How to Make the Most of IOB Net Banking in 2023
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IOB Net Banking provides a robust online banking service from Indian Overseas Bank, enabling account management through internet-enabled devices. This guide explores its features, registration, login, and available transactions.
Features of IOB Net Banking
- Account Management
- View Account Balance and Transaction History: Check balances, transaction records, and statements online.
- Update Account Information: Change personal and account details digitally.
- Fund Transfers
- Intra-Bank and Inter-Bank Transfers: Move funds using IMPS, NEFT, and RTGS.
- Utility Bill Payments: Pay diverse utilities like electricity and mobile bills online.
- Secure Online Payments
- E-Commerce Transactions: Shop safely online via IOB's secure payment gateway.
- Fixed Deposits
- Manage Fixed Deposits: Open, renew, and calculate interest on FDs.
- Loan Services
- Loan Management: Check loan status, balance, and payments.
- Investment Services
- Investment Products: Explore mutual funds, insurance, and government schemes.
How to Register for IOB Net Banking
- Go to the IOB Net Banking website.
- Select “New User Registration.”
- Input your account number, mobile number, and DOB.
- Create login and transaction passwords.
- Verify via OTP on your mobile.
- Login with your new credentials.
Safety Tip: Regularly update passwords for better security.
IOB Net Banking Login Process
Personal Banking Login
- Visit the IOB e-banking site.
- Select “Personal Banking.”
- Click “Internet Banking Login” to access the page.
- Enter your User ID and password, then “Submit.”
- Access account features online.
- Note: Contact support for login issues.
Corporate Banking Login
- Visit the IOB site and click ‘Login’.
- Select ‘Internet Banking Corporate Login’.
- Enter login ID, password, and CAPTCHA; click ‘Login’.
- Access your IOB Corporate Net Banking account.
How to Reset the IOB Net Banking Password
- Visit the IOB Net Banking website.
- Select appropriate login type.
- Click “Forgot Password.”
- Enter login ID, account number, and continue.
- Provide email ID and CAPTCHA; click ‘Continue’.
- Verify with OTP received on phone.
- Set a new password and confirm.
IOB Fund Transfer through Net Banking
- Log into IOB Online Banking.
- Select ‘Payments’ then ‘Fund Transfer.’
- Choose transfer options between IOB and other banks.
- Fill in beneficiary details and amount.
- Confirm details and complete the transfer.
[RBI]: Reserve Bank of India, [MSMEs]: Micro, Small, and Medium Enterprises, [NSE]: National Stock Exchange, [BSE]: Bombay Stock Exchange, [UX]: User Experience, [NPAs]: Non-Performing Assets, [NRI]: Non-Resident Indian, [RTGS]: Real Time Gross Settlement, [IMPS]: Immediate Payment Service, [NEFT]: National Electronic Funds Transfer
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