IOB Net Banking is the online banking service suite offered by Indian Overseas Bank, providing customers the ability to manage their accounts from anywhere, anytime, via computers or mobile devices with internet access. This guide highlights the features, registration steps, login procedures, and transactions available through IOB's net banking.

Features of IOB Net Banking

IOB Net Banking provides an array of features aimed at ensuring a seamless banking experience, including:

Account Management

• View Account Balance and Transaction History: Access your account balance, transaction history, and past statements through the banking portal.
• Update Account Information: Update personal details and account data digitally.

Fund Transfers

• Intra-Bank and Inter-Bank Transfers: Transfer funds within IOB, to other banks, and to other IOB customers using IMPS, NEFT, and RTGS services.
• Utility Bill Payments: Pay bills like electricity, water, telephone, and mobile directly online.

Secure Online Payments

• E-Commerce Transactions: Use IOB's secure payment gateway for online shopping.

Fixed Deposits

• Manage Fixed Deposits: Open, renew, and view FDs, and use the FD calculator for interest estimations.

Loan Services

• Loan Management: Monitor loan statuses, outstanding balances, and payments.

Investment Services

• Investment Products: Explore investments like mutual funds, insurance, and government schemes.

How to Register for IOB Net Banking

To use IOB net banking facilities, registration is necessary. Here's how:

1. Visit the IOB Net Banking website.
2. Select “New User Registration” or “Register.”
3. Provide details like account number, registered mobile, and DOB.
4. Create a login and transaction password.
5. Authenticate your registration with the OTP sent to your phone.
6. Post successful registration, log in using your credentials.

Safety Tip: Regularly change your login and transaction passwords for security.

IOB Net Banking Login Process

Here's how to log into your IOB Net Banking:

Personal Banking Login

1. Visit the IOB e-banking site.
2. Select “Personal Banking.”
3. Click “Internet Banking Login” and proceed to the login page.
4. Enter your User ID and password, answer security questions if asked, then click “Submit.”
5. Access your account and services online.

Note: If login issues arise, contact IOB support.

Corporate Banking Login

1. Visit the IOB site, select ‘Login’.
2. Choose ‘Internet Banking Corporate Login’.
3. Enter login ID, user ID, password, and Captcha, then click ‘Login.’
4. Access your IOB Corporate Net Banking account.

How to Reset the IOB Net Banking Password

If you need to reset your password, follow these steps:

1. Visit the IOB Net Banking website.
2. Select ‘Personal’ or ‘Corporate’ login.
3. Click “Forgot Password.”
4. Enter login ID, account number, and submit.
5. Provide email ID, Captcha code, and click ‘Continue.’
6. Enter OTP from your phone.
7. Set and confirm a new password, then submit.

IOB Fund Transfer through Net Banking

Performing fund transfers is efficient with these steps:

1. Log into IOB Online Banking.
2. Select ‘Payments’ and choose ‘Fund Transfer.’
3. Pick options like “Transfer within IOB” or “Transfer to Other Banks.”
4. Fill the beneficiary's details and transfer amount.
5. Verify and click