Trusted by 1L+ Indians

Want to Achieve any of the below Goals upto 80% faster?

Car Side View

Dream Home

Car Side View

Dream Wedding

Car Side View

Dream Car

Motorcycle Side View

Retirement

auto rikshaw

1st Crore

Car Side View

Dream Home

Car Side View

Dream Wedding

Car Side View

Dream Car

Motorcycle Side View

Retirement

auto rikshaw

1st Crore

Trusted by 1L+ Indians

Want to Achieve any of the below Goals upto 80% faster?

Car Side View

Dream Home

Car Side View

Dream Wedding

Car Side View

Dream Car

Motorcycle Side View

Retirement

auto rikshaw

1st Crore

Car Side View

Dream Home

Car Side View

Dream Wedding

Car Side View

Dream Car

Motorcycle Side View

Retirement

auto rikshaw

1st Crore

Trusted by 3 Crore+ Indians

Want to Achieve any of the below
Goals upto 80% faster?

Car Side View

Dream Home

Car Side View

Dream Wedding

Car Side View

Dream Car

Motorcycle Side View

Retirement

auto rikshaw

1st Crore

Trusted by 3 Crore+ Indians

Want to Achieve any of the below
Goals upto 80% faster?

Car Side View

Dream Home

Car Side View

Dream Wedding

Car Side View

Dream Car

Motorcycle Side View

Retirement

auto rikshaw

1st Crore

Trusted by 3 Crore+ Indians

Want to Achieve any of the below Goals upto 80% faster?

Car Side View

Dream Home

Car Side View

Dream Wedding

Car Side View

Dream Car

Motorcycle Side View

Retirement

auto rikshaw

1st Crore

Trusted by 3 Crore+ Indians

Want to Achieve any of the below Goals upto 80% faster?

Car Side View

Dream Home

Car Side View

Dream Wedding

Car Side View

Dream Car

Motorcycle Side View

Retirement

auto rikshaw

1st Crore

Guide to Insurance Exams in India

Guide to Insurance Exams in India

Introduction to Insurance Exams

Insurance exams are essential gateways into the thriving insurance sector in India, offering a multitude of employment opportunities. These exams are meticulously crafted to recruit the most suitable candidates for various roles within the insurance industry. Over the past two decades, the insurance sector has evolved significantly, emerging as a prestigious career path. This guide provides an in-depth overview of the upcoming insurance exams in 2023, their types, and preparation strategies.

Table of Contents

Overview of Insurance Exams 2023

Types of Insurance Exams in India

Detailed Overview of Insurance Exams

List of Important Insurance Exams in India

Life Insurance Corporation (LIC) Exams

New India Assurance Company Limited (NIACL) Exams

Oriental Insurance Company Limited (OICL) Exams

United India Insurance Company (UIIC) Exams

Insurance Regulatory and Development Authority (IRDA) Exams

Insurance Exams 2023

Insurance exams in India are conducted to fill various posts within the insurance sector. Over the past two decades, the insurance sector has evolved into one of the most prestigious and sought-after employment avenues. These exams are integral to the banking and finance sectors and attract a large number of applicants annually.

Types of Insurance Exams in India

Insurance exams are categorized into two main types based on the insurance company’s nature:

Life Insurance Companies

Life insurance companies provide coverage for an individual's life. The policies offered by these companies are centered around life insurance products that vary according to the company’s terms.

Non-Life Insurance Companies

Non-life insurance companies offer a range of policies that cover various aspects of daily life, such as health, travel, car, bike, and home insurance.

The Insurance Regulatory and Development Authority of India (IRDAI) oversees the conduct and regulation of these exams. Numerous exams are held yearly, facilitating the recruitment process for various posts within the insurance sector.

Insurance Exams Overview

Here is a detailed overview of the major insurance exams and the respective conducting bodies for 2023:

Life Insurance Corporation (LIC) conducts exams for positions such as LIC ADO, LIC AAO, and LIC HFL.

New India Assurance Company Limited (NIACL) conducts exams for roles including NIACL Assistant and NIACL Administrative Officer.

National Insurance Company Limited (NICL) organizes exams for the post of NICL Administrative Officer.

Oriental Insurance Company Limited (OICL) conducts exams for OICL Administrative Officer.

United India Insurance Company (UIIC) conducts exams for UIIC Administrative Officer and UIIC Assistant.

Insurance Regulatory and Development Authority (IRDA) conducts exams for the post of IRDA Assistant Manager.

