How to Make the Most of IOB Net Banking in 2023

IOB Net Banking provides a robust online banking service from Indian Overseas Bank, enabling account management through internet-enabled devices. This guide explores its features, registration, login, and available transactions.

Features of IOB Net Banking

• Account Management
  • View Account Balance and Transaction History: Check balances, transaction records, and statements online.
  • Update Account Information: Change personal and account details digitally.
• Fund Transfers
  • Intra-Bank and Inter-Bank Transfers: Move funds using IMPS, NEFT, and RTGS.
  • Utility Bill Payments: Pay diverse utilities like electricity and mobile bills online.
• Secure Online Payments
  • E-Commerce Transactions: Shop safely online via IOB's secure payment gateway.
• Fixed Deposits
  • Manage Fixed Deposits: Open, renew, and calculate interest on FDs.
• Loan Services
  • Loan Management: Check loan status, balance, and payments.
• Investment Services
  • Investment Products: Explore mutual funds, insurance, and government schemes.

How to Register for IOB Net Banking

1. Go to the IOB Net Banking website.
2. Select “New User Registration.”
3. Input your account number, mobile number, and DOB.
4. Create login and transaction passwords.
5. Verify via OTP on your mobile.
6. Login with your new credentials.

Safety Tip: Regularly update passwords for better security.

IOB Net Banking Login Process

Personal Banking Login

1. Visit the IOB e-banking site.
2. Select “Personal Banking.”
3. Click “Internet Banking Login” to access the page.
4. Enter your User ID and password, then “Submit.”
5. Access account features online.
6. Note: Contact support for login issues.

Corporate Banking Login

1. Visit the IOB site and click ‘Login’.
2. Select ‘Internet Banking Corporate Login’.
3. Enter login ID, password, and CAPTCHA; click ‘Login’.
4. Access your IOB Corporate Net Banking account.

How to Reset the IOB Net Banking Password

1. Visit the IOB Net Banking website.
2. Select appropriate login type.
3. Click “Forgot Password.”
4. Enter login ID, account number, and continue.
5. Provide email ID and CAPTCHA; click ‘Continue’.
6. Verify with OTP received on phone.
7. Set a new password and confirm.

IOB Fund Transfer through Net Banking

1. Log into IOB Online Banking.
2. Select ‘Payments’ then ‘Fund Transfer.’
3. Choose transfer options between IOB and other banks.
4. Fill in beneficiary details and amount.
5. Confirm details and complete the transfer.

[RBI]: Reserve Bank of India, [MSMEs]: Micro, Small, and Medium Enterprises, [NSE]: National Stock Exchange, [BSE]: Bombay Stock Exchange, [UX]: User Experience, [NPAs]: Non-Performing Assets, [NRI]: Non-Resident Indian, [RTGS]: Real Time Gross Settlement, [IMPS]: Immediate Payment Service, [NEFT]: National Electronic Funds Transfer