:30 AM – 4:00 PM

(Except on Sundays and the 2nd and 4th Saturdays of every month)

However, even with the lifting of the lockdown and the restoration of bank timings, it is mandatory to wear masks and practice social distancing.

Visiting the bank should be done only if absolutely necessary. It is advised to opt for HDFC NetBanking or HDFC Mobile Banking options instead.

HDFC Bank Lunch Timings

As the largest commercial private bank in India, HDFC Bank ensures uninterrupted services for both existing and potential customers. However, this does not mean that employees do not have lunch during office hours. They simply take lunch breaks in batches, allowing the branch to operate smoothly throughout business hours.

Therefore, you may visit any HDFC Bank branch between the opening and closing times.

HDFC Bank Timings on Saturday

HDFC Bank remains closed every 2nd and 4th Saturday of the month.

Other than these two days, the bank operates from Monday to Saturday, from 9:30 AM to 4:00 PM.

HDFC Bank NEFT Timings

For customers who prefer offline NEFT transactions by visiting the branch, they can do so at any time during the bank's working hours.

HDFC NEFT timing in branches: 9:30 AM to 4:00 PM (except on 2nd & 4th Saturdays and Sundays)

HDFC Bank RTGS Timings

For those without internet access or a computer system, they can visit the HDFC branch and process their money transfers using the RTGS payment system.

The HDFC RTGS timings are 9:30 AM to 4:00 PM (except on 2nd & 4th Saturdays and Sundays)

HDFC Bank IMPS Timings

Similar to NEFT and RTGS, HDFC Bank allows its customers to process money transfers using the IMPS method. This can be done through mobile banking, netbanking, and ATMs.

Since this option is online (with the exception of ATMs), it can be done at any time throughout the day.

Therefore, HDFC Bank IMPS Timings are 24×7.

HDFC Bank UPI Timings

HDFC Bank UPI payments, like IMPS, can be made at any time of the day. Regardless of whether it is a holiday or not, you can instantly transfer or receive funds from your bank account.

Consequently, no specific time is allocated for HDFC Bank UPI transactions.