Detailed Overview of Major Insurance Exams

LIC Exams

Life Insurance Corporation of India (LIC) is one of the most trusted and largest insurance companies in India. Established in 1956, LIC conducts several exams for various posts:

LIC HFL

Life Insurance Corporation Housing Finance Limited (LIC HFL) is a housing finance company focused on providing long-term finance for residential properties. Recruitment is conducted for:

LIC HFL Associate

LIC HFL Assistant

LIC HFL Assistant Manager

Exam Pattern:

Written Exam

Interview

Medical Test

Eligibility Criteria:

Nationality: Indian citizen

Age: 21-30 years

Education: Graduate from a recognized university (specific qualifications required for certain posts)

LIC AAO

The LIC Assistant Administrative Officer (AAO) exam is not held annually but is based on LIC’s needs. Recruitment is for different specializations:

LIC AAO (Legal)

LIC AAO (IT)

LIC AAO (CA)

LIC AAO (Actuarial)

LIC AAO (Rajbhasha)

Exam Pattern:

Preliminary Exam

Mains Exam

Interview

Pre-Recruitment Medical Exam

Eligibility Criteria:

Nationality: Indian citizen

Age: 21-30 years (age relaxations apply)

Education: Bachelor’s degree from a recognized university

LIC ADO

The Apprentice Development Officer (ADO) exam recruits candidates from three categories:

Open Market

Employee

Agents

Exam Pattern:

Preliminary Exam

Mains Exam

Interview

Medical Test

Eligibility Criteria:

Nationality: Indian citizen

Age: 21-30 years

Experience: Minimum 2 years (varies by category)

Education: Graduate from a recognized university

NIACL Exams

New India Assurance Company Limited (NIACL) is a multinational general insurance company established in 1919. NIACL conducts recruitment for:

NIACL Assistant

Exam Pattern:

Preliminary Exam

Mains Exam

Regional Language Test

Eligibility Criteria:

Nationality: Indian citizen, subject of Nepal or Bhutan

Age: 18-30 years (age relaxations apply)

Education: Graduate from a recognized university

NIACL Administrative Officer (AO)

Exam Pattern:

Preliminary Exam

Mains Exam

Interview

Eligibility Criteria:

Nationality: Indian citizen, subject of Nepal or Bhutan

Age: 21-30 years

Education: Graduate from a recognized university

NICL Exams

National Insurance Company Limited (NICL), established in 1906, conducts exams for the post of Administrative Officer.

Exam Pattern:

Preliminary Exam

Mains Exam

Interview

Eligibility Criteria:

Nationality: Indian citizen, subject of Nepal or Bhutan

Age: 21-30 years (age relaxations apply)

Education: Bachelor’s degree from a recognized university

OICL Exams

Oriental Insurance Company Limited (OICL) caters to the insurance needs of urban and rural populations.

OICL Administrative Officer (AO)

Exam Pattern:

Preliminary Exam

Mains Exam

Interview

Eligibility Criteria:

Nationality: Indian citizen

Age: 21-30 years

Education: Graduate from a recognized university

UIIC Exams

United India Insurance Company (UIIC) is one of India’s largest general insurance companies.

UIIC Administrative Officer (AO)

Exam Pattern:

Written Exam

Interview

Eligibility Criteria:

Nationality: Indian citizen

Age: 21-30 years (age relaxations apply)

Education: Graduate from a recognized university

UIIC Assistant

Exam Pattern:

Written Exam

Interview

Eligibility Criteria:

Nationality: Indian citizen

Age: 18-28 years (age relaxations apply)

Education: Graduate from a recognized university

IRDA Exams

Insurance Regulatory and Development Authority of India (IRDA) is the statutory body regulating the insurance sector.

IRDA Assistant Manager

Exam Pattern:

Preliminary Exam (Objective)

Written Exam (Descriptive)

Interview

Eligibility Criteria:

Nationality: Indian citizen

Age: 21-30 years

Education: Graduate from a recognized university

Conclusion

The insurance sector offers a multitude of opportunities for aspiring candidates through various exams conducted by different organizations. Understanding the types of exams, eligibility criteria, and exam patterns is crucial for effective preparation. Candidates should stay updated with official notifications and leverage comprehensive preparation strategies to excel in these exams.

Introduction to Insurance Exams

Insurance exams are essential gateways into the thriving insurance sector in India, offering a multitude of employment opportunities. These exams are meticulously crafted to recruit the most suitable candidates for various roles within the insurance industry. Over the past two decades, the insurance sector has evolved significantly, emerging as a prestigious career path. This guide provides an in-depth overview of the upcoming insurance exams in 2023, their types, and preparation strategies.

Table of Contents

Overview of Insurance Exams 2023

Types of Insurance Exams in India

Detailed Overview of Insurance Exams

List of Important Insurance Exams in India

Life Insurance Corporation (LIC) Exams

New India Assurance Company Limited (NIACL) Exams

Oriental Insurance Company Limited (OICL) Exams

United India Insurance Company (UIIC) Exams

Insurance Regulatory and Development Authority (IRDA) Exams

Insurance Exams 2023

Insurance exams in India are conducted to fill various posts within the insurance sector. Over the past two decades, the insurance sector has evolved into one of the most prestigious and sought-after employment avenues. These exams are integral to the banking and finance sectors and attract a large number of applicants annually.

Types of Insurance Exams in India

Insurance exams are categorized into two main types based on the insurance company’s nature:

Life Insurance Companies

Life insurance companies provide coverage for an individual's life. The policies offered by these companies are centered around life insurance products that vary according to the company’s terms.

Non-Life Insurance Companies

Non-life insurance companies offer a range of policies that cover various aspects of daily life, such as health, travel, car, bike, and home insurance.

The Insurance Regulatory and Development Authority of India (IRDAI) oversees the conduct and regulation of these exams. Numerous exams are held yearly, facilitating the recruitment process for various posts within the insurance sector.

Insurance Exams Overview

Here is a detailed overview of the major insurance exams and the respective conducting bodies for 2023:

Life Insurance Corporation (LIC) conducts exams for positions such as LIC ADO, LIC AAO, and LIC HFL.

New India Assurance Company Limited (NIACL) conducts exams for roles including NIACL Assistant and NIACL Administrative Officer.

National Insurance Company Limited (NICL) organizes exams for the post of NICL Administrative Officer.

Oriental Insurance Company Limited (OICL) conducts exams for OICL Administrative Officer.

United India Insurance Company (UIIC) conducts exams for UIIC Administrative Officer and UIIC Assistant.

Insurance Regulatory and Development Authority (IRDA) conducts exams for the post of IRDA Assistant Manager.

Detailed Overview of Major Insurance Exams

LIC Exams

Life Insurance Corporation of India (LIC) is one of the most trusted and largest insurance companies in India. Established in 1956, LIC conducts several exams for various posts:

LIC HFL

Life Insurance Corporation Housing Finance Limited (LIC HFL) is a housing finance company focused on providing long-term finance for residential properties. Recruitment is conducted for:

LIC HFL Associate

LIC HFL Assistant

LIC HFL Assistant Manager

Exam Pattern:

Written Exam

Interview

Medical Test

Eligibility Criteria:

Nationality: Indian citizen

Age: 21-30 years

Education: Graduate from a recognized university (specific qualifications required for certain posts)

LIC AAO

The LIC Assistant Administrative Officer (AAO) exam is not held annually but is based on LIC’s needs. Recruitment is for different specializations:

LIC AAO (Legal)

LIC AAO (IT)

LIC AAO (CA)

LIC AAO (Actuarial)

LIC AAO (Rajbhasha)

Exam Pattern:

Preliminary Exam

Mains Exam

Interview

Pre-Recruitment Medical Exam

Eligibility Criteria:

Nationality: Indian citizen

Age: 21-30 years (age relaxations apply)

Education: Bachelor’s degree from a recognized university

LIC ADO

The Apprentice Development Officer (ADO) exam recruits candidates from three categories:

Open Market

Employee

Agents

Exam Pattern:

Preliminary Exam

Mains Exam

Interview

Medical Test

Eligibility Criteria:

Nationality: Indian citizen

Age: 21-30 years

Experience: Minimum 2 years (varies by category)

Education: Graduate from a recognized university

NIACL Exams

New India Assurance Company Limited (NIACL) is a multinational general insurance company established in 1919. NIACL conducts recruitment for:

NIACL Assistant

Exam Pattern:

Preliminary Exam

Mains Exam

Regional Language Test

Eligibility Criteria:

Nationality: Indian citizen, subject of Nepal or Bhutan

Age: 18-30 years (age relaxations apply)

Education: Graduate from a recognized university

NIACL Administrative Officer (AO)

Exam Pattern:

Preliminary Exam

Mains Exam

Interview

Eligibility Criteria:

Nationality: Indian citizen, subject of Nepal or Bhutan

Age: 21-30 years

Education: Graduate from a recognized university

NICL Exams

National Insurance Company Limited (NICL), established in 1906, conducts exams for the post of Administrative Officer.

Exam Pattern:

Preliminary Exam

Mains Exam

Interview

Eligibility Criteria:

Nationality: Indian citizen, subject of Nepal or Bhutan

Age: 21-30 years (age relaxations apply)

Education: Bachelor’s degree from a recognized university

OICL Exams

Oriental Insurance Company Limited (OICL) caters to the insurance needs of urban and rural populations.

OICL Administrative Officer (AO)

Exam Pattern:

Preliminary Exam

Mains Exam

Interview

Eligibility Criteria:

Nationality: Indian citizen

Age: 21-30 years

Education: Graduate from a recognized university

UIIC Exams

United India Insurance Company (UIIC) is one of India’s largest general insurance companies.

UIIC Administrative Officer (AO)

Exam Pattern:

Written Exam

Interview

Eligibility Criteria:

Nationality: Indian citizen

Age: 21-30 years (age relaxations apply)

Education: Graduate from a recognized university

UIIC Assistant

Exam Pattern:

Written Exam

Interview

Eligibility Criteria:

Nationality: Indian citizen

Age: 18-28 years (age relaxations apply)

Education: Graduate from a recognized university

IRDA Exams

Insurance Regulatory and Development Authority of India (IRDA) is the statutory body regulating the insurance sector.

IRDA Assistant Manager

Exam Pattern:

Preliminary Exam (Objective)

Written Exam (Descriptive)

Interview

Eligibility Criteria:

Nationality: Indian citizen

Age: 21-30 years

Education: Graduate from a recognized university

Conclusion

The insurance sector offers a multitude of opportunities for aspiring candidates through various exams conducted by different organizations. Understanding the types of exams, eligibility criteria, and exam patterns is crucial for effective preparation. Candidates should stay updated with official notifications and leverage comprehensive preparation strategies to excel in these exams.

Download App

Explore More

Managing assets totalling over 1 crore+